Lucy

Bahati, Kenya

37% repaid

Entrepreneur

Name

Lucy

Member since

April 2013

On-time repayments

22 installments  •  27%

About Me

I am a young Kenyan married woman of 31 yrs of age with one child. I reside at Maili kumi Centre about 16 Kms from Nakuru town, along the Nakuru Nyahururu highways(Just opposite the CDF building). I have a diploma in sale and marketing and certificate in computer application. I used to be employed in a bookshop but recently my husband and I have kept a stationery and computer services business which is situated at Maili kumi. The reasons why i started this business is because there was a need be self employed since the earning that i was getting was very little to cater for a family and therefore thought of keeping my own business with the little amount that I and my husband had saves. The little amount that we get from the business is used to cater for the Family and add some stock for the business.

My Business

Eliwa computers is the name of my business and is located at maili kumi center on your way to Nyahururu from Nakuru. It deals with all computer services such as photocopying, typesetting scanning, internet and mailing. I also offer computer training though not very much established at this time due to lack of enough capital to buy more computers so as to handle more students.
At this time, my business is giving me a daily income of about Kshs.800 which gives a total monthly income of about Kshs. 21,000. I also rent the house at a monthly charge of Kshs. 4,000 and pay electricity bill of Kshs. 1,000. During the month I also buy stock such as printing papers and laminating pouches amounting to Ksh.10, 000 which monthly expenditure turns out to be about Kshs. 15,000 and hence gets a profit of Kshs. 5,000 per month.

Loan Proposal

First i would like to thank all lenders and any other person who played part in my previous funding. With this second funding, i will be able to add stock to my business. I also started a little farming where i am farming rabbits and I will put Kshs. 8,000 on my rabbit farming which is also doing well. Thank you very much for the opportunity. Once again thank you all lenders who took confidence on me and lend me the first loan which i have cleared. May our Almighty Lord Bless you all.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$289.00

Date disbursed

Sep 16, 2013

Repayment status

Late

Projected term

19 months

Other loans

Lenders

EricDWalters

Rochester, Mn, Usa, United States

O

Oxfall

Gothenburg, Sweden

A

anonymus

Moon, United States

MakeSense

-, St. Kitts and Nevis

Apmay

Melbourne, Australia

B

Bavarian

Bavaria, Germany

Landei

Sandersdorf-Brehna, Germany

Taata

Multia, Finland

A

Adembel888

Sydney, Australia

V

Valis

Singapore, Singapore

Benz0

Reno, United States

Ask Lucy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Landei    Jun 14, 2014

    Hello Lucy, how are you, and how is your business going?

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    • Lucy    Jun 17, 2014

      Hello too Landei. Its grate to hear from you and know that you follow me. that is very good. My my business is going on well despite some challenges. To start with I lost two desktop computers and a copier machine amounting to a total of Kshs.92300 due to fire outbreak. also furniture but people of good will managed to rescue some of my machines and stationery. This made me to delay in my payments but know am recovering and I have started a new job in another premise which is now picking although with difficulties. Once again Thank you for caring about me.

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      • Landei    Jun 18, 2014

        Thank you for the update, I appreciate it very much. I'm glad to hear that you don't give up despite such setbacks, and wish you all the best.

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  • Lucy    Sep 24, 2013

    Dear lenders,
    I would like to take this opportunity to thank you all for your support. This funding has taken me a big step in the business where apart form selling stationery and other computer services, i have been able to buy a few Bibles and christian books which is also starting to do well. i hope that everything is going to b as planned and may God bless you.
    Thank you very much once again.

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  • Lucy    Sep 20, 2013

    I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. I thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you. I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. I thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you.

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  • Lucy    Sep 18, 2013

    I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. I thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you.

    Log in to reply • Share
  • Lucy    Sep 18, 2013

    Dear lenders,
    I would like to take this opportunity to thank you all for your support. This funding has taken me a big step in the business where apart form selling stationery and other computer services, i have been able to buy a few Bibles and christian books which is also starting to do well. i hope that everything is going to b as planned and may God bless you.
    Thank you very much once again.

    Log in to reply • Share
  • Lucy    Sep 18, 2013

    I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you.

    Log in to reply • Share
  • Lucy    Sep 18, 2013

    I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you.

    Log in to reply • Share
  • Lucy    Sep 18, 2013

    I take this opportunity to thank you all lenders who have participated and those who are almost participating towards my loan funding. I am sure that this will work out and even those who have not funded will do so soon by the Grace of our Lord. I thank you all once again for this support. Thank you.

    Log in to reply • Share
  • Lucy    Sep 7, 2013

    Oxfall & Adembel888 Thanks
    Once again all zidisha lender i great you this day. I would like to appreciate the lender who has continued supporting me in my loan funding and even those who are making their minds towards funding me. I want to express my sincere gratitude to Oxfall & Adembel888 who has already funded me. May our Lord bless you very much. I promise not to disappoint any of my lenders. Thank you very much.

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  • Lucy    Sep 6, 2013

    I would like to take this opportunity to thank all the lender who participated in funding my first loan which i have just completed. i do hope that i did not disappoint you. i sincere ask for forgiveness if at any point i ever disappointed you in one way or the other. Now that i have applied for a second loan i hope that you will also not disappoint me and God will bless you. Thank you Very Much.

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  • Lucy    Sep 6, 2013

    Once again all zidisha lender i great you this day. I would like to appreciate the lender who has continued supporting me in my loan funding and even those who are making their minds towards funding me. I want to express my sincere gratitude to Oxfall who has already funded me. May our Lord bless you very much. I promise not to disappoint any of my lenders. Thank you very much.

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  • Lucy    Sep 5, 2013

    Hi Zidisha lenders, I hope you are all fine. I here is fine and am continuing with my business as I had stated earlier. My customers have started to gain more confidence on me since they have seen a lot of improvement since you lend me the money. I have been able to replenish my business with more books. This has made my customers to even invite other customers to see the shop and in the process they end up buy my stock.

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  • Lucy    Sep 5, 2013

    Hi Zidisha lenders
    Mine is just to appreciate you for your good work that you are doing. You have really uplifted the lives of many and to be more precise, my live will never be the same. You have taken me very far from where I was and I hope that we are going to continue supporting me and other like me to fulfill their dreams. Thank you very much and God Bless

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  • Lucy    Sep 4, 2013

    Dear leaders,
    It has come to the middle of the week and the week has been very good. I have had a lot of customers and this has made me very happy. The customers come from various parts of the county in their primary & secondary education and had to buy stationery for their learning. They also had to do some photocopying of the learning materials which made my week great. This truly showed that if one has a business with good stock, you can never say that the business is not doing well because you sell different items and this different items brings different customers. Thank you very much

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  • Lucy    Sep 4, 2013

    Hi Zidisha lenders, I hope you are all fine. I here is fine and am continuing with my business as I had stated earlier. My customers have started to gain more confidence on me since they have seen a lot of improvement since you lend me the money. I have been able to replenish my business with more books. This has made my customers to even invite other customers to see the shop and in the process they end up buy my stock.

    Log in to reply • Share
  • Lucy    Sep 4, 2013

    Hi Zidisha lenders and the Zidisha team not forgetting the volunteer mentors. It is with grate pleasure that I write to you on how the money you lend me have made my business to become. Since more of my customers have been inviting their friends to be offered my services, I have seen a great improvement in the business. I have to appreciate you for the good work.

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  • Lucy    Sep 4, 2013

    HI lenders, Am very grateful for the opportunity that the Lord has given me once again to attend to my customers. Here we are fine and still in business. i thank God for the opportunity He gave me to meet with generous people with a heart of helping the needy. May our Almighty Lord Bless you all. Thank you very much.

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  • Lucy    Sep 4, 2013

    Hi Zidisha lenders
    Mine is just to appreciate you for your good work that you are doing. You have really uplifted the lives of many and to be more precise, my live will never be the same. You have taken me very far from where I was and I hope that we are going to continue supporting me and other like me to fulfill their dreams. Thank you very much

    Log in to reply • Share
  • Lucy    Sep 4, 2013

    Hi Zidisha lenders. I am very happy to inform you on my business progress. It is doing well and more customers are coming to my shop since there is no other shop that is competing with me on selling Bibles. There has been an increase in the flow of customers. I shall keep you in touch with the progress. Thank you very much and God bless you.

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  • Lucy    Sep 4, 2013

    Hi Zidisha lenders. I am very happy to inform you on my business progress. It is doing well and more customers are coming to my shop since there is no other shop that is competing with me on selling Bibles. There has been an increase in the flow of customers. I shall keep you in touch with the progress. Thank you very much and God bless you.

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