Food stuffs and supplies for the school

Gerishom

Magumu Kinangop, Kenya

59% repaid

Entrepreneur

Name

Gerishom

Member since

April 2013

On-time repayments

294 installments  •  18%

About Me

I come from a family of eight from the Western part of Kenya. I moved to Central Kenya to work as a Teacher to support my Education as well as that of my siblings. Am a graduate from Wayland Baptist University with a BA in Religion minor in English, Am also a trained Primary school teacher. I ventured in business to cater for my needs and promote my family to go through school. I want to expand my business by coming up with a modern shop offering internet services and selling books to curb the great appetite we have for knowledge in our nation. I believe that is through education that we can break the glass ceiling of poverty our nation.

My Business

I operate a film shop where i sell movies for local public performances, home viewing as well as educational ones used in schools and churches. These goods are in great demand since the world is changing very fast where information has become a pillar of economic drive. Many people prefer to watch a film to get the gist of something rather than the manual way of doing things. Students especially learn through this method more than when they read the same from the books due to the dwindling reading culture. Again not all people who can access or afford books and for those who can some don't know how to read and write.
I wish to expand this venture to be a library in one of the major towns to cater for college and university students, This will give opportunity to many who are willing to do research via the internet hence they cannot afford to secure a computer at home.
Currently, I earn an average of Ksh20,000 a month and I plan to triple the amount in the next few months. Given the loan i will be able to buy some computers to facilitate this promising venture. I pledge to abide by the stipulated rules in the servicing of the loan given. Am available to give more information when required to do so. Thanks in advance.

Loan Proposal

Hallo lenders. When i completed paying back the previous loan, I was moved by how things can move smoothly when you have sufficient and reliable source of income to make things move around as intended. I plan on how to make kids comfortable in my school as they drink from the calabash of knowledge we are offering. This can be a challenge if I do not provide consistent meals and other supplies needed by teachers as an upfront to bring in more customers. I need close to 240 dollars to buy corn, 210 dollars for beans and peas and 300 dollars for text books and exercise books. Our school policy dictates that the parents to pay for these items as the school provides them. We don't allow pupils to bring theirs for uniformity and efficiency in the running of our school. As I looked in the eyes of my pupils, I saw a great hope and a bright future if they are given a chance to study in a serene environment as their guardians hustle to pay fees at our facility as agreed. My hope to achieve this is pegged on the best of the financiers and lenders in the whole world on this platform - zidisha microfinance. Please loan me the amount stated above and mine will be the great commitment to repay you promptly better than i have done before. Change my life as we change that of others. You remain to be my best lenders ever. Be part of this course and the outcome will be tremendous beyond KES.75,512. Thank you and looking forward to your positive response.

Feedback

7

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$782.00

Date disbursed

Jul 30, 2015

Repayment status

Late

Projected term

56 months

Lenders

rebecca

Chapin SC, United States

A

agwong

California, United States

N

nani

austin, United States

smonroe

Stanford, United States

Dianne

Maryville, United States

R

redhoward

San Francisco, United States

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

Q

Quomar

Żmigród, Poland

B

bgalon

London, United Kingdom

E

Errol

Bradenton, FL, United States

F

fabian85

Uppsala, Sweden

S

Snick

Halle, Germany

A

alfredo

Bremen, Germany

H

Hilke

Bremen, Germany

C

Canlender1

Nanaimo, Canada

S_Begay

Allston, United States

F

Fabrizio

Grottaferrata, Italy

H

Hans57

Berlin, Germany

Brian

Midhurst, Canada

G

Givemoreuseless

Waterloo, Canada

seabass

New York, United States

valentin

Stockholm, Sweden

S

Spock

Koeln, Germany

sworthington

San Francisco, United States

D

Daniel

Cupertino, United States

Ishaque

New Jersey, United States

HI

Highly Improbable

Saskatoon, Canada

CaseySampson

Vancouver, Canada

R

rlajoux

Bangkok, Thailand

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

M

MarkAndMary

Seattle, United States

J

JonnyPrice

San Francisco, United States

M

MrMc2

Saugerties, United States

T

tatts2000

melbourne, Australia

S

SovTempest

Toronto, Canada

malcolm D

grants pass, United States

C

Catolas

Kelowna, Canada

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

ken701

Lede, Belgium

Y

yop324

Ottawa, Canada

G

glosoli

Boston, United States

bdm4a

San Fransisco, United States

J

JLewe

Atlanta, Georgia, United States

T

TobyKenobi

Syracuse, United States

Umair Mahmood

Raleigh, United States

A

adwatson

Milan, MI, United States

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

jesuisneil

MATTESON, United States

cyrus0302

San Francisco, United States

D

DrFeelGOOD

San Jose, United States

A

Anonymous

United States

J

Jmay2133

Fremont, United States

L

Lunatoon

Grants Pass, United States

Joellen

Boulder, United States

E

Ehaffey

Washington D.C., United States

E

Esuil

Vallentuna, Sweden

C

ColinPlatt

Montgomery Village, United States

Johnny

shanghai, China

AndreaBravi

London, UK, Canada

Kjartan

Oslo, Norway

I

Interfree

Dubai, United Arab Emirates

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

mike123riley

Palo Alto, United States

H

Hynek

Brussels, Belgium

D

danielske

Branford, United States

Pere

Barcelona, Spain

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

Kysera

Crawfordsville, United States

S

scrabblelives

Nashville, United States

T

thejacobnorton

Jubail, Saudi Arabia

C

chrisn

Egg, Switzerland

TheWhiteCat

Surrey, United Kingdom

S

SelvaMarcus

Green Cove Springs, United States

M

mgeck

Munich, Germany

athomas

Chevy Chase, United States

S

SlyDoh

Tomball, Tx, United States

amovida

Central valley, ny, United States

F

Fischer

Calgary, Canada

A

Austin

Long Beach, United States

ads68

Melbourne, Australia

D

DThirteen

Miami, United States

E

edgreig

Brixton, United Kingdom

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

A

Arinelle

Toulouse, France

G

gamblyjoe

Spain, Spain

A

Adam3333

Hague, Netherlands

sarna

Toronto, Canada

M

memorissima

milano, Italy

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

bycyt

Whitefish, United States

F

flaguy999

Tampa, United States

U

UTLonghorn

Lincoln, United States

K

kjustad

Asker, Norway

neocodesoftware

vancouver, Canada

Kathunka

Bern, Switzerland

JPadgett

Chandler, United States

isabelv

Barcelona, Spain, Sweden

Nadja

Weissach, Germany

greensheep

Jakarta, Indonesia

iamdaimo

London, United Kingdom

jan73

Eugene, United States

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

F

Forfex

Zurich, Switzerland

mojobob

Hayward, United States

Z

ZandC

Sacramento, United States

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

G

Goetterbote79

Neuhausen, Germany

J

jinx83

Brisbane, Australia

A

Alexxa

Vancouver, Canada

Z

zidishan

Trifouillis, France

E

E

Marin county, United States

cman8888

Philadelphia, United States

J

jcappel

Toronto, Canada

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

B

BobHope

United States

M

Malibu

Westwood, United States

Matching Fund

Sterling, United States

P

payette

Ottawa, Canada

G

gbelote

United States

D

drorm

United States

G

geoff

United States

X

xavier

Toronto, Canada

S

spivurno

United States

T

tommychheng

san francisco, United States

A

allie105

United States

M

Michi

Switzerland

J

jenda

Czech Republic

J

jay12

Germany

M

merk85

United States

K

Karpet

Faroe Islands

Brooklyn

Brooklyn, United States

Anu

India

joshuacollinson

Vienna, Austria

mepster

San Francisco, Ca, United States

R

RonEddy

United States

P

PeterDG

United Kingdom

TyWee

Manila, Philippines

B

bscent

Hong Kong

M

Manley

Windermere, United States

W

wesbh89

United States

WiscoHorndog

United States

Laparo

Dusseldorf, Germany

TyrynyRed

United States

S

SaraNT

United States

I

idris

United States

S

sarahb

United States

A

AlexH

United Kingdom

S

satheajay

United States

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

M

M.Umar

Pakistan

J

JeremyR

United States

Malariologist

Heidelberg, Germany, Germany

E

Ejackson

United States

Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

AP

Andrew Page

United Kingdom

Dave Bogard

New York, United States

Tsay

Taipei, Taiwan

D

Danny

Boca Raton, FL, United States

Family Mueller

Petershagen, Germany

AL

Amy Luo

United States

HC

Howard Cheng

New York City, United States

MZ

Matt Zirwas

United States

B

Byron

United States

Jamie

Dublin, Ireland

Greg Howard

Reno, Nv, United States

JL

Jindou Lee

United States

SMOICE

Berlin, Germany

KD

Kent Don

United States

EB

Erica Brescia

United States

JD

Jeff DePree

United States

Cristina Huesch

Canberra, Australia, Australia

BB

Ben Bellows

United States

Christopher Hey

Sudbury, Canada

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Gerishom a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Gerishom    Feb 28, 2023

    Affordability to raise the funds required since I have other responsibilities that direly need my direct intervention.

    Log in to reply • Share
  • Gerishom    Dec 6, 2022

    Business opening up well and wish to embark on clearance of the balance.

    Log in to reply • Share
  • Gerishom    Nov 26, 2016

    I have been going through a very hard time financially.

    Log in to reply • Share
  • Roy    Apr 30, 2016

    How are you Gerishom?

    Log in to reply • Share
  • Gerishom    Dec 11, 2015

    Due to the increased challenges that come with the Dec holidays I have decided to review my installments temporarily. My rates of payments will still be reviewed very soon. Sorry for the inconveniences to the lenders.

    Log in to reply • Share
  • Gerishom    Nov 25, 2015

    Hallo lenders. am excited that you have been a great motivation to me and my teammates. We are on a long Dec/ Xmas holidays.

    Log in to reply • Share
  • Gerishom    Sep 28, 2015

    Hi lenders. Am sad that our counterparts in the public schools have been on strike since schools opened on 1st this month, am worried of what will come of the learners countrywide, though teachers should be paid modestly.

    Log in to reply • Share
  • Gerishom    Aug 20, 2015

    I am happy that we are about to open the school for the last leg of this academic year. thanks for your continued support.

    Log in to reply • Share
  • Gerishom    Jul 31, 2015

    Hallo lenders, its my joy and appreciation to let you know that i received the full amount of 75,487 KES via mpesa. The money shall be directed to the purposed proposal in my loan application. You made me proud and confident of pursuing my vision. Thank you very much as we walk this journey together. God bless you all.

    Log in to reply • Share
  • Gerishom    Jul 28, 2015

    Wow!I will be able to buy the cereals and the stationery needed in my school(Tigoni Baptist Academy). The items will help me be able to plan ahead and run the school effectively and efficiently without much worry. My children and staff will rest assured that the school will not close down along the way. Lenders , you are the greatest instruments used by God to deliver this help in terms of the loan you secured me. I highly appreciate the gesture. Thank you!!!

    Log in to reply • Share
  • Gerishom    Jul 24, 2015

    Kenyans today have awarded themselves an unmerited holiday just because the USA president will be in town tonight. I can't understand if this is okay to our economy. Major roads, banks and other businesses are to be closed as from midday through the weekend.

    Log in to reply • Share
  • Gerishom    Jul 21, 2015

    I was able to acquire the projector machine and the device is well utilized in school as well as in seminars that we are invited to preside over. Teaching is more fun and efficient. I am able to assist many other people to host symposiums and workshops at an affordable fee. My family life is a bit more comfortable though we look forward to greater things and expect to see our son to have a modest upbringing.

    Log in to reply • Share
  • Gerishom    Jul 17, 2015

    As i approach to pay the last installment of my loan from this awesome organization, i wholeheartedly say thank you to all who went out of their ways to make sure that i get the loan. May you all never find lack in all your endeavors. You are making a great difference in the lives of many especially those from this part of the world. God loves you zidisha team.

    Log in to reply • Share
  • Gerishom    Jul 7, 2015

    Working with zidisha is one of my greatest experiences that I say is timely and God sent. This is an opportunity of a life time and I believe that the team has led the pack while others shall have no option but to borrow a leaf to follow suit or be extinct with time. May the vision live with and beyond us. Appreciated your platform.

    Log in to reply • Share
  • Gerishom    Jul 2, 2015

    I was able to pay my staff two days ago amidst the challenges of parents not being able to pay the fees in time. I wish I had a truck to ferry kids to and from school. I could bring more kids to Tigoni Baptist Academy. ... this is a dream i have.

    Log in to reply • Share
  • Gerishom    Jun 22, 2015

    God is doing great things in my life. Am sure that the future is bright. Can anyone in Zidisha team inform me on how to join Forex trading?

    Log in to reply • Share
    • Roy    Jun 22, 2015

      Why do you want to join Forex trading?

      Log in to reply • Share
      • Gerishom    Jun 25, 2015

        Roy. Am quite interested in working at home and doing the trade myself. Overtime, I have been doing partnerships with friends who turnout to cheat money out of me.I know it is time that I go alone apart from the school that I have rented. I want to do something that will enable me to be with my son as my wife joins University in a few months time. I believe that Forex trading will work for me and my family. What do you think?

        Log in to reply • Share
        • Roy    Jun 25, 2015

          I understand that Zidisha does not want to support such activities because of its speculative nature.
          That aside, there are a number of things you should know. Basically, like share trading, it is a zero sum gain, for you to win, someone else will lose.....
          To trade, you are bettíng against others that you are a better predictor of a number of things:
          1. What will happen in the future.
          2. How this event (or events) will impact upon what you are trading.
          For Forex, what happens in one currency will impact on another. It is complicated, and (over time) you will not be able to out perform the big boys, who are smarter and have more resources than you. If people tell you they have made (any) money, they have been very lucky, or lying.. I doubt they would tell you they lost money, because they would not look very good.

          I suggest you avoid it....

          Log in to reply • Share
          • Gerishom    Jun 27, 2015

            Thank you Roy. You honestly answered my question. I have been trying to learn the trade without any success. I don't need to waste my hard earned resources. I better play it safe by avoiding it all together. No wonder I asked this openly. AM QUITE ALARMED BY HE TERM 'BETTING'. I don't like it. Appreciated a lot.

            Log in to reply • Share
  • Gerishom    Apr 30, 2015

    I am getting good returns from my ventures and an early clearance of the outstanding balance would enable me to get back to the lenders to get another loan to advance businesswise. Am looking forward to do exploits in other areas. Thank you zidisha for building and uplifting my potentialities.

    Log in to reply • Share
  • Gerishom    Apr 23, 2015

    Celestin Nzabonimana, James Mbatia and I have rented out Tigoni Baptist Academy's facilities for the next two years. We pray that this is a good God given opportunity that happens once in blue moon. Pray with us that we will get the so required resources to run this Academy to the next level.

    Log in to reply • Share
  • Gerishom    Mar 10, 2015

    It is quite amazing to me that i was able to send my sister back to school today using the little amount of my savings, This would have been a tall order if I never had your support. Kenya is now experiencing a drought season in most places and many people are facing the harsh reality of hunger....We have not yet received our February salaries up to now. I must confess that most of my colleagues are really suffering.I thank God that Zidisha has helped me to be out of that bracket. May this organization last forever.

    Log in to reply • Share
  • Gerishom    Feb 28, 2015

    We are recruiting a new class to embark on another journey of helping guys to get skills and knowledge at Victory Adult Education Center.

    Log in to reply • Share


Loading...

Loading...

Loading...