Fruits buying and selling. plus making fruit juice selling

James

Nairobi, Kenya

100% repaid

Entrepreneur

Name

James

Member since

February 2014

On-time repayments

71 installments  •  11%

About Me

My names are James Wanjiah, born in November 28th 1985, in Western Kenya. I am a bout to graduate from JKUAT university Nairobi. I used to play rugby, handball. my hobbies are socializing, watching sports, playing and cooking. Now i stay in Nairobi working at Amicabre Travels as Data entry and analyzing .I have a family of 8 members 5brothers and 3 sisters, My mum is widow she live in Ndalu area in Bungoma County Western Kenya.I attend my primary school and secondary school in Western Kenya before i Joined University in Nairobi. In my village people are Hubble and friendly I like to start continue doing my business in the village of rearing chicken. I hard a very difficult life in high when my father died when my father died while in form two, my father was our bread winner and when he left us we remained with nothing to help us continue with education but i mange to pass through that until i joined the university. At university i took eduction leaf i have struggle with the little money i get from the company i work from till now.

My Business

At my Village in Kitale area i rare non normal chickens they are about 50 in number. I sell eggs thus my income at the village. At Nairobi i work at Amicabre Travels Ltd where i get My Salary at the end of every month. This will allow me to pay the loan on time. I am also planing to start a business of selling Fruits, salads at Tena estate, i want loan to help me start the business at the area. Ill buy and sale fruits, make juice from the fruits. I get my salary every month that will help me repay the loan as well as i get money from my raring of chickens in the village each month that can help for payment of the loan. I still want to own fruits salad business that it can help sale and buy fruits at tena market. Ill really appreciate if this loan goes through. The money i need, let put it at sh 4000 will help me buy things like banana, mangoes, oranges, ovacadoes at a discounted rate at our whole sale stall in tena merket, and since my house care taker has given me a small kiosk that i normally sale vegetables and charcoal, ill introduce the fruits to my customers and in no time i hope it will improve as i later start to make juices from the fruits since i have a blender that i bought to help start blending my fruits. Since i am not married i only have a girlfriend who help me to cater for all this, with the chickens at home at least at the of each month i can get a little money from the village let say Sh 5000, i also have a kiosk that sales charcoal and vegetables that the money we get there we use it for our daily chores. I also work, but my salary pays for the house, do shopping, i have to pay for the helb loan and ill also manage to pay your zidisha loan from it. But as we had agreed every Monday i can get sh 200 to pay your loan debt from my small kiosk. At the place i stay there is nobody who blends fruits, customers have to walk along distance to get one, and i thought its good if i start one at the area.

Loan Proposal

ILL BUY FRUITS AND MAKE JUICE AND SALE IT TO THE COMMUNITY AROUND. I HAVE TO START A SMALL CANTEEN THAT OR THE OTHER OPTION IS USING A WHEEL BARROW TO HAWK THE FRUITS AROUND TENA ESTATE WHERE I STAY. I ALSO PLAN TO BE MAKING JUICE I HAVE ALREADY ACQUIRED FEW ITEMS NEEDED, SO WITH THE SMALL LOAN ILL BE ABLE TO BOOST THE BUSINESS THAT WILL MAKE ME START IT AS SOON AS POSSIBLE. AS I HAD PLANNED IS TO BUY FRUITS AT DIFFERENT PRICE IN A WHOLESALE PRICE AND THEN START BY SELLING THEM TO MAKE PROFIT BEFORE I INTRODUCE THE BLENDING BUSINESS. WITH THESE TO START BY SELLING FRUITS I WILL ONLY NEED A SMALL
AMOUNT OF MONEY TO JUMP START MYSEF.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 10, 2015

Repayment status

On Time

Projected term

12 months

Lenders

D

drjofleming

UK, United Kingdom

F

flaguy999

Tampa, United States

M

marcmesich

Kaohsiung, Taiwan

Walterlo

West Hollywood, United States

Paul Buchheit

Mountain View, United States

anonymous

United States

C

CSM

Berlin, Germany

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  • James    Apr 18, 2023

    my project was nice, i was able to feed my family and contribute to the society as well

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  • James    Nov 7, 2018

    ill pay the whole amount at the end of this month....many problems cnt be explained but at the of the month ill settle.

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  • Geoffrey    Jun 30, 2015

    Dear lenders
    I have talked to James again in regard to repayment that is due not yet made ,he has promised to resume repayment tomorrow.

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  • James    Apr 28, 2015

    Thank you zidisha for changing my repayment schedule.

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  • James    Apr 28, 2015

    I am not able to be repaying 200 hundred shillings on time. I have reduce according to the profit i make in the business. I can mange sh 100 weekly.

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  • Geoffrey    Apr 13, 2015

    DEAR LENDERS
    I HAVE TALKED TO MR.JAMES AND HE SAYS HE IS COMMITTED TO REPAY DESPITE CHALLENGES AND NEXT INSTALLMENT ,HE SAYS WILL BE IN THE COURSE OF THE WEEK.

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  • James    Apr 4, 2015

    hallo lenders so far iam doing well. my business is picking up. had some difficulties when i got your loan but now my business has
    picked up again. want to thank you guys incase of any difficulty ill let
    you know.

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  • James    Apr 1, 2015

    I promised to repay the full amount this week, in that if you could give me more time this week ill repay your loan. Sorry for the long
    loan overdue but i promise to act on the loan this week.

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  • Geoffrey    Mar 5, 2015

    Dear Lenders I have talked to James Wanjiah these morning he says that the reason why he has not paid the last two installments is because he had some urgent family issues that he was sorting out and he could not do business then.But he has promised to start payment next week ,we hope he will act on his promise .Thanks.

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  • James    Feb 25, 2015

    Thank you for the loan you gave it to me. i have been able to increase my stock. Bought oranges and pineapples that i have now started to make food salads for school children and teachers at our neighbor school where i stay. i will be paying my loan starting this monday, as i had confirmed each monday to be paying sh 200. Sorry for the delay but ill combine the two so that ill pay shs 380, thank you Zidisha.

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  • Geoffrey    Feb 2, 2015

    Dear James That photo looks more faint than the previous one kindly try to get a better camera and do so especially at your business premises.let he photo be close ,put a smile on your face i.e make it attractive

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  • Geoffrey    Feb 2, 2015

    Dear James Your Photo Quality is one of the most important criteria to get funding, because the photo quality is what attracts potential lenders to click on your profile. We do not feature any profiles with poor photo quality, even if the repayment record and writing in the profile is very good. We are likely to feature your application if your photo meets these three criteria:

    Describes your business or area of investment. For example, if you have a store, take a photo of yourself in your store. If you are raising a loan for school tuition, you may choose a photo of yourself at a desk studying.
    Shows your face clearly. Make sure the photo is not too far away or too dark.
    Shows you smiling. Your loan application is much more likely to be funded if you smile, because lenders tend to be drawn first to smiling photos.
    Otherwise I wish you all the best

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  • James    Feb 1, 2015

    THANK YOU ZIDISHA TEAM. YOUR ARE WELCOME AS I WAIT MY LOAN TO GO THROUGH

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