George Kariuki

Kabatini, Kenya

44% repaid

Entrepreneur

Name

George Kariuki

Member since

November 2012

On-time repayments

315 installments  •  25%

About Me

My name is George Kariuki Mwaura, I am a form four and a Graduate from Nairobi Key College, where I have done my three courses (i) Pharmacy (ii) Media studies and news editing. I am married with two children. I come from Kabatini Shopping centre, from Nakuru/Nyahururu road as you reach a centre called Maili Sita, you branch to your right hand take a rough road goes past Bahati Boys High school, then from there to Kabatini Centre. We are living in large and big residential houses in kabatini center, and of high hospitality and hygiene of standard. We are living within Kabatini shopping Center together with my wife and our two children. Our first born is called wairimu she is five years old, and she is now in top class in the Joy winners pre-unit school, and she is the best among top tens students, second born is one year old, he is a boy called mwaura. ; Actually you can take five to seven minutes to reach at our home, where we live. If you ask for J.M Kariuki also known as Doctor, you will be bring at my home immediately.

My Business

I am a Pharmacist. I own a Chemist shop at Kabatini Shopping Center. I deal in selling Human drugs, sanitary towels, water-guards, Mosquito nets, surgical materials, Mineral water, tooth brushes, trust condoms, e.t.c . This is where I earn my living from. I get about Kshs. 30,000 monthly so annually I get Kshs. 360,000 . I also do farming of horticultures as a business, where I plant tomatoes, potatoes carrots and spinach, i get about 200,000 annually. So the total annually income is 560,000.from the earning I am able to pay my bills, buy food, clothes and I also help my family back at home. I am also doing other businesses like buying and selling cereals, I have a store within kabatini shopping center, and I am able to buy almost twenty bags of maize during the harvesting season. I also kept modern bees, I have fifteen hives where I harvest honey from them, and sell it in a wholesale and retail, from that project of bee keeping I get some money to makes my life to continue and sometimes I go outside countries to do some research of how I can be a good Businessman.

Loan Proposal

First is to thank Zidisha team for lending me with the last loan, In my second loan, I would like to use this loan to buy a brand new digital lab machine in my clinic. The digital lab machine will be better and good to me because it will make services easy. By so doing, I will earn more capital and more customers will prefer digital than analog because of accuracy. I am a hundred percent sure that the digital lab machine will help me. I promise to maintain a hundred percent plus monthly repayment for every month. Thanking you in advance and I hope you will consider my request.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$739.24

Date disbursed

Jan 3, 2014

Repayment status

Late

Projected term

71 months

Cost to entrepreneur

Lender interest: $739.24 at 5.27% annual rate over 71 months = $229.25

Service fee: $217.51

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