Entrepreneur
Name
Raymond
Member since
January 2016
On-time repayments
94 installments • 78%
About Me
My name is Raymond Agbesi Totimeh, I started my early childhood education at holy star academy then further it up at osu presbyterian senior high school then to zenith university to pursue my degree in business administration. The journey wasnt easy, since i had to depend on family, relatives and my church to finish up my education because i lost my dad and also my mom lost her job, but glory be to God for how far he has brought me.
I started working with C.F.C savings and loans as a sales manager, where saved some money and with the help of zidisha, i have been able to open a small scale retail business where i sell phone accessories, recharge cards , mobile money and so on.
One most important thing about my culture is cheats, we disregards cheats.
whenever its my leissure time, i like to arrange all the children in my area to teach them.
My Business
I am a Sales Manager, and I have sales executives under me.They are into opening and registering of banks accounts. I also play the role of a loan officer. I have agents under my authority I Supervisor at the job field. My main responsibilities are to open account for clients, take deposits from clients who are not able to come to the banking hall due to any incircumstance and give them ATM cards and also to help clients through their loan process. I also help clients to open fixed deposits account( that is clients interested). My job is more like marketing, getting people to have interest in your product, which is account , fixed deposit and loans
Loan Proposal
Currently obtaining my degree programme in business administration at zenith university college. I have afforded part payment of the fees and the rest of the money to complete the fees, or else I would not be allowed to write my final exams .if am to miss this opportunity, its really going to affect me greatly. I will be very happy if I could get support from Zidisha.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Feb 10, 2016
Repayment status
On Time
Projected term
23 months
Other loans
Lenders
United States
Summary
Amount repaid
$152.75
Amount remaining
$0.00
Date repaid
Apr 26, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 19, 2016 | $6.25 | Feb 19, 2016 | $6.25 |
| Feb 26, 2016 | $6.25 | Feb 26, 2016 | $6.25 |
| Mar 4, 2016 | $6.25 | Mar 3, 2016 | $6.25 |
| Mar 11, 2016 | $6.25 | Mar 10, 2016 | $6.25 |
| Mar 18, 2016 | $6.25 | Mar 22, 2016 | $6.25 |
| Mar 25, 2016 | $6.25 | Mar 24, 2016 | $6.25 |
| Apr 1, 2016 | $6.25 | Jun 28, 2016 | $6.25 |
| Apr 8, 2016 | $6.25 | Jun 28, 2016 | $6.25 |
| Apr 15, 2016 | $0.00 | ||
| Apr 22, 2016 | $0.00 | ||
| Apr 29, 2016 | $0.00 | ||
| May 6, 2016 | $0.00 | ||
| May 13, 2016 | $0.00 | ||
| May 20, 2016 | $0.00 | ||
| May 27, 2016 | $0.00 | ||
| Jun 3, 2016 | $0.00 | ||
| Jun 10, 2016 | $0.00 | ||
| Jun 17, 2016 | $0.00 | ||
| Jun 24, 2016 | $0.00 | ||
| Jul 1, 2016 | $1.25 | Jul 1, 2016 | $1.25 |
| Jul 8, 2016 | $1.25 | Jul 7, 2016 | $1.25 |
| Jul 15, 2016 | $1.25 | Jul 7, 2016 | $1.25 |
| Jul 22, 2016 | $1.25 | Jul 16, 2016 | $1.25 |
| Jul 29, 2016 | $1.25 | Jul 16, 2016 | $1.25 |
| Aug 5, 2016 | $1.25 | Jul 16, 2016 | $1.25 |
| Aug 12, 2016 | $1.25 | Jul 16, 2016 | $1.25 |
| Aug 19, 2016 | $1.25 | Aug 29, 2016 | $1.25 |
| Aug 26, 2016 | $1.25 | Aug 29, 2016 | $1.25 |
| Sep 2, 2016 | $1.25 | Aug 29, 2016 | $1.25 |
| Sep 9, 2016 | $1.25 | Sep 8, 2016 | $1.25 |
| Sep 16, 2016 | $1.25 | Sep 8, 2016 | $1.25 |
| Sep 23, 2016 | $1.25 | Sep 28, 2016 | $1.25 |
| Sep 30, 2016 | $1.25 | Sep 28, 2016 | $1.25 |
| Oct 7, 2016 | $1.25 | Sep 28, 2016 | $1.25 |
| Oct 14, 2016 | $1.25 | Oct 17, 2016 | $1.25 |
| Oct 21, 2016 | $1.25 | Oct 17, 2016 | $1.25 |
| Oct 28, 2016 | $1.25 | Oct 31, 2016 | $1.25 |
| Nov 4, 2016 | $1.25 | Oct 31, 2016 | $1.25 |
| Nov 11, 2016 | $1.25 | Oct 31, 2016 | $1.25 |
| Nov 18, 2016 | $1.25 | Dec 15, 2016 | $1.25 |
| Nov 25, 2016 | $1.25 | Dec 15, 2016 | $1.25 |
| Dec 2, 2016 | $1.25 | Dec 15, 2016 | $1.25 |
| Dec 9, 2016 | $1.25 | Dec 15, 2016 | $1.25 |
| Dec 16, 2016 | $1.25 | Dec 15, 2016 | $1.25 |
| Dec 23, 2016 | $1.25 | Dec 22, 2016 | $1.25 |
| Dec 30, 2016 | $1.25 | Dec 22, 2016 | $1.25 |
| Jan 6, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Jan 13, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Jan 20, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Jan 27, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Feb 3, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Feb 10, 2017 | $1.25 | Jan 27, 2017 | $1.25 |
| Feb 17, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Feb 24, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Mar 3, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Mar 10, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Mar 17, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Mar 24, 2017 | $1.25 | Feb 28, 2017 | $1.25 |
| Mar 31, 2017 | $1.25 | Mar 10, 2017 | $1.25 |
| Apr 7, 2017 | $1.25 | Mar 10, 2017 | $1.25 |
| Apr 14, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| Apr 21, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| Apr 28, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| May 5, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| May 12, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| May 19, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| May 26, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| Jun 2, 2017 | $1.25 | Mar 23, 2017 | $1.25 |
| Jun 9, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jun 16, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jun 23, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jun 30, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jul 7, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jul 14, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jul 21, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jul 28, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Aug 4, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Aug 11, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Aug 18, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Aug 25, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Sep 1, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Sep 8, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Sep 15, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Sep 22, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Sep 29, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Oct 6, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Oct 13, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Oct 20, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Oct 27, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Nov 3, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Nov 10, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Nov 17, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Nov 24, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Dec 1, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Dec 8, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Dec 15, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Dec 22, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Dec 29, 2017 | $1.25 | Apr 26, 2017 | $1.25 |
| Jan 5, 2018 | $1.25 | Apr 26, 2017 | $1.25 |
| Jan 12, 2018 | $1.25 | Apr 26, 2017 | $1.25 |
| Jan 19, 2018 | $1.25 | Apr 26, 2017 | $1.25 |
| Jan 26, 2018 | $0.25 | Apr 26, 2017 | $0.25 |
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