Fresh & dry fish business

Charity

Chipata, Zambia

14% repaid

Entrepreneur

Name

Charity

Member since

August 2016

On-time repayments

63 installments  •  11%

About Me

I am Zambian lady aged 46, born in a family of 6 to Mr and Mrs Akisi Chimalo in rural setup. And I did my high school education at Madzimoyo (Living waters) Day Secondary School from 1989 to 1993 though with financial hardship.
It was after I finished high school that I stayed at home without knowing which course to do due to financial constraints, until my young sister sponsored me to go and do tailoring and designing at Saint Anne’s Tailoring School, and after finishing the course, a good Samaritan bought me a Tailoring machine, I started tailoring and designing business at home. This business has greatly helped me take my children to school.
Little about my country Zambia: Zambia is a country with friendly and hard working people who like helping and supporting each other.

The difficult part of my life has been taking my children to school, but this has not driven my children’s ambition i.e. the only boy, his ambition is to become a successful business man. And four ladies, some desire to become teachers, nurses and the other one business lady.
On several occasions I have been visiting places like rivers and lakes watching and admiring people (fishermen) catching fish. And my desire is to start an additional business of buying and selling fish.

My Business

Since the time I finished tailoring and designing course I have been doing tailoring business. I am situated in midst of Primary and Secondary Schools hence my tailoring business is on high demand, I am one of the major supplier of school uniforms and fashion designs in the community. Selling a complete uniform is USD$10, and fashion design for women is USD $15. In a pick month I make $300 profit. I use my profit to support my children for school and reinvestment in growing the business.

My initial plan for applying for a loan from Zidisha is to start buying fish from Lake Malawi and come sell in the bordering town of Zambia, namely Chipata.

Loan Proposal

With the loan that I hopefully I will be funded from Zidisha I will use it to buy fish from Lake Malawi and come and sell in Chipata, Zambia, a bordering town. And the budget is as follows: Fish = $100, food and transport = $50.

After selling fish that I will buy from lake Malawi I expect to make $400 in total.

The outcome of this loan will greatly help improve my family life and help send my children to school.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$193.00

Date disbursed

Sep 12, 2016

Repayment status

Late

Projected term

15 months

Lenders

Zidisha

Sterling, United States

W

willemsenphilippe

Edegem, Belgium

dlpringle

Denver, United States

Matching Fund

Sterling, United States

B

beckynagel

United States

PG

Paul Graham

United States

MS

Mark S Yourek

United States

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

E

Erik

Frankfurt/Main, Germany

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

V

VJ

Canberra, Australia

A

Anonymous

United States

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

Betsy

United States

A

Anonymous

United States

JU

jeremy upsal

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Charity a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Andrew    Dec 15, 2016

    Dear Charity,

    Kindly take note that you have delayed in repaying your loan repayment. Please start making your repayments as soon as possible so that other members may also benefit from the resources which are made available to us via the Zidisha platform.

    Best regards,

    Andrew.

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  • Charity    Sep 13, 2016

    I am very happy, I write to express my gratitude and to acknowledge receipt of the loan you disbursed on 12th September, 2016. It came at a time when I was eagerly and patiently expecting it, I will travel to the lake as soon as possible to go and buy fish for sale. I say thank you Zidisha and all the Lenders who participated in funding me this loan and I will keep you updated about the progress. May the good Lord greatly bless you for your kindness.

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  • Charity    Sep 9, 2016

    Thank you great people, you have done a great job - coming to my aid. This loan will greatly help my family. May the good Lord greatly bless you for your kindness.

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  • Charity    Sep 8, 2016

    Greetings to you all my lenders.

    I write to express my heartfelt appreciation for kindly and practically participating in this loan raising program. God will greatly bless you for your kind heart. I promise to keep you posted and repay accordingly.

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    • Chris Jones    Sep 13, 2016

      Charity: This is my first round of lending. I like the idea and hope I'm able to help in a small way. I don't have a lot of money but I'm going to try to lend on a regular basis. Good luck.

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