Increase cash "float" for mobile phone payment service

Gaudensia

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Gaudensia

Member since

March 2014

On-time repayments

123 installments  •  4%

About Me

I am married and i am blessed to have a a doughtier who is yet to join school. I decided to start business since my area is a dry land and no services which are important like mpesa,shop selling commodities, etc
i came to provide these services whereby not only the shop that i have i also have and mpesa .
Customers make deposits, withdrawals and register new users. Also opening accounts with respect to the tills.
All these commodities i perform in assistance with a lady we hired to assist.
I will be glad if you fund my business

My Business

just as stated here above,.i decided to start business since my area is a dry land and no services which are important like mpesa,shop selling commodities, etc
i came to provide these services whereby not only the shop that i have i also have mpesa agency till.
Customers make deposits, withdrawals and register new users. Also opening accounts with respect to the tills.
For the shop we make daily collections of around ks, 6000 and for the tills ks, 40000-50000 per month.
In total we make over ks,100,000 per month averaging ks, 35,000 in net profit

Loan Proposal

Than you so much Zidisha for activating my account and allow me to be part of the Zidisha community after a long try filling my form.
For my First Zidisha loan i will be able to add Mpesa float at 65%. There are few services here which has really made my business to grow time by time.
35% of the loan will be used to add stocks for the shop.i truly believe my newly stocks to add and Mpesa float will enable my business to higher levels and allow to pay my loans without any constrain.
Thanks so much and all be blessed!

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Mar 28, 2014

Repayment status

On Time

Projected term

5 weeks

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  • AWOL    Jan 22, 2015

    Hello Julius,

    Any news on her case?
    Do you know the name of the fraudster?
    Did he operate an MPESA kiosk when he pulled this off?

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  • Julius    Dec 27, 2014

    Hi! lenders I spoke with Gaudensia chemurgor and it is unfortunate to inform you that, her case is a fraud committed by the person whom she gave her details to invite her to Zidisha.She explained to me that, the victim registered another phone number with M-pesa and gave to zidisha as the first number and the real number as alternative, and has been taking a loan with her details,she has reported to the police and their case will be decided on 15th January 2015.I promise to up date lenders on the outcome.

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    • calvero    Jan 2, 2015

      Thank you for the update, Julius. Shame to see this happening. Hopefully something good will happen with the police.

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  • Julius    Dec 25, 2014

    Hi lenders I will talk to Gaudensia and let you people know why she not made her payments

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  • calvero    Sep 11, 2014

    Hi Gaudensia, I can see that you have fallen far behind on your repayments. Based on your good history that seems a bit unusual. Could you give us an update on your business?

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  • Falconet    Aug 15, 2014

    Could you check on Carolyne Nyariki?
    She hasn't repaid anything since April.
    I have asked you to check on her but you never say anything. You are her volunteer mentor, please check on her and let the lenders know why she hasn't repaid anything in 4 months.

    www.zidisha.org/microfinanc...

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  • Falconet    Aug 7, 2014

    Hi,

    Could you please check on Carolyne Nyariki?
    She hasn't repaid anything since April.

    www.zidisha.org/microfinanc...

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  • Catherine    Jul 9, 2014

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  • Svenip    Jul 6, 2014

    Dear Gaudensia,

    When you have time, could you please help us contacting Shadrack Musau again? We still have not found out why he is not making any repayments.

    Many thanks and all the best!

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    • Lawi    Jul 7, 2014

      Dear Svenip,
      Have been trying to reach Gaudensia since I am her Mentor and she is in arrears and i can seem to get hold of her. Apparently the contact she provided is not in service.
      Thanks

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  • Catherine    Jul 1, 2014

    please, i call upon lenders to assist me raise the USD 124 remaining for my loan to be completely funded thanks and be blessed

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  • Lawi    Jun 24, 2014

    your first repayment installment was due on June 13th and it is now June 24th, your lenders are now getting concerned about the situation. Please respond as soon as possible

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  • Falconet    Jun 18, 2014

    Hi,

    Could you please check on Carolyne Nyariki?

    www.zidisha.org/microfinanc...

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  • Gaudensia    Jun 12, 2014

    DEAR LENDERS,
    I am very happy lenders for your loan you offered me.i am already enjoying as i was able to add the float and transactions i perform have increased and faster moving stocks.
    I am looking forward to my first installments next week due to my reschedule.
    Thanks and have blessed weekend.
    Gaudensia

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  • Emmanuel    Jun 10, 2014

    Hi Gaudencia can am in urgent need of your assistance can you help. I have applied for the zidisha loan but i havent gotten it.

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  • Ochieng    Jun 10, 2014

    please i have made payments but has not featured , may i know the problem

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    • Gaudensia    Jun 12, 2014

      sorry for the delay but it can take up to one week,if by then it has not reflected please you can email please email zidisha with the mpesa transaction number and the amount sent.
      i ope these helps.

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  • Falconet    May 31, 2014

    Hi,

    Could you please check on Carolyne Nyariki?

    www.zidisha.org/microfinanc...

    She has fallen in the payments quite a bit.

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  • Fredrick    May 30, 2014

    Hi Gaudensia, am glad to have you as my Zidisha mentor after applying for membership, and am proud seeing your profile thanking lenders and blessing them with Gods name. Hope all about Zidisha is Godly. and I will be a most happiest man. may God grant you more

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  • Gaudensia    May 16, 2014

    Hi lenders,
    I wouldd like to appreciate you all those who have contilributed towords my loan.Thank you so much.
    I still have about 3days to go before my period expires.
    I will really appreciate your contributsoions.
    Thank you and God bless you abundantly.

    Best,
    Gaudensia.

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  • Gaudensia    May 9, 2014

    hi lenders,
    I am so grateful to check my profile after adjusting the interest.Thank you for your support towards my funding as these loan will surely change the status of my business.
    I trust that i will get complete funding before the expiry dates.
    Once more i apreciate your support and God bless you.
    Gaudensia.

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  • adildzhalilov    May 2, 2014

    Hi! Can you please find out what happened with Shadrack Musau, he missed payments and doesn't answer. Thank you!

    www.zidisha.org/microfinanc...

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  • Gaudensia    Apr 9, 2014

    dear lenders,
    i am just informing you that i am going on well and the business.
    Tomorrow,my repayments starts but i have paid it today in the evening.
    Thank you and God bless the work your really doing to us.
    Gaudensia.

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