Construction supplies & furnishings

Ngwata

Kitwe, Zambia

49% repaid

Entrepreneur

Name

Ngwata

Member since

May 2017

On-time repayments

191 installments  •  82%

About Me

Am Ngwata Phiri born in Lusaka Zambia.
Started my primary school at Chalimbana in Lusaka. Then to Chilenje Primary School and later to Woodlands Primary School. Where I completed my primary education. Went to Kabulonga Boys Secondary School for my GEC certificate.
Did my tertiary education at Zambia Institute of Technology where I did Computer studies.
I also hold a certificate in psychosocial counselling.

My Business

Currently trying to run a Business Center. I need to finish the building and furnish it with the equipment needed to run the business. I have broken it into 4 phases
Phase 1.) Foundation, Superstructure, Roofing, Floor and Septic tank. Total cost about $2,300 (Completed)
Phase 2.) Plastering walls, Doorframes and doors, Window frames and Window panes, Painting. Total cost $2,000 (More than half has been done)
Phase 3.) Toilets, Verandah (Roofing, Pillars, Electrical wiring, Tiles) Total cost about $250. (Roofing, Electrical wiring and pillars done)
Phase 4.) Electricity connection to power grid, Equipment (Photocopier, Laminator, 2 Secondhand desktops, 2 Tables, 4 Secondhand chairs) Total cost about $1,000 (Electricity connected secondhand photocopier purchased, secondhand PC purchased)
Total remaining cost for the project is about $1,000
When I get the next loan I hope to finish phase 2 and phase 3.

I plan to help the youths in the area in the way of motivating them to make something of their lives and have computer games as way of teaching and recreation. There is not much in the way of creation and role-models here.

Loan Proposal

Am getting to finish the building and furnishing
-Painting K1,000
-Branding K2,000
_ PCs K4,000
- Laminator K700
- Tables K1,000
- Chairs K500

TOTAL K9,200
The loan I have applied for is not enough for what I need to complete. If I get a bigger loan I will struggle with repayment. So I will try to source the difference from elsewhere.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$553.00

Date disbursed

Oct 28, 2019

Repayment status

Late

Projected term

21 months

Lenders

R

Ru

New York, United States

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Summary

Amount repaid

$271.12

Amount remaining

$282.53

Expected completion

Jul 31, 2021

Status

Repaying late

Installment amount

$10.65

Repayment History

Expected Payments Actual Payments
Nov 9, 2019 $21.29 Nov 9, 2019 $21.29
Nov 16, 2019 $21.29 Nov 16, 2019 $21.29
Nov 23, 2019 $21.29 Nov 23, 2019 $21.29
Nov 30, 2019 $21.29 Dec 1, 2019 $21.29
Dec 7, 2019 $21.29 Dec 9, 2019 $21.29
Dec 14, 2019 $21.29 Dec 17, 2019 $21.29
Dec 21, 2019 $21.29 Dec 30, 2019 $21.29
Dec 28, 2019 $21.29 Jan 6, 2020 $21.29
Jan 4, 2020 $0.00
Jan 11, 2020 $0.00
Jan 18, 2020 $0.43 Jan 16, 2020 $0.43
Jan 25, 2020 $0.43 Jan 16, 2020 $0.43
Feb 1, 2020 $0.43 Jan 16, 2020 $0.43
Feb 8, 2020 $0.43 Feb 3, 2020 $0.43
Feb 15, 2020 $0.43 Feb 3, 2020 $0.43
Feb 22, 2020 $0.00
Feb 29, 2020 $0.00
Mar 7, 2020 $4.26 Mar 3, 2020 $4.26
Mar 14, 2020 $4.26 Mar 3, 2020 $4.26
Mar 21, 2020 $4.26 Mar 3, 2020 $4.26
Mar 28, 2020 $4.26 Mar 3, 2020 $4.26
Apr 4, 2020 $4.26 Mar 3, 2020 $4.26
Apr 11, 2020 $0.00
Apr 18, 2020 $0.43 Apr 23, 2020 $0.43
Apr 25, 2020 $0.43 Apr 23, 2020 $0.43
May 2, 2020 $0.43 Apr 23, 2020 $0.43
May 9, 2020 $0.43 Apr 23, 2020 $0.43
May 16, 2020 $0.43 May 18, 2020 $0.43
May 23, 2020 $0.00
May 30, 2020 $0.00
Jun 6, 2020 $0.51 Jun 11, 2020 $0.51
Jun 13, 2020 $0.51 Jun 11, 2020 $0.51
Jun 20, 2020 $0.51 Jun 11, 2020 $0.51
Jun 27, 2020 $0.51 Jun 11, 2020 $0.51
Jul 4, 2020 $0.51 Jun 11, 2020 $0.51
Jul 11, 2020 $0.00
Jul 18, 2020 $1.79 Jul 26, 2020 $1.79
Jul 25, 2020 $1.79 Jul 26, 2020 $1.79
Aug 1, 2020 $1.79 Jul 26, 2020 $1.79
Aug 8, 2020 $1.79 Jul 26, 2020 $1.45
Aug 10, 2020 $0.34
Aug 15, 2020 $1.79 Aug 10, 2020 $1.79
Aug 22, 2020 $2.13 Aug 10, 2020 $2.13
Aug 29, 2020 $0.00
Sep 5, 2020 $1.36 Sep 9, 2020 $1.36
Sep 12, 2020 $1.36 Sep 9, 2020 $1.36
Sep 19, 2020 $1.36 Sep 9, 2020 $1.36
Sep 26, 2020 $1.36 Sep 9, 2020 $0.17
Oct 5, 2020 $1.19
Oct 3, 2020 $1.36 Oct 5, 2020 $1.36
Oct 10, 2020 $1.70 Oct 5, 2020 $1.70
Oct 17, 2020 $0.00
Oct 24, 2020 $1.79 Oct 25, 2020 $1.79
Oct 31, 2020 $1.79 Oct 25, 2020 $1.79
Nov 7, 2020 $1.79 Oct 25, 2020 $0.09
Oct 31, 2020 $1.70
Nov 14, 2020 $1.79 Oct 31, 2020 $1.79
Nov 21, 2020 $1.79 Oct 31, 2020 $1.79
Nov 28, 2020 $3.24 Oct 31, 2020 $3.24
Dec 5, 2020 $1.79 Dec 10, 2020 $1.79
Dec 12, 2020 $1.79 Dec 10, 2020 $1.79
Dec 19, 2020 $1.79 Dec 10, 2020 $1.79
Dec 26, 2020 $1.79 Dec 10, 2020 $1.79
Jan 2, 2021 $1.79 Dec 10, 2020 $1.79
Jan 9, 2021 $10.65 Jan 15, 2021 $10.65
Jan 16, 2021 $0.00
Jan 23, 2021 $0.00
Jan 30, 2021 $0.00
Feb 6, 2021 $0.00
Feb 13, 2021 $0.00
Feb 20, 2021 $0.00
Feb 27, 2021 $0.00
Mar 6, 2021 $0.00
Mar 13, 2021 $0.00
Mar 20, 2021 $0.00
Mar 27, 2021 $0.00
Apr 3, 2021 $0.00
Apr 10, 2021 $10.65 Apr 27, 2021 $10.65
Apr 17, 2021 $10.65 Apr 27, 2021 $10.65
Apr 24, 2021 $10.65
May 1, 2021 $10.65
May 8, 2021 $10.65
May 15, 2021 $21.29
May 22, 2021 $21.29
May 29, 2021 $21.29
Jun 5, 2021 $21.29
Jun 12, 2021 $21.29
Jun 19, 2021 $21.29
Jun 26, 2021 $21.29
Jul 3, 2021 $21.29
Jul 10, 2021 $21.29
Jul 17, 2021 $21.29
Jul 24, 2021 $21.29
Jul 31, 2021 $16.35

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