Entrepreneur
Name
Joseph
Member since
August 2015
On-time repayments
217 installments • 53%
About Me
raising a family was a great chore for my father,earning a meagre salary anyway he had to make end meet.growing up on the village was a bit challenging having to balance school and assigned farming duties at home.however the experience was exciting, to us and we all grew up thanks be to God.now with challenge of child upbringing I do need to work extra hard to make both end meet thanks to Zidisha for financial assistance.indeed Zidisha is changing lives for the better.
My Business
BUSINESS
Kinagop is endowed with good climate where crops do very well. We grow a variety of crops with the help of my wife. Mostly we grow Irish potatoes, cabbages and carrots. We also have 2 dairy cows which do very well in this area. On average the cow produce 14kg of milk per day which we use at least 2kg for home consumption and the surplus we sell to Tulaga Farmers Co-operative Society Ltd. On average we earn U.S.D 100 per month which we use U.S.D 70 for our monthly expenses and save the rest. In most of the cases we sell potatoes and cabbage after 3 months making an average income of U.S.D 150 after expenses.with this income I can comfortably repay Zidisha loan.
Loan Proposal
LOAN PROPOSAL
I have an idle land which is in my farm and am intending to till the land using this funds. The cost of tillage of this ½ acre land is U.S.D 30. The rest of he money will buy D.A.P Fertilizer. I intend to plant Irish potatoes which does well especially this short rains season. During his season its favoured by good prices during January, February dry spell.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Aug 9, 2015
Repayment status
On Time
Projected term
9 months
Other loans
Lenders
Summary
Amount repaid
$104.50
Amount remaining
$0.00
Date repaid
Feb 7, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2015 | $2.00 | Aug 16, 2015 | $2.00 |
| Aug 23, 2015 | $2.00 | Aug 16, 2015 | $0.30 |
| Aug 23, 2015 | $1.70 | ||
| Aug 30, 2015 | $2.00 | Aug 23, 2015 | $0.35 |
| Aug 30, 2015 | $1.65 | ||
| Sep 6, 2015 | $2.00 | Aug 30, 2015 | $2.00 |
| Sep 13, 2015 | $2.00 | Aug 30, 2015 | $0.35 |
| Sep 13, 2015 | $1.65 | ||
| Sep 20, 2015 | $2.00 | Sep 13, 2015 | $0.67 |
| Sep 20, 2015 | $1.33 | ||
| Sep 27, 2015 | $0.15 | Sep 20, 2015 | $0.15 |
| Oct 4, 2015 | $1.10 | Oct 3, 2015 | $1.10 |
| Oct 11, 2015 | $1.10 | Oct 3, 2015 | $1.10 |
| Oct 18, 2015 | $1.10 | Oct 3, 2015 | $0.07 |
| Oct 17, 2015 | $1.03 | ||
| Oct 25, 2015 | $1.10 | Oct 17, 2015 | $0.07 |
| Oct 25, 2015 | $1.03 | ||
| Nov 1, 2015 | $1.10 | Oct 25, 2015 | $0.04 |
| Nov 2, 2015 | $1.05 | ||
| Nov 8, 2015 | $0.01 | ||
| Nov 8, 2015 | $1.10 | Nov 8, 2015 | $1.10 |
| Nov 15, 2015 | $1.10 | Nov 8, 2015 | $0.07 |
| Nov 15, 2015 | $1.03 | ||
| Nov 22, 2015 | $1.10 | Nov 15, 2015 | $1.10 |
| Nov 29, 2015 | $0.14 | Nov 15, 2015 | $0.14 |
| Dec 6, 2015 | $1.50 | Dec 6, 2015 | $1.50 |
| Dec 13, 2015 | $0.10 | Dec 6, 2015 | $0.10 |
| Dec 20, 2015 | $1.00 | Dec 20, 2015 | $1.00 |
| Dec 27, 2015 | $0.28 | Dec 20, 2015 | $0.28 |
| Jan 3, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Jan 10, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Jan 17, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Jan 24, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Jan 31, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Feb 7, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Feb 14, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Feb 21, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Feb 28, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Mar 6, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Mar 13, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Mar 20, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Mar 27, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Apr 3, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Apr 10, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Apr 17, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| Apr 24, 2016 | $1.50 | Dec 31, 2015 | $1.50 |
| May 1, 2016 | $1.00 | Dec 31, 2015 | $1.00 |
| May 8, 2016 | $54.03 | Jan 30, 2016 | $27.10 |
| Feb 7, 2016 | $26.93 | ||
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