Fodder chopping machine and dairymeal for my cows

Abel

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Abel

Member since

March 2015

On-time repayments

220 installments  •  28%

About Me

I was born in Uasin Gishu County of Rift Valley Province in the year 1989. Since my appearance in this world, the place I am has provided conducive and favorable climatic condition for living.

I attended a public primary school from 1996-2013, when I joined secondary school for a period of 4 years. After high school, things were not the way I was expecting. I registered at one of the colleges to study accounting, but due to inadequate fees I dropped out.

Since I was passionate about living a better life, I decided to start a farming business, since almost all the specific requirements were readily available, i.e. land and water.

My Business

Currently, I am practicing mixed farming, i.e. both agriculture and livestock.

For my poultry farming, I have 70 chicks, 50 layer and 30 broiler. I am collecting an average of 40-48 eggs per day that I supply to the nearby bakery. For my dairy farming, currently I have 2 Frisian cows: one is lactating and they both produce an average of 15-20 litres of milk a day that I supply to a local dairy cooperative society at a price per litre of 35, earning a sale of around ksh 500 a day.

I also have a vegetable garden where I plant different species. The garden is not doing well because of a lack of constant supply of water. This is the area of more concentration because I need to improve for better income. I chose mixed farming since I will be well dependable: if one is not doing well, the other will support me, hence consistent income.

My initial cost of capital I got from 1 acre of maize that I leased for 1 year from my father. I planted maize where I managed to get 26 of 90kgs of bags. I am reinvesting my profit, since I have already start contracting a zero-grazing unit. My vision is to be a large-scale dairy farmer.

Loan Proposal

I will by fodder machine at ksh 13,000 and 5 bags of dairy meal at ksh 8,000.chopper cutter will reduce the cost of lobour and produces required standards feeds the for my cows.also dairy-meal we improve productivity because it contain all vital element required i.e protein , carbohydrate a minerals for my cows. higher production means higher profits

Show original English  

About Me

I was born in uasin gishu county of rift valley province in the year 1989,since from my appearance to this wold the place i am provide conducive and favorable climatic condition for living
,I attend a public primary school from 1996-2013,where i join secondary school for a period of 4 years.after high school things was not the way i was expecting .
i register in one of colleges to study accounting but due to inadequate fee i drop out.
since i was passionate of living a better life i decided to start farming business since all almost all specific requirements was ready available i.e land and water.

My Business

DAIRY FARMING,
In previous loan profile my vision was to be a large scale dairy farmer and that is exactly what i am doing know. Currently am keeping 4 daily cows Frisian under zero grazing unit.milk is the most needy item in hotels, home use and dairy cooperatives societies for making yogurt better an even human consumption,i choose dairy since I naturally like milk and is most profitable under small piece of land,the cost of production are food, labour and water which i get from savings i got from mixed farming i use to practiced.i reinvest almost all of my profits because my main vision is to be large-scale dairy farmer.and part of the profit also improve home

Loan Proposal

I will by fodder machine at ksh 13,000 and 5 bags of dairy meal at ksh 8,000.chopper cutter will reduce the cost of lobour and produces required standards feeds the for my cows.also dairy-meal we improve productivity because it contain all vital element required i.e protein , carbohydrate a minerals for my cows. higher production means higher profits

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$211.00

Date disbursed

Sep 10, 2015

Repayment status

On Time

Projected term

9 months

Lenders

Zidisha

Sterling, United States

D

Divergent

Bethesda, United States

Maartje

Hinteregg, Switzerland

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

Paul Buchheit

Mountain View, United States

B

bugdaniel

Switzerland

mepster

San Francisco, Ca, United States

Fox Family

Costa Rica

A

Andrei

United States

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  • Abel    Apr 11, 2019

    My income has reduced

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  • Abel    Mar 15, 2019

    My income has increased

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  • Abel    Jan 22, 2019

    my income has increase

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  • Abel    Dec 8, 2017

    My income has reduced

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  • Abel    Sep 7, 2017

    my income has increased

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  • Abel    Jul 6, 2017

    my income has reduce

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  • Eunice    May 22, 2017

    Dear Lenders, today we spoke with Abel and will continue with his payment schedule. regards VM

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  • Abel    May 16, 2017

    my income has increase

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  • Eunice    Apr 17, 2017

    Dear Lenders, this is to confirm that i have notified Abel to login in to his Zidisha account to reschedule your payments accordingly. regards, VM

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  • Abel    Apr 5, 2017

    dear lender i still need to reinvest the proceeds

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  • Abel    Mar 1, 2017

    hello lenders i want to increase repayment amount since my business income has increase

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  • Abel    Feb 3, 2017

    they is serious dry spell within our region so they is shortage of feeds leading to low productions of millk hence low income

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  • Eunice    Jan 24, 2017

    Dear Lenders, I have spoken to Abel today and he has agreed to repay his loan and also login in to his account to reschedule his payments. regards, VM

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  • Eunice    Jan 24, 2017

    Dear Lenders, this is to confirm that I have spoken to Abel, who has agreed to login to his account and adjust his repayment schedules.

    Regards

    VM, Eunice

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  • Abel    Jan 9, 2017

    They have been slightly increase in icome

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  • Abel    Dec 3, 2016

    My income is not doing good because of climatic conditions

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  • Eunice    Nov 22, 2016

    Dear Lenders, I have requested Abel to login in to his account to reschedule his payments. regards, VM

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  • Abel    Nov 1, 2016

    my income has increase

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  • Abel    Sep 29, 2016

    my dairy income has improve

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  • Abel    Jul 28, 2016

    dear lenders i reduce rate of repayment so that i can re-invest the amount

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