Lina

Mombasa, Kenya

23% repaid

Entrepreneur

Name

Lina

Member since

April 2013

On-time repayments

36 installments  •  6%

About Me

My Name is Lina Kirigua, the only daughter was born in 1990. When I was 5 years old my father died and I have been raised by a single parent my mother upto where I am now. I hail from the central part of the Kenyan state a Meru in tribe. I have done a Diploma in Journalism and Mass Communication at Kenya Institute of Mass Communication and also a certificate in Information Technology. I am a Christian and my current residence is Majengo Mapya Likoni. I started my business because I felt the people around where I reside needed to acquire my services, so rather than them travelling for long distances to get them I opted for launching my business so that it may be beneficial to the society. Actually what I purchase from my earnings are essential components my business may require, like upgrading new machines and addition of other services.

My Business

Linka Computer Services is a computer centre, where we offer:-
Typing, printing, photocopy, internet, scanning, lamination etc. We are located in the outskirts of Likoni and in spacious office. Based on the fact that the rate of computer literacy is below I came up with the idea of forming a computer centre. Even though I have fewer machines but I hope the Zidisha team will be there to assist. My clients prefer my business because it’s a basic requirement as in anybody must have a knowhow of computers that may at least help them when undertaking future assignments especially when at work. The business is profitable because the placement of the business is at a monopoly state no competition. Challenges; I have students but fewer machines so sometimes students may pile up and I have nowhere to solicit for machines.
Monthly sales are as follows:-
Total Monthly sales -30,000

EXPENDITURE
Internet – 5,000
Electricity – 5,000
Rent – 10,000
Miscellaneous – 2,000

TOTAL - 22,000

Profit – 8,000

Loan Proposal

First thank you so much Zidisha Team for approving my loan application. My target is to make sure that my business grows. One i will use the money in purchasing teaching materials in my computer college. I want to purchase a projector, other computers and that's as time goes by as i will be continuing applying. The first loan will be used to purchase a complete set of a computer to add in my institution and if all goes well and as I repay my first loan, then I will be working closely on broadening my business.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 7, 2013

Repayment status

Late

Projected term

47 months

Lenders

Ask Lina a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Lina    Sep 22, 2014

    I have been slow on the repayment, but do promise to pay back the loan in the coming month

    Log in to reply • Share
  • Lina    Apr 4, 2014

    Hello Lenders. I wish to tender my apology for the delayed payment of my zidisha loan. I need to reassure lenders that as from 15th of April 2014 i will be working hard in making sure i send the amount as at that i will have settled my matters. Kindly bear with me.

    Log in to reply • Share
  • Lina    Dec 2, 2013

    Hello Zidisha Team, following the harsh condition of the economy in the country business is not that productive and other that piling up the money i think the best way is to divide the monthly amount and repay it at intervals of 2 every month so as to reduce the burden of my bills i hope you understand.

    Log in to reply • Share
  • Lina    Oct 7, 2013

    Hello Zidisha Team once again thank you for communicating concerning my past due and meditation of the loan. Here I am to apologize for delayed payment of my loan but I am begging all lenders to bear with me on the said matter as I am in a wrong footed situation and I need time to work on my finances before I resume the repayment hence having no otherwise other than rescheduling to the stated date and month. Once again I apologize but promise to get back on the repayment.

    Log in to reply • Share
  • Lina    Jun 5, 2013

    Hello once again Zidisha Team. I am back here for your listening ear. We have been experiencing continuous power outages everyday and that has been occurring for almost two weeks due to the rains hence it has lowered my total monthly sales and also forced me go an extra mile into my pocket to cater for the expenses due to the low sales per day. But the problem has now been fixed and all is well after various visits to Kenya Power Company offices. So i was asking you to push my first month of payment to be July as a embark on my business after all those loses. I apologize for any inconveniences caused. Thank you and God bless you.

    Log in to reply • Share


Loading...

Loading...

Loading...