Farming inputs - top dressing manure for the vegetables

Maureen

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Maureen

Member since

March 2019

On-time repayments

104 installments  •  86%

About Me

I am a small business owner operating a side hustle in Soy, Kakamega County. Having grown up in a town bordering the North Rift part of Kenya, I developed a passion for farming at a tender age given that this part of the country is considered the bread basket with farming being the main economic activity.
My observation of vegetables being a staple in the Kenyan diet prompted me to commence small scale vegetable farming which is slowly growing in clientele. I initially embarked on trials for kales, spinach, cow peas, cabbage and pumpkin leaves but have since focused on kales and indigenous vegetables known as managu which I sell to neighbors from my home area.

My Business

I primarily produce Vegetables including kales and Indigenous vegetables which I sell locally on a retail basis to households within my home area. On a day my sales range between Ksh 900 to 1200 depending on whether it’s a maker day as this implies that some local stall owners also make bulk purchases for onward bulk breaking and retail selling.
The challenge I face is seasonality of the vegetables as there are times when there is a glut especially during the rainy season hence over supply causes a dip in the prices. During the dry season, I do local irrigation(using a watering can) to ensure the crop received adequate water as the prices are at a peak at such times this enduring better profits.

I also try to minimize use of pesticides and herbicides as I am conscious about their effects.

I hope to see my business grow to a point whereby I can diversify it with poultry rearing

Loan Proposal

I will procure manure for top dressing my small-scale vegetable farm with a view of boosting the soil fertility thus improving chances of healthier crops that do not have any chemical applications thus leading to better yield and eventual preferred source of dietary nutrients for my clientele.

Given the fact that i do not have a compost pit with ready manure, I intend to purchase this from my neighbours who rear livestock thus utilize it to boost the soil fertility especially with the ongoing rains which will hasten the absorption rate. With boosted soil fertility, I anticipate to have quality produce which that will be more attractive to y clientele.

Feedback

1

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  • Urszula    Feb 29, 2020

    Maureen repaid her loan ahead of schedule. Thank you and all the very best with your venture!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$68.00

Date disbursed

Oct 31, 2019

Repayment status

On Time

Projected term

6 weeks

Lenders

L

Liz

Nowra, Australia

Urszula

United Kingdom

John Minges

United States

HH

Helen Horseman

United Kingdom

Sayuri

United Kingdom

David Hopkins

United States

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  • Maureen    Jan 28, 2024

    I have experienced slowed down revenue from my small business thus affecting my ability to make repayments as required

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  • Maureen    Jan 10, 2024

    I have experienced a prolonged slackening of revenue from my business thus affecting my ability to make the weekly installments as anticipated.

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  • Maureen    Dec 26, 2023

    Slowed down income has affected my ability to raise the weekly installment therefore occasioning an adjustment.

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  • Maureen    Dec 11, 2023

    My income has been diverted by an emergency that called to legal and medical fees thus affecting my ability to make the required installment payment

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  • Maureen    Nov 23, 2023

    I've had a series of emergencies ( medical and legal) over the past week that have called for financial investment thus affecting my disposable funds and ability to pay the installment

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  • Maureen    Nov 11, 2023

    I have slowed down income which requires that I review my repayment plan.

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  • Maureen    Oct 23, 2023

    Due to slackened revenue, I am adjusting the next two installments to facilitate some flexibility to recover and pick up.

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  • Maureen    Oct 19, 2023

    Regrettably, my cash flow has been periodically slackened and I therefore need to make adjustments in my repayment schedule.

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  • Maureen    Sep 20, 2023

    Regrettably, I have slackened income and an emergency this month. My regular payments will resume in the 3rd week of October

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  • Maureen    Sep 7, 2023

    I'm more comfortable making monthly payments on 21st of every month since thats when my income comes in

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  • Maureen    Aug 31, 2023

    Thank you for funding my project. The amount will go a long way in supporting land preparation ahead of the September rains.

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  • Maureen    Aug 31, 2023

    Zidisha products have been useful in helping me bridge financial gaps despite the tough economic times

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  • Maureen    Aug 11, 2023

    The effect of implementation of the Finance Act calls for a reorganization of my commitments for this month.

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  • Maureen    May 17, 2023

    I've experienced a slowed down cash flow since I was expecting a payment from a debtor but they unfortunately disappointed me thus affecting my ability to honor my commitment and therefore I am making an adjustment on this month's repayment.

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  • Maureen    Apr 13, 2023

    My Cashflow is still yet to stabilize such that I have made an upward adjustment on last months repayment but i am yet to get to the maximum amount payable monthly.

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  • Maureen    Mar 20, 2023

    My business has experiences slowed down income as one of the vehicles is grounded, hope to stabilize by the next repayment to facilitate updated repayment terms

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  • Maureen    Jan 20, 2023

    Over the past 3 months, I have experienced a dip in income which has affected the repayment schedule

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  • Maureen    Nov 22, 2022

    Slackened economic returns have negatively impacted on the planned repayment schedule

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  • Maureen    Oct 19, 2022

    I am looking to invest in bodywork’s and a paint job for my taxis to ensure they are presentable, road running and in good condition thus serve my clients better.
    I am thankful for the facilitation

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  • Maureen    Oct 19, 2022

    I managed to procure inputs for my maize farm thus optimize my productivity and increase my yields.

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