Catherine
Mukuyu, Murang'a, Kenya
100% repaid
Name
Catherine
Member since
February 2014
On-time repayments
125 installments • 10%
I have passion for business, that makes me a business lady. I have been operating a computer services shop in Mukuyu for the last five years. Am a young lady in her mid twenties and believes that business is the only way to develop myself to the fullest. I have a certificate in secretarial which has been an asset in my work which is more secretarial. In my business, I make a monthly turnover of about 10,000 and i have reinvested this profits after my expenditures although. it is this capital injection that has allowed my capital to grow from a starting capital of 6,000 to over 10,000 as it stands now. i have a lot of faith in Zidisha lenders as with a little injection of capital i will be capable to diversify into digital photo production which is very profitable. With their support, sky is the limit.
Along Gishohi lane, there is situated a stall where my computer services is situated. I am a secretary by training and typesetting, photocopy, printing and other outsourced services such as KRA pin are available at request. There are no many competitors within my area and non of thew purported competitors match my skills. With about five years in this work i have developed a client base and loyal customers who gives me a lot of business. these includes churches to print fliers and schools. The business is profitable as much of what customer pays for are the services and not the capital used to offer the services. In a typical boom month I can make up to 20,000 as turnover but on average my margins are about 10,000. The risk I face I maily power rationing as when it happens am out of business.
I will use the loan to purchase an extra printer, my current printer is already overloaded with sometimes forcing me to loose business as I have just one printer which I use to print photos and all other office services in my shop. I urge lenders to fund me to purchase a laser printer which will boost my business to a great deal. With a laser printer, I will be able to print large quantities of work especially church programs that I do on Fridays and Saturdays that currently freezes all printing operations in my business. I would like lenders to fund this purchase as it has the key to unlocking the growth of my business. With this printer alone, I will be able to make extra 4000 per month, this translates to 1000 shillings per week, with this amount, I will be able to repay my loan and reinvest the rest thus expanding my business. Thank you in advance.
Kind Regards
Macharia
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Mar 13, 2014
Repayment status
On Time
Projected term
9 months
Other loans
Amount repaid
$162.35
Amount remaining
$0.00
Date repaid
Dec 19, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 21, 2014 | $4.06 | Mar 21, 2014 | $4.06 |
Mar 28, 2014 | $4.06 | Mar 29, 2014 | $4.06 |
Apr 4, 2014 | $4.06 | Mar 29, 2014 | $0.06 |
Apr 8, 2014 | $4.00 | ||
Apr 11, 2014 | $4.06 | Apr 8, 2014 | $0.06 |
Apr 15, 2014 | $4.00 | ||
Apr 18, 2014 | $4.06 | Apr 15, 2014 | $0.12 |
Apr 29, 2014 | $3.94 | ||
Apr 25, 2014 | $4.06 | Apr 29, 2014 | $0.12 |
May 9, 2014 | $3.94 | ||
May 2, 2014 | $4.06 | May 9, 2014 | $0.41 |
May 13, 2014 | $3.65 | ||
May 9, 2014 | $4.06 | May 13, 2014 | $2.47 |
May 27, 2014 | $1.59 | ||
May 16, 2014 | $4.06 | May 27, 2014 | $4.06 |
May 23, 2014 | $4.06 | May 27, 2014 | $0.24 |
Jun 12, 2014 | $3.82 | ||
May 30, 2014 | $4.06 | Jun 12, 2014 | $4.06 |
Jun 6, 2014 | $4.06 | Jun 12, 2014 | $3.88 |
Jul 2, 2014 | $0.18 | ||
Jun 13, 2014 | $4.06 | Jul 2, 2014 | $4.06 |
Jun 20, 2014 | $4.06 | Jul 2, 2014 | $1.29 |
Jul 11, 2014 | $2.76 | ||
Jun 27, 2014 | $4.06 | Jul 11, 2014 | $1.29 |
Jul 28, 2014 | $2.76 | ||
Jul 4, 2014 | $4.06 | Jul 28, 2014 | $4.06 |
Jul 11, 2014 | $4.06 | Jul 28, 2014 | $4.06 |
Jul 18, 2014 | $4.06 | Jul 28, 2014 | $0.88 |
Sep 8, 2014 | $3.18 | ||
Jul 25, 2014 | $4.06 | Sep 8, 2014 | $4.06 |
Aug 1, 2014 | $4.06 | Sep 8, 2014 | $4.06 |
Aug 8, 2014 | $4.06 | Sep 8, 2014 | $0.24 |
Sep 10, 2014 | $3.82 | ||
Aug 15, 2014 | $4.06 | Sep 10, 2014 | $4.06 |
Aug 22, 2014 | $4.06 | Sep 10, 2014 | $3.88 |
Oct 6, 2014 | $0.18 | ||
Aug 29, 2014 | $4.06 | Oct 6, 2014 | $4.06 |
Sep 5, 2014 | $4.06 | Oct 6, 2014 | $1.65 |
Oct 14, 2014 | $2.41 | ||
Sep 12, 2014 | $4.06 | Oct 14, 2014 | $0.76 |
Nov 10, 2014 | $3.29 | ||
Sep 19, 2014 | $4.06 | Nov 10, 2014 | $2.59 |
Dec 5, 2014 | $1.47 | ||
Sep 26, 2014 | $4.06 | Dec 5, 2014 | $4.06 |
Oct 3, 2014 | $4.06 | Dec 5, 2014 | $4.06 |
Oct 10, 2014 | $4.06 | Dec 5, 2014 | $4.06 |
Oct 17, 2014 | $4.06 | Dec 5, 2014 | $4.06 |
Oct 24, 2014 | $4.06 | Dec 5, 2014 | $4.06 |
Oct 31, 2014 | $4.06 | Dec 5, 2014 | $1.53 |
Dec 12, 2014 | $2.53 | ||
Nov 7, 2014 | $4.06 | Dec 12, 2014 | $4.06 |
Nov 14, 2014 | $4.06 | Dec 12, 2014 | $4.06 |
Nov 21, 2014 | $4.06 | Dec 12, 2014 | $1.12 |
Dec 19, 2014 | $2.94 | ||
Nov 28, 2014 | $4.06 | Dec 19, 2014 | $4.06 |
Dec 5, 2014 | $4.06 | Dec 19, 2014 | $4.06 |
Dec 12, 2014 | $4.06 | Dec 19, 2014 | $4.06 |
Dec 19, 2014 | $4.06 | Dec 19, 2014 | $4.06 |
Ask Catherine a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.