Food vendor

Joyce

Techiman-bono East,ghana, Ghana

100% repaid

Entrepreneur

Name

Joyce

Member since

June 2021

On-time repayments

15 installments  •  53%

About Me

Am called Joyce Saaneba,a dagaati by tribe and am from the Upper West region of Ghana.I am in my mid thirties and the first child of my parents ,we are six in number.
I am a married woman with one child.
My parents are late of blessed memory. They were farmers.
Growing up my parents were not rich but they taught us how to be hardworking and responsible. Their main source of income was from farming and they did the little they could to help us through secondary education.
Currently am based in Techiman with my husband.
My siblings are also in Techiman and doing their minimal works.
With my hardwork I have been able to put up a container where I sell cooked food for my livelihood.

My Business

My business
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My business or the work I do is selling of cooked food thus,banku,tuo zaafi,konkonte and rice balls with ground soup with little okro soup.
I must say am a food vendor. Let me explain the food I see in detail.
Banku is a food made from both casssava and maize dough and is mostly eaten by Ghanaians.
Tuo zaafi is also made from grind maize with a okro soup. Konkonte is also made from dry cassava and groundnuts soup and Ghanaians love this food because it provides more energy for their daily works.
Rice ball with groundnuts and palmnut soup is the last food I sell at my shop.
With the structure ,which is the container I moulded and the materials and ingredients for my business and the portion of land am using all sum up to ¢10,000.00(ten thousands Ghana cedis) and am able to make a weekly profit of ¢200-¢300 .My food business is indeed good and it helps my community a lot.

Loan Proposal

I will use the money to buy a bag of maize, cassava doug,dry cassava,ingredients thus tomatoes,iodated salt,fried fish,Maggie, stew and soup spices.
And also buy different set of bowls and cups

Yes is very true this year has been very challenging but I will be able to pay this loan on time .
Because my daily sales have been good even in this COVID 19 period.
And my food is the main diet eaten by the people of my locality

Income Source

I will be able to repay this loan as I have stipulated.
Because I have other minimal work that I do and I get small income from them and my husband is very supportive too.
So in case of any risk I will he able to repay my loan without defaulting.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$12.00

Date disbursed

Jun 12, 2021

Repayment status

On Time

Projected term

2 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

CMB

Germany

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  • Joyce    Aug 12, 2022

    Market has been a bit down this week but hopeful subsequent weeks things will get better

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  • Joyce    Jul 31, 2022

    I have received my loan and am so grateful for the loan given and I will used it for the intended purpose to provide service to my customers.
    And to my lenders I say thank you

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  • Joyce    Jul 29, 2022

    Am very grateful for the loan given and I will used it for the intended purpose to help boost my business.
    And to my lenders I say thank you.

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  • Joyce    Jul 29, 2022

    The loan I just finished paying really helped me and my community because I was able to provide service to my customers.

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  • Joyce    Jul 11, 2022

    i have received my loan and am so grateful to my lenders for supporting me and i will use the money to buy the things i budgeted to buy with the loan thank you.

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  • Joyce    Jul 10, 2022

    I will buy my cooking ingredients like tomatoes ,oil, fried fish,smoked fish,salts, maize ,cassava Doug, groundnuts and many other ingredients. Thank you so much for believing in me and raising my loan very fast may you all be blessed in your business.

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  • Joyce    Jul 10, 2022

    My recent loan really helped me a lot because I was able to buy my cooking stuff ,thus my maize and other ingredients to support my business and my community also benefited. So to Zidisha I say thank you

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  • Joyce    Jun 20, 2022

    I have just received my loan and am so grateful to my lenders. May my lenders be blessed in their business .

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  • Joyce    Jun 19, 2022

    My previous loan help me and my community a lot and I am grateful to Zidisha

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  • Joyce    Aug 2, 2021

    I have being sick for some time now that is why payments have delayed but will get back on track. My smartphone also had a problem I wanted to adjust my payment but couldn't access it on my phone .
    Buy it is in good form now. Thank you

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  • Joyce    Aug 1, 2021

    There is an ongoing road construction at my workplace and because of that we the food vendors at the road side have to wait a little I know they will finish soon. I was supposed to adjust my payment and inform you as well but was expecting an amount which could pay off my remaining balance. But am hopeful to go by this new adjustment schedule. Thank you

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  • Joyce    Jul 11, 2021

    I had a slight problem at my workplace and have resolve it.

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  • Joyce    Jul 1, 2021

    I have received my loan successfully and am highly delighted thanks to my lenders .

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  • Joyce    Jun 13, 2021

    I thank my lenders I have received my loan successfully and will buy my intended ingredients. Thank you once again to my lenders

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