182 weekly installments • 28%
am a husband of one wife who is a business women. i have three children who is schooling. am a pastor at kiptagwanyi A I C church where i preach every Sunday also am a business man in the area. kiptagwanyi is about 43 kilometer from nakuru i live in the church compound with my family because it is the rule of the church but i have a store in kiptagwanyi center where i kept my cereal and also is where i oparete a cereal store when i am not in the church service and when i am in the service i have an employee in the business and because i have a motorcycle when a costumer want to sell his or her cereal she or he called my employed person and he go and pick it to a farmer
my business entail in cereal when i am not in the church service i buy maize and beans in my store and when i am in the service my wife and my employed person is in the store. there is time when the drought in area is very high my church buy this food to give disadvantage family in the area so i make it easier for the worshiper in my church to get the cereal in my store to donate to the family in the area and when there is no drought in the area i sell to the other diocese where there is drought , the main challenge is lack of finances to have more stock in my store to cater for demand of my product for the customer sometime i sell every bag in my store but and because of my customers and the need of my product my wife even travel to the place where there is plenty of cereal to buy there and sometime i travel when i am in leave..being a pastor i have some time give the old one the cereal when i see or hear that the person have problem like in his or her home,i give it free.
thank you lenders for the opportunity to get a third loan at zidisha micro-finance,the last loan made my business profitable and i was able to help my family with their home need.in this loan i will add variety of grain to cater for higher number of demand for my customers.i will import from other area like kisii county, figer millet,10 bags of 90kg so that my customers and their children get porridge as many people prefer it in the morning,this 10 bag will cost 60.000 as every bag cost 5000 ksh,also a want to import groundnut from that area ,10 bag will make a good profit in this area,this will cost me 80,000 as every bag cost me 8000 each not including transport cost,also i want to import sweet potatoes as many people in this area demand to have for the breakfast,it will cost me 30,000.the remainder, i will use in saving in my account for the benefit of my children future.in this way i will be able to serve my customers with quality and quantity of food and also my family.thanks
Apr 14, 2015
Cost to entrepreneur
Service fee: 5% of $1,932.39 = $96.62