Funds to register and become an mtn mobile money merchant

Gabriel

Accra, Ghana

100% repaid

Entrepreneur

Name

Gabriel

Member since

January 2015

On-time repayments

25 installments  •  96%

About Me

I am the last of 5 kidz. As a child, did help my mum who was a trader to sale her stuffs, occasional before going to school. I lost my Dad at the age 10, but with the help of my mum, other siblings and personal business and savings i have made it to the University. I just completed University for Development Studies (UDS) where I studied Applied Biology. I have a dream of becoming a Surgeon (Medical Doctor) in the future.

My Business

I retail call recharge cards (credit) of all kinds and do mtn credit transfer to help support myself. I usually buy the recharge cards in bulk from my suppliers at a reduced unit price of 1.90ghc = almost 0.46$ and retail them at 2.0ghc. Business was been very progressive since I joined this community. I intend to start helping people round me transfer money as well as recieve money through mtn mobile money transfer to and from loved ones by becoming a registered merchant.

Loan Proposal

I retail call recharge cards (credit) of all kinds and do mtn credit transfer to help support myself. I usually buy the recharge cards in bulk from my suppliers at a reduced unit price of 1.90ghc = almost 0.46$ and retail them at 2.0ghc= almost 0.5$. Business was been very progressive since I joined this community. I intend to start helping people round me transfer money as well as receive money through mtn mobile money transfer to and from loved ones by becoming a registered merchant. 100ghc= almost 25$ of the acquire funds will be used to buy more recharge cards and credit transfer for stock and the remaining 650ghc=almost 167$ will be added to the cash I already have at hand as a starter capital to register and become an mtn mobile money merchant.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$209.00

Date disbursed

Jul 20, 2015

Repayment status

On Time

Projected term

4 months

Other loans

Lenders

PG

Paul Graham

United States

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  • Gabriel    Dec 15, 2015

    Hello Team Zidisha,
    Please my on-time is not supposed to be 96% because I had initially made the payment of 94ghc which reflected in my Zidisha account only to notice after over a week that the money (94ghc) which was paid and has reflected in my account had been transferred back into my Mtn Mobile Money account due to no fault of mine. I did send your teams emails enquiring why it happened so but got no replies so had to resend the money (94ghc) back again. In view of this, my 100% time-on repayment reputation has been ruined and I'm not happy about it because I didn't make a late repayment initially and it was due to your fault.

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  • Gabriel    Dec 3, 2015

    Hello Sir Paul Graham,
    Finally I'm done with my repayment. God richly best you for the financial support.

    Best Wishes.

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  • Gabriel    Nov 5, 2015

    Hello Team Zidisha,
    One of my repayments I made on 15th October has still not reflected. The repayment of 50.00ghc made on the 15th October was supposed to be due on the 18th but I made an earlier payment with my Zidisha account number 0247015301. Please because that has not reflected my other repayments have gone to fill in for previous weeks as shown in my repayment schedule. Please kindly check and get it resolved for me. Thank you.

    Best regards

    Gabriel

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  • Gabriel    Oct 27, 2015

    Hello Sir Paul Graham,
    Please I would like you to know I have made all my repayments on time and haven't skipped any. They are just taking a longer time to reflect in my Zidisha account, a problem I have reported and I suppose is being resolved. Thank You.

    Kind regards

    Adzika Komla Gabriel

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  • Gabriel    Oct 9, 2015

    Hello Team Zidisha, please I had made two separate repayments of 50ghc on 3rd October and 5th October respectively but didn't receive any notifications of these payments being received. The delay caused me to be alarmed so I contacted Michael Sarpong, a Mentor, who said the delay might be due to system failure. But just this morning I received notifications both email and txt that I had missed repayments.
    Please come to me aid and get this problem resolved because I don't want my repayment on-time reputation being ruined. Thank You

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    • Marcus M    Oct 9, 2015

      Sorry for the inconvenience. Your payment should show post soon. If you have any other concerns about your payment, please send us an email ([email protected]) with the details of your payment (date, amount, mobile number).

      Thank you,
      Marcus
      Zidisha Team

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      • Gabriel    Oct 10, 2015

        Thank you too Marcus, for helping to resolve the problem.

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  • Gabriel    Aug 11, 2015

    Starting my day at the Microbiology Laboratory of the Water Research Institute - Council for Scientific and Industrial Research.

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  • Gabriel    Aug 10, 2015

    I am currently helping out at the Microbiology Laboratory of a Water Research Institute which I was attached to last year while in school, upon their request of needing a helping hand. Since I was going to be home for the whole month of August because my National Service will be starting on 1st September,2015 I honored their request. This has made me unable to manage my credit sales and mtn mobile money transfer business myself, however a my nephew of mine is helping me manage it. The call credit sales has been as usual while the money is picking up little by little because I just started and many people in my community are yet to know about it. Not withstanding this, on the average I make a weekly profit of about 40ghc = almost 10$, this is just enough for me to keeping repaying on time but I'm hopeful there will be improvement and increment in profit with time.
    Kind regards to all lenders, Sir Graham especially.

    Gabby.

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  • Gabriel    Jul 31, 2015

    Hello Sir Graham, thank you so much for the funds. Currently my phone recharge cards stock has increased and business is quiet ok. I'm still in the process of registering to become a mobile money merchant. Thanx so much.

    Kind regards

    Gabriel.

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    • Seth    Aug 2, 2015

      Congratulations on your loan funding. All the best in your endeavours!

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  • Gabriel    Jul 21, 2015

    Hello Sir Graham Paul, please I have received the funds. With the subtraction of the one-time membership payment fee, I received an amount of 856 out of 899. I will use it for the intended purpose and as well try all possible best to repay back on-time.

    Best regards,

    Gabby

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  • Gabriel    Jul 17, 2015

    Thank you very much Sir Graham Paul, for funding my loan. With this fund I can add up to the money I already hanve at hand to register and become a mobile money merchant. With this I hope to make extra money and save enough to pursue my dream career. Ones again thanks Sir.

    Kind regards

    Gabby

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  • Gabriel    Jul 9, 2015

    Hello Lenders, please help fund my loan. I'm really in need of this fund to carry out the proposed plans. Still counting on your usual support. Thanx and Kind Regards to you all.

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    • Lotus Flower    Jul 17, 2015

      Dear Gabriel,
      I apologize that I did not see your loan request before it was fully funded or I certainly would have contributed toward it. But am so glad to see that Sir Graham Paul, out of the kindness of his heart, fully funded the loan all on his own. God bless him. :)
      I hope your endeavor goes well, Gabriel.
      Best wishes,
      Laurie

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      • Gabriel    Jul 22, 2015

        Dear Laurie,
        Thank you so much to your concern and support over the period. No worries about not seeing my proposal early enough, you are still doing a great job by helping others like me. God richly bless you, Laurie.
        King regards,
        Gabriel.

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  • Gabriel    Jul 6, 2015

    Hello My Lenders, thanx soo much for your assistance over the period. I'm so much grateful. Please I have posted a proposal for funds to help me expand my business so as to earn enough to support myself now that I have just completed the University and will be starting my Nation Service soon. I promise to repay on time just like I did during my first loan. Counting on your usual support.

    Kind Regards

    Adzika Komla Gabriel

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  • Gabriel    Apr 16, 2015

    Hello My Lenders, thanks so much for your great support over the period, i'm so much grateful. I plead with you to kindly help fund a trusted friend of mine, Romoe Nordor, who has publish an application for funds to expand his pendrive sales business. I trust that he will repay on-time just like i did. Counting on your usual support. Kind Regards.

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  • Gabriel    Feb 19, 2015

    Hi Lenders, thanks so much for the gesture of raising my funds about a month ago.
    There has been great improvement in the service i render my customers now. I'm doing my best as well to repay on time. I will as well be much grateful if u can help fund a trusted friend, HayatuDeen Mohammed's loan for his final year project for a Bsc. Degree in Applied Biology.

    Kind Regards.

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  • Gabriel    Jan 24, 2015

    I was able to redraw my funds today and just like I proposed, I increased my credit transfer stock purchase and bought higher recharge card amounts. By doing this, I didn't have to turn away customers who usually requested for the high recharge card amounts (5ghc and 10ghc). They were happy I provided a reliable service just like I promised; thanks to you, my lenders. Kind Regards.

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