Farming and business expansion

John Muriu Njuguna

Gilgil Township Nakuru County, Kenya

35% repaid

Entrepreneur

Name

John Muriu Njuguna

On-time repayments

371 weekly installments  •  74%

About Me

My names are John Muriu Njuguna, a Kenyan citizen identification number 22535873. I was born on 10th February 1980 at Kandutura village Rongai Township in Nakuru County. I am married with one wife and blessed with three children. I went to Thirandu primary school and later Mama Ngina Kenyatta Secondary school, both in Rongai Township. I did not go beyond secondary school.
Later in life I moved to Gilgil Township with my family where I am currently settled. I am running a Boda boda business. Boda boda is a corrupted word for border and was a very lucrative business at the Uganda-Kenya border in the past. It involved bicycle transport. With time, the trend has steadily spread to other areas of the country and has evolved to include motor cycle transport.
Mine is a motor cycle and it is my livelihood. It has been sustaining me for five years now and I love it with all my heart.

My Business

I own one motor cycle; a kingbird. On average I make Ksh 1,000 per day which translates to Ksh 30,000 per month. The fuel is approximately Ksh 300 per day translating to about Ksh 9,000 per month. Maintenance is about Ksh 2,000. The maintenance is low due to the fact that Gilgil and its environs are covered in tarmac and therefore the roads well maintained. This poses little or no damage to the motorcycle. Occasionally, I buy new tyres and tubes at an average cost of Ksh 5,000. I replace the tyres and tubes after every six months. Therefore, I am left with an average income of Ksh 15,000 per month.
My motor cycle, a King Bird is a powerful machine that is able to cover long distances within a short time. It can also carry a lot of luggage. Therefore, customers prefer it to the other makes

Loan Proposal

This is planting season busy preparing land that is done in the month of February .am planning to use part of the funds to buy seeds and fertilizer currently I have three acres and three more acres that a planning to lease when I get the funds .preparing one acre of land will cost 15000 ,land leasing will cost 24 oooo for three acres the whole budget for this six acres will be 114000 expecting to get aharvest of upto 120 bags on the lowest side and 40 bags of bees on the lowest side .if this is converted into cash a profit of 200 000 to 250000 will be achieved the rest of the funds will buy more stocks for the shop .my shop is good help me repay the because it's operation is done an daily basis hence enough money to pay back the loan

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,775.11

Date disbursed

Mar 1, 2019

Repayment status

Late

Projected term

29 months

Cost to entrepreneur

Service fee: 5% of $1,775.11 = $79.79

Credit risk payment: $478.79

Lenders

M

marycb

United States

J

jobo

Darmstadt, Germany

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Hope2012

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DeanDropshot

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J

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Vanamo

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R

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I

Interfree

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BJ

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Laurent

Vevey, Switzerland

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rmacaw

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A

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S

Senryu91

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chrisn

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J

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HansLindgren

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CrazyCanuck

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H

hilde

seattle, United States

L

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B

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Canton, Ohio, United States

Tavin

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G D Export

Kolkata, India

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eaganlender

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HE

help each other

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C

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G

grahamfamily

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T

tonilends

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KM

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H

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E

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Oslo, Norway

Cloudways

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P

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Berlin, Germany

IA

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J

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Evanston, United States

S

Scordato

Mattituck, United States

B

bugsheep

Houston, United States

M

mkfiddler

Santa Barbara, United States

Jouni

Finland

Paul and Rachel

London, United Kingdom

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

K

kjgeenszins

groningen, Netherlands

G

Goodwill

Oakland, United States

juliemartha

Lake Mary, United States

peanut

Halifax, Canada

U

USDescartes

Columbus, OH, United States

K

Katehar

Maple Valley, WA, United States

ads68

Melbourne, Australia

R

Rking

Eugene, United States

M

MttMNW

Königsbronn, Germany

D

DThirteen

Miami, United States

Christopher

Copenhagen, Denmark

C

CheapThrills

Liminka, Finland

W

WellingtonPFClass

Columbus, Oh, United States

Andreas Kiss

Vienna, Austria, Austria

R

Roxyclark

Heber City, United States

Y

Yevrahs

Dallas, Texas, United States

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

postnihilist

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Eduard

Dnepr, Ukraine

L

leeirel

Edmonton, Canada

basicus

Cairo, Egypt

IM

Isak Maaseide

Tromso, Norway, Norway

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

J

Jyoti

Herndon, United States

nakamura

United States

8

8chrono8

London, United Kingdom

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

camilberlin

Berlin, Germany

Bobrm2k3

Charleston, United States

I

ianb723

ROCHESTER, United States

nmatpt

Lisboa, Portugal

Cricketca

San Jose, United States

RckyMntFamily

Colorado, United States

Z

zedoud

Hamburg, Germany

calvero

Bergen, Norway

joaoferraz

RINCHOA, Portugal

P

prehders

Hamburg, Germany

Patrick

Berlin, Germany

J

JohnH

Livonia, Michigan, United States

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

Longhorn

Austin, United States

indrayudha

Jakarta, Indonesia

F

fundfinite

Wellington, New Zealand

K

Krishroff

Dubai, United Arab Emirates

F

fredrikahl

Stockholm, Sweden

W

WenShiDi

mobile, China

isabelv

Barcelona, Spain, Sweden

W

Walter01

Kingston, Canada

O

ommthree

Egg, Switzerland

Z

ZacJ89

RIverside, United States

paulclinton

malaga, Spain

N

nk786

Dubai, United Arab Emirates

Zal0m0n

Atlantis!!!! x), Mauritania

B

Bokolo

Leeds, United Kingdom

Generaal

Antwerp, Belgium

S

SammyGeorge

Belfast, United Kingdom

gseletko

South Perth, Australia

S

Sreval

Manly, Australia

JFais

Atlanta, United States

Greg1

Southampton, United Kingdom

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

Lyssandra

Baltimore, United States

N

NickLuder

London, United Kingdom

S

Spelbreker

Zwijnaarde, Belgium

I

inips

Oslo, Norway

Lambie

Perth, Australia

stever

Cape Coral, United States

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

D

doublehelix

Philadelphia, United States

S

seikatsu

Palo Alto, CA, United States

GuillaumeTeissier

Montréal, Canada

dmirpuri

Bangkok, Thailand

Matthieu

Switzerland, France

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

D

discoball

Monterey, CA, United States

E

ejc211

Somerset, United Kingdom

lizandsteve

guelph, Canada

B

Budgie81

Norwalk, United States

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

M

markus61

cologne, Germany

M

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mikeice

Kohler, United States

M

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Joliet, United States

Evan Lamos

Brussels, Belgium

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A

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G

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Republic of Korea

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G

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M

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Zurich, Switzerland

W

wiwillia

Milbrae, United States

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Kitale, Kenya

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San Francisco, United States

H

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drorm

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MalcolmL

San Francisco, United States

K

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R

roozbeh

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B

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J

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W

wyogirl

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M

Marko

Helsinki, Finland

D

DandS

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N

nswanberg

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sjoerd

Netherlands

B

bugdaniel

Switzerland

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M

Mj11991

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Vienna, Austria

S

sarah4d2

Saint Louis, United States

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Aarhus, Denmark

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hodor

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Washington, DC, United States

J

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Malaysia

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Belgium

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Berlin, Germany

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United States

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Amsterdam, Netherlands

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Doha, Qatar

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me.iulian

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SuperMario28

Cudahy, United States

B

bwmoore

United States

T

Tony1

Australia

S

Symoneous

Netherlands

J

JeremyR

United States

OllieOladele

London, United Kingdom

reluck

Marseille, France, France

R

ross22

United States

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thehigginsons

United Kingdom

M

mbarbier

United States

D

djlayton4

United States

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United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

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JL

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United Kingdom

KM

Kirsty M

United Kingdom

Nigel Titley

Milton Keynes, United Kingdom

Peter R

Fulda, Germany

S

Sven

Netherlands

T

TZ

Singapore, Singapore

E

Erich

Zurich, Switzerland

Joerg

Velen, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

SL

Samuel Le

Seattle, WA, United States

Karijn

Amsterdam, Netherlands

Lauren

United Kingdom

R

Robert

Berlin, Germany

Mark

Nijmegen, Netherlands

Jerome

Switzerland

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

Jon

Sweden

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

Francoise Kuenzi

Neuchâtel, Switzerland

PR

peter reibold

United States

Dean Cress

United States

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

RM

Roxane Milot

Gatineau, Québec, Canada

Max Lettenberger

Madison, WI, United States

Jeremy

Washington State, United States, United States

Julia

United States

Kevin

San Francisco, United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

Paul

Seattle, United States

NH

N Holt

United States

C

cota

United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

IV

Indira van Uyten

Neterlands Antilles

WE

Wendy Emlyn

Devon, United Kingdom

J

Jygge

Halmstad, Sweden

PT

Paul T

Amsterdam, Netherlands

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

P

Peter

Portugal

T

Tom

United States

R

Rhys

Australia

Framework Eyewear

Utrecht, Netherlands

H

Harry

Florida, United States

N

Nora

Germany

Pedro R-C

Cambridge, United States

G

Gabri

Austria

Donna Manton

Australia, Australia

Mattie Shaw

Seattle, United States

R

Ryan

United States

G

GS2

Germany

G

Gianni

Venice, Italy

N

Nick

Greater London, United Kingdom

RV

Rob Van Dam

United States

Mark Grey

Redding, CT, United States

LD

Laura Dobroth

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

Aran Dunlop

United States

wissam

Jeddah, Saudi Arabia

jo

Los Angeles, United States

Joe Lamantia

Reston, Virginia, United States

Callum Guy

Suffolk, United Kingdom

B

BM

London, United Kingdom, United Kingdom

Surya Setiyaputra

Sydney, Australia

Rosario von Li

San Jose, Ca, United States

Amanda Orson

Stamford, Ct, United States

A

Adam

United Kingdom

Arnaud M

Sydney, Australia

M

Mark

United States

Diego

Monza, Italy

Taylor

Memphis, United States

Cliff

United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

D

Daniel

United States

AO

Amara Ogle

United Kingdom

JH

Julia Hermann

United States

B

Bramlage

United States

R

Ryan

United States

Elise E

United States

SH

Steven Huntington

London, United Kingdom

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Stanislas L

London, United Kingdom

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

BS

Brandon S

United States

KE

Karen Epolito

Syracuse, NY, United States

Remo

Lucerne, Switzerland

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

B

Boris

Bern, Switzerland

SB

Sue Bucholz

Sacramento, United States

RH

Robert Hamner

United States

W

Wim

Netherlands

C P

Mazatlan, Mexico

Ramon Maghsoudi

San Francisco, United States

United States

Kevin

United States

B

Brett

Australia

Zack Stein

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

V

Vasil

Belarus

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

AS

Aida Smith

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

Rick

United States

AH

Amy Hammond

United States

Bart Vogelzang

Ladysmith BC, Canada

TO

Thomas O'Neil

United States

SA

Shar Alamdari

Los Angeles, United States

Peggy Evans Wise

Memphis, TN, United States

JG

Jonathan Giuffrida

Chicago, United States

J

jeananne

United States

RE

Richard Ellis

United Kingdom

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

Evan Metzner

United States

Martin Kraus

Traiskirchen, Austria

Romesh Fernndo

Perth, Australia, Australia

S

Suzannah

New York City, United States

M

Marama

Australia

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

JA

Joshua Axtell

United States

Richard Benyon

United States

Day Family

Melbourne, Australia

Vratik Krocik

Prague, Czech Republic

MM

MB McKenna

United States

Grégoire

Zurich, Switzerland

B

BSM

France

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

Shane Bugeja

Mankato, Minnesota, United States

JZ

Julia Zaks

United States

R

Ryan

Albuquerque, NM, United States

Nadia Tuchman

New York City, United States

Ellen

Michigan, United States

K

Kyle

Durban, United Kingdom

Mary Norton

Byron Bay, Australia

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

Betsy

United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

E

ericb321

Republic of Korea

S

Southbanker

Reading, United Kingdom

GS

Gary Sinard

Franklin, TN, United States

M

Margaret

United States

R

Raffins

United States

TB

Tim Barrett

United States

MS

Merel S

Netherlands

Paul Thompson

York, United Kingdom

PZ

Phillip Zink

United States

JF

J Fister

United States

D

David

United States

Emily

San Francisco, United States

R

RMIM

United States

A

Aaron

United States

SS

Sarah sewall

United States

KA

Khaled Asmri

Saudi Arabia

A

Anabell

Elizabeth, United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

W

Will

United States

Victoria Keenan

East Anglia, United Kingdom

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

Bryce Bow

Bloomington, In, United States

Katja

Switzerland

Maggie Rouse

Cheyenne, Wyoming, United States

Tyler Metcalf

Utah, United States

S

Sandi

Ocean Shores, Australia

S

straldhardt

United States

S

Sarah

Arlington, United States

DM

Darin MacRae

United States

BN

Bence Nagy

Czech Republic

A

Alex

United States

ZS

Zach Silveira

Asheville, Nc, United States

JB

Jane Bean

United States

S

S

Canberra, Australia

Nethanel Kohen

NYC, United States

B

Bartl

United States

L

Liz

Canada

HB

Hugo Boss

United Kingdom

SL

Sam Lute

United States

MR

Micky Richards

United Kingdom

RS

Rohan Singh

United States

MP

Michael Poley

United States

Bruno

Vancouver, Canada, Canada

SD

Sheri Dieck

United States

BG

Bruce Garretson

Portland, Oregon, United States

DH

Don Hammond

United States

RC

Robert Chen

United States

Mai Phuong Nguyen

Nashville, United States

S

SmartDoDo

Utrecht, Netherlands

Michael Bauschke

Dresden, Germany

LM

Lee Montecucco

Washington State, United States

sbdoc

Reno, United States

E

EJOBIV

United States

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

Metalfreund

Berlin, Germany

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

C

Cheryl

Australia

WM

Will Martin

United States

JM

Joseph Moore

United States

Severin Zörgiebel

Frankfurt, Germany

EL

edna l rauch

United States

Richard Paulin

Melbourne, Australia

W

Wrenn

Germany

KB

Karl Bitz

United States

Genuine Interest

Singapore, Singapore

Brian Thomson

Lyndoch, South Australia, Australia

A

Ayse

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

We Not Me

St. Paul, Minnesota, United States

T

Tom

United States

VD

Vince Darley

United Kingdom

SM

Shawn Murphy

United States

R

RM

Australia

D

Dave

Canada

KA

Kimmy and Chad

Los Angeles, United States

M

MFarrell2008

United States

The Krugers

NY NY, United States

Jeanette

Fort Worth, Texas, United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Dustin Lape

Lynchburg, United States

Lois Freisleben

Arcata, CA, United States

Carol Vigurs

London, United Kingdom

SM

Sam Mendelson

United Kingdom

PV

Plukgeluk VZW

Antwerp, Belgium

Andrew

United States

B

Bram

Germany

GB

Glenn Butler

United States

R

Roman

Germany

Cambium Foundation

Kirkland, United States

AL

Anna Lusero

United States

RS

Ralph Smyth

United Kingdom

S

Shayla

United States

Jacey Hilbers

Waco, TX, United States

GF

Gammon Family

United States

M

mhuuden

Netherlands

R

Rafael

Switzerland

P

PS

United States

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