Food retail and wholesale grocery

Fernard

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Fernard

Member since

September 2016

On-time repayments

244 installments  •  55%

About Me

My name is Fernard Mutombo born in 11th of June,1979 in Lusaka.I am the sixth born in the family of 11 and also a father of three children,thus two girls and one boy.I grew in a humble family and managed to complete my secondary education and through a small scale business i managed to take myself to college of which i did business administration and marketing.despite growing in a competitive community,it was perseverance and hard work which made me archive some goals.
After working for several companies, i realized to start my own thing through the capital i raised which has pushed me to where i am.am a proud Zambian who has patriotism for my country because its a land where everyone is free to bring out their ideas and plans as long as they stick to it.
My first born child aims at becoming a medical doctor if she does well in intergrated sciences.some want to become teachers.
I love watching and playing football.

My Business

I have diverged my business from the grocery to Laptops., even when the grocery is still working properly and also offering my good on wholesale., I still have to deal in other businesses and especially that I have tried once,. It will bring more revenue and be able support other small businesses I open since I joined Zidisha. I cant say much but all I can say is that Zidisha has made me stand on top of the Market. I have now started dealing good second hand Laptops, Printers and Smart Phones from South African dealers. And I have rented a place for the and because I am expecting this Loan I am applying for to order these new goods to stock my new shop. Thank you Zidisha and my Lenders for great and wonderful support to my Businesses and the well being of my Family.

Loan Proposal

I now want to expand more and deal in wholesaling of groceries. I will order more stock of groceries and sale them on wholesale price, and the budget for all is ZMW 8,000, thank you so much Zidisha Team and my Lenders.

Feedback

3

None

None

  • Mary    Jan 12, 2018

    Fernard is a model Zidisha Borrower!. I would recommend loaning to him anytime!

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    • Fernard    Jan 22, 2018

      Good day Mary i need your support over my loan,my business project has grown , i need this loan help me buy a delivery van to carrying bulk goods.Your assistance Mary will make my dreams come true.Thanking in you in advance.

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  • Will    Oct 12, 2017

    Fernard had an excellent repayment record and was able to repay his loan early. I would loan to him again.

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    • Fernard    Dec 3, 2017

      Thank so much Mr Will, actually am working hard daily to ensure that my dreams come true with zidisha loans and maintain repayment on time.Come December 25th i want repay my loan in full and post new loan due to the growth of my retail shop.This time around i want the loan to help me buy a Car or a Van to help in the transportation of retail goods.Due to the expansion of the business i need my own transport to reduce the high cost of transport at the moment.Your help again will definitely make my dreams come true.Thanking you in advance.

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    • Fernard    Jan 22, 2018

      Dear my render i need your support am back
      come requesting for another loan, the previous loan was a big success to me because of your support and
      and i just want to do more this time around.I need the loan to help me buy a delivery van.Your support and response to my request will be highly appreciated, thank you very much.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$758.00

Date disbursed

Feb 9, 2017

Repayment status

On Time

Projected term

4 months

Lenders

J

Jason

New Jersey, United States

C

Christian

Saarbruecken, Germany

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

ErikN

Stockholm, Sweden

AndreaBravi

London, UK, Canada

F

Fiodal

Helsinki, Finland

F

faical

Cologne, Germany

Scott

Oregon, United States

A

AJCortens

Boise, ID, United States

F

FHult

Stockholm, Sweden

T

tloureiro

Pfungstadt, Germany

R

rcmssr

Woodbury, United States

R

Roman

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

J

Jessica

Patagonia, Argentina

K

kingmark1

Calgary, Canada

Tavin

Ottawa, Canada

J

jasonbronowitz

Tempe, United States

G

graememoss

Amsterdam, Netherlands

dajawein

Gladstone, Australia

gbnbca

Janeville, Canada

M

missjoyy

Munich, Germany

SeeMeeFi

Ontario, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

S

Scordato

Mattituck, United States

P

PhilACK

Brampton, Canada

D

davide

Vallentuna, Sweden

J

JoeSolar

Virginia, United States

V

Va_Ce_Jo

Egham, United Kingdom

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

R

Rking

Eugene, United States

C

CheapThrills

Liminka, Finland

P

PetrusR

balmoral, Australia

E

eboleaga

Mexico City, Mexico

Ingela

Falun, Sweden

M

moneypatch

Heber City, United States

O

ochunshoney

charlotte, United States

mrgonzalo

San Francisco, CA, United States

Maxey

Amstelveen, Netherlands

fairspirit

Utrecht, Netherlands

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

M

Marod

Edmonton, Canada

mikeoberhaus

San Francisco, United States

A

Andrii

Kiev, Ukraine

M

Masseman

Paris, France

Hedwich

Gorssel, Netherlands

K

kingcamo1095

Mountain Home, United States

C

cjvjsv

El Paso, TX, United States

JonB

London, United Kingdom

xtrahardware

Cazenovia, United States

E

Esseni

Cincinnati, United States

B

BMcDermott

Washington, DC, United States

O

OrientExpress

Tokyo, Japan

lizandsteve

guelph, Canada

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

D

drorm

United States

T

thegreek1020

San Jose, United States

O

osubucks45

United States

D

Dan

United States

T

theironbank

United States

S

science4sail

United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

K

karthich

Austin, United States

B

bugdaniel

Switzerland

S

sarah4d2

Saint Louis, United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

T

tmarkus

Netherlands

B

bscent

Hong Kong

W

wesbh89

United States

J

JonAlec

United States

D

Desteli

United States

P

pfeng

United States

I

idris

United States

R

radhapatel

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

adrianz

United States

M

michael0921

Fairmont, United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

L

laurahjones

United States

SuperMario28

Cudahy, United States

OllieOladele

London, United Kingdom

Kyle Hoback

Omaha, United States

Voscke

Utrecht, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

Frank Termathe

Frankfurt Main, Germany

Joerg

Velen, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

Gab

Singapore

Dave Bogard

New York, United States

TM

Theo Mbise

Switzerland

W

Wade

United States

Matt B

Stratford Upon Avon, United Kingdom

JD

Jo Dane

Melbourne, Australia

PC

Patrick Clavette

Hartford, Wisconsin, United States

C

Chitti421

United States

Lou Kaucic

Sanbornton, NH, United States

JT

John Tabacchi

United States

R

Ryan

United States

KL

Kevin Law

United States

Kevin

San Francisco, United States

Urszula

United Kingdom

AH

Adam Hill

United States

BC

Best Chapman

United Arab Emirates

Framework Eyewear

Utrecht, Netherlands

NO

Nancy Owen

United States

Chris OConnor

Atlanta, United States

Martin Nielsen

Aarhus, Denmark

JA

Jonathan A.

United Kingdom

M

Mart

United Kingdom

PG

Paul Graham

United States

K

Kevin

Australia

Kavitha Amarnath

Sydney, Australia

N

Nick

Greater London, United Kingdom

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

Aran Dunlop

United States

MS

Mark S Yourek

United States

Tobias

Frankfurt, Germany

TM

Toni Martin

United States

Geoffrey Gibbons

Broadview Heights, United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Christopher Hey

Sudbury, Canada

MK

Mic Ko

United Kingdom

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

GT

Geoff Tucker

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

L

LK

United States

Y

YTSJ

London, United Kingdom

Philip Schueler

Newbridge, Ireland, Ireland

JC

Justin cohan

United States

S

stevensau

United States

FJ

Flo Jo

United States

DJ

David Jones

United Kingdom

V

Vidar

Oslo, Norway

LT

Leslie Tymko

United Kingdom

Iris

Ireland

JC

juli camrud

United States

RC

Rudi Chen

United States

roark22

Geneva, Switzerland

KK

karl kerksiek

United States

Carla

United States

Sinan Taifour

Munich, Germany, Germany

TO

Thomas O'Neil

United States

J

Jon

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

E

Eric

Canada

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

VC

Victor Chong

United States

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

Tilman Schweitzer

Mainz, Germany

AD

Amy Dinh

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

GS

Gary Sinard

Franklin, TN, United States

ED

Eunan Doherty

donegal ireland, Ireland

JF

J Fister

United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

BC

Ben Clifford

United Kingdom

M

Marco

United Kingdom

SS

Sarah sewall

United States

Mike

Indianapolis, United States

WC

Walter Clarke

Phoenix, United States

W

Will

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

J

James

Los Angeles, United States

Katja

Switzerland

SS

Sandi Smith

Pimpama. Queensland, Australia

A

Anonymous

United States

afaness

Germany

DM

Darin MacRae

United States

John Barnett

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

BL

Bill Lowery

United States

K

kathleen

United States

Mark Rowlatt

Peterborough, UK, United Kingdom

R

Rachel

United States

MD

Michael Dean

United States

Ask Fernard a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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