Faith

Kayole Naivasha, Kenya

Funds disbursed

$0 to go

100% funded of $750 goal

0

days left

Entrepreneur

Name

Faith

Member since

January 2013

On-time repayments

71 installments  •  8%

About Me

i was born in a family of six four girls end two boys,my parents live in kiambu,I live in kayole naivasha kenya.I have a salon in kayole by the name Faizel Beauty Palour .I Hold a certified certificate in Hairdressing and Beaty.the business is the one that Keeps me going.my daily bread is got from my salon and I feed my family from the business.I am a single mother of three girls one in high school, one in primary school and the other is 8 months old.I am currently building my house which is under construction and the business helps me in doing that.the House is a two bed-roomed with a kitchen and a dinning room.I educate my girls from my salon and If I get the loan I would expand the Beauty palour to something Bigger and productive.I will get enough stock for the same and increase my income thus will be able to finish my projects and educate my girls better.

My Business

in my home place its about 500meters walk on the right hand side of a school called fahari Junior academy. in this area we have different kinds of salons where the owners employ unqualified employees and the area is highly populated since it is a village next to town where people prefer to stay in this estates other than renting houses in town thus the competition being stiff mine remain outstanding because, I am a qualified and certified individual in my career of hair dressing and beauty therapy.
My customers prefer my business because I have come up with a good standard of my business by offering professional services to both hairdressing customers and beauty customers.
The most risk that affects my business is the electricity black out because my customers have to wait for long hours before the electricity resumes but I expect to purchase a power backup system or a generator to assist me to lender full services without any interruption.
My monthly costs in the business are:
Premise Rent: ksh10,000
Electricity bill: ksh3,000
Water bill: ksh2,000
Other expenditures: 1,200
Sales revenues sum to around: ksh28,000-ksh30,000
I make profits of around: ksh9,000-ksh12,000 this is after all the deductions including my salary.

Loan Proposal

first I thank all the lenders for making it a success to my business and the far I have made its by Gods grace. the season of December is here and businesses are at the peak hours and every business man or woman is looking forward to make good returns in this season. I will use this loan to open a beauty palour in town and also increase stock in my current salon in this festive season where the opportunity is high. I will be grateful when I receive the loan to fund my business. thyank you lenders for the othe loan it was a great help and a boost to my business.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$750.00

Date disbursed

Dec 10, 2013

Repayment status

Late

Projected term

63 months

Lenders

T

Tmann

Los Angeles, United States

lucafrangi

Vienna, Austria

P

Philippe

Adliswil, Switzerland

B

Bpryse

Long beach, United States

johnnorris

Aberystwyth, United Kingdom

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

L

Lemon

Switzerland, Switzerland

B

Bavarian

Bavaria, Germany

C

Charlie

Hometown, United States

russell

leicester, United Kingdom

Pierfausto

Rome, Italy

Sundstroms

Falun, Sweden

M

missjoyy

Munich, Germany

B

bopsquod

Seattle, Wa, United States

A

aiban

Austin, United States

yosefchayim

Bournemouth, United Kingdom

mossuto

Milano, Italy

juliemartha

Lake Mary, United States

N

NicolaG

Mantova, Italy

Ingela

Falun, Sweden

C

cngilkd

gaithersburg, United States

Ric

Iloilo, Philippines

fairspirit

Utrecht, Netherlands

Z

zhihanchew1234

Tampin, Malaysia

N

netsirkd

Highland, United States

Cricketca

San Jose, United States

W

Walter01

Kingston, Canada

A

aditsu

Tai Po, Hong Kong

C

cranejoad

cazenovia, United States

Genady

Münich, Germany

Ask Faith a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Bavarian    Sep 6, 2014

    Dear Faith, I hope you and your family are doing well. We haven't heard any news from you for a very long time and you are far behind your repayment schedule. Your lenders are very worried about you and about repayment. Please keep us informed how things are going. Regards, Bavarian

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  • Cricketca    Jun 27, 2014

    Hi Faith,

    Is something wrong? I am concerned about you because we have not heard from you for several months.

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  • Genady    Jun 18, 2014

    Hi Faith, can you please tall us why you are not paing on time? do you face any problems?

    Thank you.

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  • aditsu    May 28, 2014

    Hi Faith, when are you going to start repaying?

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  • Faith    Mar 3, 2014

    I am in process of paying another mortgage that i took sometime back. i have the business moving but am like the bread winner in my family. but as i have payed my loan before i will certainly do that may be even pay the full amount all at once is there a problem paying all at once? i have also a task as i pay my girls fees and my husband is jobless for now. but business is doing well than ever before i cant complain anyway. hoping to get back to you soon

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    • Cricketca    Mar 3, 2014

      I am glad to hear that the business is going well, but I am sorry that your husband lost his job. I trust that you will repay the loan as you are able. I personally do not mind if you repay the loan all at once, although I can't speak for the other lenders. Thank you for keeping us informed.

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  • Damaris    Feb 20, 2014

    Hi Zidisha group members, im so grateful for giving me a chance to be one of you and also to request for a loan to help me build my dream of becoming a successful enterprenuer. To all lenders out there im humbly requesting you to assist me, im still in need of USD147.28 to reach my loan goal of USD150.

    Thank you NickC and all others out there.
    Damaris

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  • Genady    Feb 20, 2014

    Hi, will you make your repay soon?

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    • Faith    Feb 21, 2014

      yes I will this month I have plan for the same. have a blessed time

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  • Pierfausto    Dec 11, 2013

    Thanks Faith for your kind reply. let me know how your business is moving. I will be happy to remain in touch with you.

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  • Pierfausto    Dec 9, 2013

    Faith, I'm veyr happy you could reach your goal. I wish God will assist you in your business. Be wise. Bye my dear. Peter

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  • Faith    Dec 8, 2013

    This is a message of thanks to all my lenders who have shown kindness to me by lending me the posted loan. May He who watches from above bless you and may you never lack anything in your life. I will put all my efforts together to make sure I give the best to what you have entrusted me with. I beleive it shall be wellshalom

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  • Faith    Dec 5, 2013

    Thank you lenders for your great funding. am almost fully funded. but still need USD 354.02
    kindly follow this link to fund me
    www.zidisha.org/microfinanc...

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  • Faith    Dec 5, 2013

    hello dear lenders kindly follow my link below and fund my loan
    thank you
    www.zidisha.org/microfinanc...

    Log in to reply • Share
  • Faith    Dec 4, 2013

    kindly follow the ling below am happy so far for the bids. but I still need USD 425.39
    www.zidisha.org/microfinanc...

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  • Faith    Dec 4, 2013

    thank you lenders am overwhelmed by your great heart to me. I still need USD 452.72 to complete the funding. kindly follow the link below to fund me and thank you as you do so
    blessed faith
    www.zidisha.org/microfinanc...

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  • Faith    Dec 4, 2013

    This far I appreciate how you are funding me. may Be blessed abudantly. I still need USD 482.72.
    kindly follow the link below and fund me
    www.zidisha.org/microfinanc...

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  • Faith    Dec 4, 2013

    hello lenders just to remind you that you are precious to me and important to my business. thank you for funding me and I hope the funding will be fully funded soon. kindly visit the link below to fund me.
    www.zidisha.org/microfinanc...

    Log in to reply • Share
  • Faith    Dec 4, 2013

    hello lenders just to remind you that you are precious to me and important to my business. thank you for funding me and I hope the funding will be fully funded soon. kindly visit the link below to fund me.
    www.zidisha.org/microfinanc...

    Log in to reply • Share
  • Faith    Dec 4, 2013

    thank you dear lenders as you continue to fund my posted loan. may the Lord bless you in abundance.shalom
    my link to funding is below.
    www.zidisha.org/microfinanc...

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  • Faith    Dec 3, 2013

    Am here again kindly dear lenders fund my loan I need it this very month thank you.
    follow the link below to fund me.shalom
    www.zidisha.org/microfinanc...

    Log in to reply • Share
  • Faith    Dec 3, 2013

    hello lenders again I say thank you for this far. hopping for the best on this. kindly follow the link below and lend me something inorder for me to stock and finance my beauty shop in town.
    www.zidisha.org/microfinanc...

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