Entrepreneur
Name
Mary
Member since
April 2015
On-time repayments
300 installments • 57%
About Me
My name is Mary Okai. I am 45 years of age. I live in Madina,opposite assemblies of God church. I attended little angels primary school in lagos-Nigeria,and i attended Girls Academy for my secondary school education.I got married to a Ghanaian and moved to Ghana.
I see moving to Ghana as a blessing because when i got here i knew nothing about my surroundings. I quickly familiarized myself with the environment and made friends with people.Then I looked for the quickest business i could venture into which could both be lucrative and less tiring.Thats when i started buying goods to resell.
Ghana has a lot of tourist sites,and the people are very simple and hospitable.This kind of warm reception made me decide to live in Ghana permanently.
I have five children;3 girls and 2 boys.My first daughter wants to be a computer scientist,my other two daughters want to be doctors and my sons want to be lawyers.
When i have nothing doing i enjoy braiding my daughters' hair,and baking pastries for my family.
My Business
I buy and resell kitchen appliances and utensils.These goods are high in demand because they are mostly bought by women and students in the hostel.I chose this business because if the right capital is invested in it it could be very lucrative.
I normally use $500 to buy and when i resell i get a profit between $200 and $250 I use my revenue to help my husband in taking care of the children,and providing certain household needs.I then use the rest to repurchase my goods to resell.
Loan Proposal
I want to open up a beauty parlour. I have secured a shop and I will use this loan to buy equipments needed in my beauty parlour.
I will use $500 to buy hair dryers and hair wash basin. Then I'll use $200 to buy chairs,and $300 to buy beauty products which would be used for the hair,products for pedicure &manicure and products for facials.
Finally I will use $200 to buy other important things I need such as waiting chairs,beauty magazines and hair extensions.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,334.00
Date disbursed
Jan 5, 2018
Repayment status
Late
Projected term
6 months
Lenders
Atlanta, United States
Tampin, Malaysia
Germany
Canada
Australia
United States
United States
Winnipeg, Canada
Germany
United States
Washington DC, United States
United Kingdom
Sweden
United States
Switzerland
Bologna, Italy
United States
United States
United States
United Kingdom
Bishop Gorman High School Micro Bank
Las Vegas, United States
Portugal
Norway
United States
United States
Belgium
United Kingdom
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Summary
Amount repaid
$846.72
Amount remaining
$487.58
Expected completion
Sep 29, 2021
Status
Repaying late
Installment amount
$12.42
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 17, 2018 | $22.18 | Jan 17, 2018 | $22.18 |
| Jan 24, 2018 | $22.18 | Jan 24, 2018 | $22.18 |
| Jan 31, 2018 | $22.18 | Jan 31, 2018 | $22.18 |
| Feb 7, 2018 | $22.18 | Feb 7, 2018 | $22.18 |
| Feb 14, 2018 | $22.18 | Feb 14, 2018 | $22.18 |
| Feb 21, 2018 | $22.18 | Feb 21, 2018 | $22.18 |
| Feb 28, 2018 | $22.18 | Mar 14, 2018 | $22.18 |
| Mar 7, 2018 | $22.18 | Mar 14, 2018 | $22.18 |
| Mar 14, 2018 | $22.18 | Mar 14, 2018 | $22.18 |
| Mar 21, 2018 | $22.18 | Mar 21, 2018 | $22.18 |
| Mar 28, 2018 | $22.18 | Apr 4, 2018 | $22.18 |
| Apr 4, 2018 | $22.18 | Apr 4, 2018 | $22.18 |
| Apr 11, 2018 | $22.18 | Apr 11, 2018 | $22.18 |
| Apr 18, 2018 | $22.18 | May 2, 2018 | $22.18 |
| Apr 25, 2018 | $0.00 | ||
| May 2, 2018 | $0.00 | ||
| May 9, 2018 | $11.09 | May 10, 2018 | $11.09 |
| May 16, 2018 | $11.09 | May 16, 2018 | $11.09 |
| May 23, 2018 | $11.09 | May 24, 2018 | $11.09 |
| May 30, 2018 | $11.09 | Jun 6, 2018 | $11.09 |
| Jun 6, 2018 | $11.09 | Jun 13, 2018 | $11.09 |
| Jun 13, 2018 | $11.09 | Jun 13, 2018 | $11.09 |
| Jun 20, 2018 | $11.09 | Jun 20, 2018 | $11.09 |
| Jun 27, 2018 | $11.09 | Jun 20, 2018 | $11.09 |
| Jul 4, 2018 | $11.09 | Jul 4, 2018 | $11.09 |
| Jul 11, 2018 | $11.09 | Jul 4, 2018 | $11.09 |
| Jul 18, 2018 | $11.09 | Jul 11, 2018 | $11.09 |
| Jul 25, 2018 | $22.18 | Jul 11, 2018 | $11.09 |
| Jul 18, 2018 | $11.09 | ||
| Aug 1, 2018 | $11.09 | Aug 1, 2018 | $11.09 |
| Aug 8, 2018 | $11.09 | Aug 8, 2018 | $11.09 |
| Aug 15, 2018 | $11.09 | Aug 15, 2018 | $11.09 |
| Aug 22, 2018 | $11.09 | Aug 22, 2018 | $11.09 |
| Aug 29, 2018 | $11.09 | Sep 5, 2018 | $11.09 |
| Sep 5, 2018 | $22.18 | Sep 5, 2018 | $11.09 |
| Oct 3, 2018 | $11.09 | ||
| Sep 12, 2018 | $11.09 | Oct 10, 2018 | $11.09 |
| Sep 19, 2018 | $0.00 | ||
| Sep 26, 2018 | $0.00 | ||
| Oct 3, 2018 | $0.00 | ||
| Oct 10, 2018 | $0.00 | ||
| Oct 17, 2018 | $0.00 | ||
| Oct 24, 2018 | $6.65 | Oct 24, 2018 | $6.65 |
| Oct 31, 2018 | $6.65 | Oct 31, 2018 | $6.65 |
| Nov 7, 2018 | $6.65 | Nov 16, 2018 | $6.65 |
| Nov 14, 2018 | $6.65 | Nov 28, 2018 | $6.65 |
| Nov 21, 2018 | $6.65 | Nov 28, 2018 | $6.65 |
| Nov 28, 2018 | $0.00 | ||
| Dec 5, 2018 | $0.00 | ||
| Dec 12, 2018 | $0.00 | ||
| Dec 19, 2018 | $0.00 | ||
| Dec 26, 2018 | $0.00 | ||
| Jan 2, 2019 | $0.00 | ||
| Jan 9, 2019 | $0.00 | ||
| Jan 16, 2019 | $6.65 | Jan 17, 2019 | $6.65 |
| Jan 23, 2019 | $6.65 | Jan 23, 2019 | $6.65 |
| Jan 30, 2019 | $6.65 | Feb 6, 2019 | $6.65 |
| Feb 6, 2019 | $0.00 | ||
| Feb 13, 2019 | $0.00 | ||
| Feb 20, 2019 | $0.00 | ||
| Feb 27, 2019 | $0.00 | ||
| Mar 6, 2019 | $6.65 | Mar 10, 2019 | $6.65 |
| Mar 13, 2019 | $0.00 | ||
| Mar 20, 2019 | $0.00 | ||
| Mar 27, 2019 | $0.00 | ||
| Apr 3, 2019 | $0.00 | ||
| Apr 10, 2019 | $0.00 | ||
| Apr 17, 2019 | $0.00 | ||
| Apr 24, 2019 | $21.96 | Apr 27, 2019 | $21.96 |
| May 1, 2019 | $4.44 | May 3, 2019 | $4.44 |
| May 8, 2019 | $4.44 | May 24, 2019 | $4.44 |
| May 15, 2019 | $4.44 | May 24, 2019 | $4.44 |
| May 22, 2019 | $4.44 | May 24, 2019 | $4.44 |
| May 29, 2019 | $4.44 | Jun 30, 2019 | $4.44 |
| Jun 5, 2019 | $0.00 | ||
| Jun 12, 2019 | $0.00 | ||
| Jun 19, 2019 | $0.00 | ||
| Jun 26, 2019 | $0.00 | ||
| Jul 3, 2019 | $0.00 | ||
| Jul 10, 2019 | $4.44 | Jul 11, 2019 | $4.44 |
| Jul 17, 2019 | $0.00 | ||
| Jul 24, 2019 | $0.00 | ||
| Jul 31, 2019 | $0.00 | ||
| Aug 7, 2019 | $0.00 | ||
| Aug 14, 2019 | $0.00 | ||
| Aug 21, 2019 | $2.22 | Oct 9, 2019 | $2.22 |
| Aug 28, 2019 | $2.22 | Oct 9, 2019 | $2.22 |
| Sep 4, 2019 | $2.22 | Oct 9, 2019 | $2.22 |
| Sep 11, 2019 | $2.22 | Oct 9, 2019 | $2.22 |
| Sep 18, 2019 | $2.22 | Oct 9, 2019 | $2.22 |
| Sep 25, 2019 | $22.18 | Oct 9, 2019 | $22.18 |
| Oct 2, 2019 | $22.18 | Oct 9, 2019 | $22.18 |
| Oct 9, 2019 | $4.44 | Oct 10, 2019 | $4.44 |
| Oct 16, 2019 | $4.44 | Oct 27, 2019 | $4.44 |
| Oct 23, 2019 | $4.44 | Oct 27, 2019 | $4.44 |
| Oct 30, 2019 | $0.00 | ||
| Nov 6, 2019 | $0.00 | ||
| Nov 13, 2019 | $0.00 | ||
| Nov 20, 2019 | $0.00 | ||
| Nov 27, 2019 | $0.00 | ||
| Dec 4, 2019 | $0.00 | ||
| Dec 11, 2019 | $0.00 | ||
| Dec 18, 2019 | $0.00 | ||
| Dec 25, 2019 | $0.00 | ||
| Jan 1, 2020 | $0.00 | ||
| Jan 8, 2020 | $0.00 | ||
| Jan 15, 2020 | $0.00 | ||
| Jan 22, 2020 | $4.44 | May 25, 2020 | $4.44 |
| Jan 29, 2020 | $4.44 | May 25, 2020 | $4.44 |
| Feb 5, 2020 | $0.00 | ||
| Feb 12, 2020 | $0.00 | ||
| Feb 19, 2020 | $0.00 | ||
| Feb 26, 2020 | $0.00 | ||
| Mar 4, 2020 | $0.00 | ||
| Mar 11, 2020 | $0.00 | ||
| Mar 18, 2020 | $0.00 | ||
| Mar 25, 2020 | $0.00 | ||
| Apr 1, 2020 | $0.00 | ||
| Apr 8, 2020 | $0.00 | ||
| Apr 15, 2020 | $0.00 | ||
| Apr 22, 2020 | $0.00 | ||
| Apr 29, 2020 | $0.00 | ||
| May 6, 2020 | $0.00 | ||
| May 13, 2020 | $0.00 | ||
| May 20, 2020 | $0.00 | ||
| May 27, 2020 | $0.00 | ||
| Jun 3, 2020 | $6.65 | Jun 6, 2020 | $6.65 |
| Jun 10, 2020 | $6.65 | Jun 12, 2020 | $6.65 |
| Jun 17, 2020 | $6.65 | Jun 18, 2020 | $6.65 |
| Jun 24, 2020 | $6.65 | Jun 27, 2020 | $6.65 |
| Jul 1, 2020 | $0.00 | ||
| Jul 8, 2020 | $0.00 | ||
| Jul 15, 2020 | $0.00 | ||
| Jul 22, 2020 | $6.65 | Aug 29, 2020 | $6.65 |
| Jul 29, 2020 | $4.44 | Aug 29, 2020 | $4.44 |
| Aug 5, 2020 | $0.00 | ||
| Aug 12, 2020 | $0.00 | ||
| Aug 19, 2020 | $0.00 | ||
| Aug 26, 2020 | $0.00 | ||
| Sep 2, 2020 | $0.00 | ||
| Sep 9, 2020 | $6.65 | Sep 4, 2020 | $6.65 |
| Sep 16, 2020 | $6.65 | Sep 18, 2020 | $6.65 |
| Sep 23, 2020 | $6.65 | Oct 15, 2020 | $6.65 |
| Sep 30, 2020 | $0.00 | ||
| Oct 7, 2020 | $0.00 | ||
| Oct 14, 2020 | $0.00 | ||
| Oct 21, 2020 | $0.00 | ||
| Oct 28, 2020 | $6.65 | Oct 29, 2020 | $6.65 |
| Nov 4, 2020 | $0.00 | ||
| Nov 11, 2020 | $0.00 | ||
| Nov 18, 2020 | $0.00 | ||
| Nov 25, 2020 | $6.65 | Nov 25, 2020 | $6.65 |
| Dec 2, 2020 | $4.44 | Jan 17, 2021 | $4.44 |
| Dec 9, 2020 | $0.00 | ||
| Dec 16, 2020 | $0.00 | ||
| Dec 23, 2020 | $0.00 | ||
| Dec 30, 2020 | $0.00 | ||
| Jan 6, 2021 | $0.00 | ||
| Jan 13, 2021 | $4.44 | Feb 16, 2021 | $4.44 |
| Jan 20, 2021 | $0.00 | ||
| Jan 27, 2021 | $0.00 | ||
| Feb 3, 2021 | $0.00 | ||
| Feb 10, 2021 | $0.00 | ||
| Feb 17, 2021 | $0.00 | ||
| Feb 24, 2021 | $0.00 | ||
| Mar 3, 2021 | $12.42 | Mar 4, 2021 | $12.42 |
| Mar 10, 2021 | $12.42 | May 25, 2021 | $12.42 |
| Mar 17, 2021 | $12.42 | Jun 3, 2021 | $12.42 |
| Mar 24, 2021 | $12.42 | ||
| Mar 31, 2021 | $12.42 | ||
| Apr 7, 2021 | $22.18 | ||
| Apr 14, 2021 | $22.18 | ||
| Apr 21, 2021 | $22.18 | ||
| Apr 28, 2021 | $12.42 | ||
| May 5, 2021 | $12.42 | ||
| May 12, 2021 | $12.42 | ||
| May 19, 2021 | $12.42 | ||
| May 26, 2021 | $12.42 | ||
| Jun 2, 2021 | $12.42 | ||
| Jun 9, 2021 | $12.42 | ||
| Jun 16, 2021 | $12.42 | ||
| Jun 23, 2021 | $12.42 | ||
| Jun 30, 2021 | $12.42 | ||
| Jul 7, 2021 | $22.18 | ||
| Jul 14, 2021 | $22.18 | ||
| Jul 21, 2021 | $22.18 | ||
| Jul 28, 2021 | $22.18 | ||
| Aug 4, 2021 | $22.18 | ||
| Aug 11, 2021 | $22.18 | ||
| Aug 18, 2021 | $22.18 | ||
| Aug 25, 2021 | $22.18 | ||
| Sep 1, 2021 | $22.18 | ||
| Sep 8, 2021 | $22.18 | ||
| Sep 15, 2021 | $22.18 | ||
| Sep 22, 2021 | $22.18 | ||
| Sep 29, 2021 | $5.77 | ||
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