273 installments • 65%
am a Kenyan aged 29, the first born in the family of seven. I have a
diploma in social work from a public institution. During my college days
i encountered difficulties in the payment of college fee and so in my
first year i decided to venture in the firewood selling business and by
doing so i was able to offset my school balances and continued with this
business till today. The business earnings helps me to pay for the
premise, my residential rent, my younger sisters' school fees and my
personal up-keep. I have since the start of 2017 introduced an iniative of me,my family members and friends visiting and giving back to the community some percentage of my earnings to kids in my local children homes.
am in firewood selling industry whereby i have done this business for
Four years now. I earn my regular incomes from the selling of firewood charcoal and energy saving jikos
to households and schools. There is a great demand for my product
because am a licensed business person, the working hours is 12 hours
giving me an advantage over my competitors and am situated where the first aglance of a premise is my shop. The reason why these products are in great demand is because most of the residents are a mix of middle class and below the poverty level, so this is what a majority can afford. The reason behind me doing this business is to provide for the locals the products and services the would otherwise be walking miles miles looking for and another reason is to enable me and my family have something on the table and finally growth and sustainability. My business is profitable because it is
easy to access and the quality of my firewood is superior than of my
competitors. The threats i face is heavy rainfall and transportation of
the firewood from interior places. My typical monthly costs include:rent
is 37dollars,stock is 185 dollars,sales is 303 and my profits are 272
dollars. The profits I make from the business I use them on making additional stocks to my current one,my personal upkeep,meeting my family needs,educating my younger sister and giving back to the community in the form of donating to the children s' home in my locality. Kindly
consider lending me this cash to fulfill my desired goal in life.
The moment I receive the loan from zidisha lenders shall serve a positive indicator in terms of growth in the business. This is because the loan funds will be channelled towards buying more stocks something which will make the business move from one level to another.To be precise I will channel it to making, an additional stock for firewood at 278 us dollars charcoal 278 us dollars and energy saving jikos for 184 us dollars.The combination of charcoal and energy saving jikos as worked magic in that because of how they are relevant to one another in terms of functionality, has been an advantage because the customer will also pick one if they do not prefer to take one of the first combination. I have enjoyed the benefit of experiencing a more encouraging environment where my profits have increased sky a great deal. By and by this has made me look for support from your organisation to inject support in terms funds to increase my inventory levels to satisfy the customers' ever growing demand. Introduction of energy-saving jikos, have seen an increase in my sales up to 72%.The result is more sells and increased sells translates to increase in return investment. Currently the sales for firewood ,charcoal and energy-saving jikos stand at 228us dollars. My projected increase after getting this loan is 90% after receiving the loan and using it. You have been a big help to my business prosperity thank you zidisha lenders for this far.
Dec 7, 2017