Fertilizer for maize farming

Sophy

Khukungu, Kenya

100% repaid

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Entrepreneur

Name

Sophy

Member since

September 2015

On-time repayments

215 installments  •  56%

About Me

I am Sophy Nerima, now 77 years old a widow with 3 children and a retired banker from Busia County in Kenya. Did my education to college level of secretarial course. After my retirement I went into farming of maize, groundnuts, cassava and beans. I sell to cereal retailers after harvest which now enables me to sustain myself and family.

Busia county land is fertile and rainy all through most months of the year thus able to harvest maize twice a year.

My hobby is relaxing under my mango tree shade after a hard day in the farm and reading my holy Bible.

My Business

I harvest my maize, groundnuts, cassava and beans and sell to cereal retailers who in return sell to household consumers. Busia is near the Uganda border thus cereals are in demand for both commercial and household use.

I use the profits I make after selling to buy more seeds and fertilizer for the next planting season and some money I use for my home expenses.

I be glad to get the loan and with this loan I will be able to buy better fertilizer to increase my harvest for next season. I promise to abide by Zidisha rules and regulations. Thank you in advance.

Loan Proposal

If I am funded the loan i shall use the money to buy 3 bags of maize fertlizer at a cost of 167 dollars including transportation.

I shall then be able to harvest more bags of maize then the last season which in return i can sell to retailer traders at 1 dollar per 2 kilograms of maize.

Thank you in advance my lender and thank you Zidisha for the facilitation.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 18, 2015

Repayment status

On Time

Projected term

27 months

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Ask Sophy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Nebart    Feb 14, 2019

    Hello Zidisha, I have had a lengthy talk with her and she said that she's been experiencing hard economic moments which caused her to halt in the repayments. However having acknowledged her defaulting state she promised to resume by the end of next week.
    Thanks

    Log in to reply • Share

  • Rosemary    Dec 8, 2018

    My mum had a bad motorbike accident early in the year which has drained her financially due to high medical and treatment she is currently undergoing but she has started remitting in some payments.

    Log in to reply • Share

  • Nebart    Oct 30, 2018

    Hello Zidisha. I managed to reach Sophy on phone and she says she is sorry for defaulting due to personal issues but she'll resume her payments in November, possibly after things have improved. Kindly receive the report.

    Log in to reply • Share

  • Nebart    Sep 6, 2018

    Just conducted her and she acknowledged her position in arrears and has promised to remit by early next week...
    Thanks

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  • Rosemary    Jul 5, 2018

    Arrears paid

    Log in to reply • Share

  • Sophy    Jul 4, 2018

    Rainy season delaying harvest of my maize cash crop so no steady income for now

    Log in to reply • Share

  • Sophy    Nov 18, 2017

    Had an accident am having so much to pay on medical bills.

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  • Nebart    Sep 19, 2017

    Hello Nerima...
    Hope u r doing well. I just encourage you to build trust with your lenders by making timely payments. You will then go far with Zidisha. In case you have an issue you need help please feel free to contact us. Earn bonuses when you recruit new members.
    Good day.

    Log in to reply • Share

  • Sophy    Aug 26, 2017

    Thanks a million my lenders, most of you have being my previous lenders and will not disappoint you. This loan will go a long way in helping me with my farm produce. Be blessed all of you dearly

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  • Sophy    Aug 22, 2016

    Have a daughter in coma condition admitted in hospital, am not able to go out and do my usual business thus am at the hospital full time.

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  • Sophy    Sep 28, 2015

    Thank you so much all my lenders. Be blessed dearly

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  • Sophy    Sep 17, 2015

    Thank you mr Bellows and Bing Shu may you be blessed dearly. A few hours to my loan expiry yet not fully funded but i pray all shall be well.

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  • Sophy    Sep 15, 2015

    Hi Jzidi,

    thank you very much for the funding. Be blessed abundantly.

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  • Sophy    Sep 9, 2015

    hi my dear,

    Indeed it would be a honor and why not! I have several grown up grandkids and still want more and more. Yours are welcomed too! thank you once again for the funds

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  • Sophy    Sep 8, 2015

    Thank you very much Carolyn for funding my farm fertilizer.

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    • Flipmore    Sep 8, 2015

      Dear Sophy,

      You are welcome!

      There will be more coming.

      Will you be my children''s honorary Grandma?

      Log in to reply • Share

      • Sophy    Sep 17, 2015

        My daughter a few hours to my loan expiry let's cross fingers. Hope my little grannys are fine.

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        • Flipmore    Sep 18, 2015

          Yay!!!!!!

          Congratulations!!!!!

          I am so happy.... look how many people are in support of you ☺

          Carolyn

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  • Sophy    Sep 6, 2015

    Dear Carolyn,

    you too are amazing. thank you in advance for the fund. Be blessedishall appreciate.

    Log in to reply • Share

  • Flipmore    Sep 6, 2015

    Dear Sophy,

    You are amazing!

    I will be happy to contribute as funds are repaid into my account.

    Best wishes,
    Carolyn

    Log in to reply • Share


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