Furnishing my saloon

Ruth

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Ruth

Member since

October 2017

On-time repayments

40 installments  •  73%

About Me

All was well until my father lost his job.l had to struggle through junior high school. I then decided to learn hairdressing as a vocation to make ends meet. Since my culture believes in unity my uncle help me when l told him my decision. l want my children to be successful than me.my hobby I learning new hairstyles.

My Business

I am a hairdresser with two apprentices. I have many customers since most women don't joke with their hair. I had interest in hairdressing.l spend much in buy chemicals and cream.l use my profit in growing the business and for home keeping.

Loan Proposal

God being so good and with the help of zidisha,I am moving forward in my business.When my loyal lenders fund this loan I would use sixty seven dollars to buy chairs and the remaining sixty seven dollars for a big barrel.The number for my customers keeps increasing each day which has brought the need to get more chairs to make my clients comfortable .At times when many people come in at a time, some of them have to stand while others sit on the veranda. Those who cannot endure will then back off. I normally feel guilty and uncomfortable when it happens so.Getting more chairs will help solve that problem.Getting a bigger barrel would also solve the shortage of water which at times occur.Since l am using a smaller barrel,my water gets finish when may people are in to wash their hair.l have stop working at a point looking for water .Clients who think they cannot wait go away unattended to.It hinders the progress of my business at time.Having a bigger barrel will help me fetch much water which can sustain me for a while and make my work more easier which help me gain much profit.I hope my loyal lenders will make my dreams come into reality.Thanks so much for your help in advance.God bless you all.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$135.00

Date disbursed

Apr 23, 2018

Repayment status

On Time

Projected term

5 weeks

Lenders

BrassHat

Boston, United States

S

Senryu91

caldogno, Italy

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

B

Bokolo

Leeds, United Kingdom

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

L

LenoMetus

Perth, Australia

John Makongo

Kitale, Kenya

Paul Buchheit

Mountain View, United States

smastermind

Jerusalem, Israel

D

Desteli

United States

Loungin

United States

S

satheajay

United States

Arne Bachmann

Hamburg, Germany

Dave Bogard

New York, United States

Elly

Woudrichem, United Kingdom

PC

Patrick Clavette

Hartford, Wisconsin, United States

Paul Buchheit

Mountain View, United States

Ask Ruth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Ruth    Oct 23, 2018

    I have a little challege with my workplace which would not permit me to pay as I planned.

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  • Ruth    Oct 15, 2018

    Thanks so much my loyal lenders for your support. I have received 750 cedis which I intend to use it to purchase hair for braids and sell to my customers.

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  • Ruth    Oct 9, 2018

    Thank you so much my loyal lenders for your support. This loan will help me purchase hair for braids and sell to my customers so as to prevent delayance to be able to do more braids for much profit.

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  • Ruth    Oct 9, 2018

    Thank you so much my loyal lenders for your support. I will use the the amount to purchase hair for braids and sell to my customers so as to prevent delayance to be able to do more braids. God bless you.

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  • Richard Hylerstedt    Oct 7, 2018

    Good luck!

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  • Margaret    Oct 7, 2018

    Good luck wit your new loan Ruth!

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  • J    Oct 6, 2018

    Dear Ruth,

    Please don’t ever upload an image of your National Id. Card to this public screen! That puts you at high risk for identity theft! Please replace your profile photo as soon as possible.

    Kind regards,
    Joost
    Team Zidisha

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  • Ruth    Jul 12, 2018

    Hi zidisha staff,I have been able to buy the floor tiles with your support. I appreciate you a lot.Thank you.

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    • Effah Kyere    Aug 20, 2018

      please can you give Zidisha a feedback for them to approve my loan disbursement and disburse to me

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  • Ruth    Jul 11, 2018

    I would like to complete payment of this particular loan. Thank you.

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  • Kwaku Owusu    Jul 3, 2018

    When I called her,she told me she will pay very soon.

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  • Ruth    Jun 4, 2018

    Hi lenders ,an amount of 640cedis has been disbursed into my account. I will this amount to buy floor tiles to renovate my saloon.Thanks so much for your support.

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  • Ruth    Jun 3, 2018

    Wow.Thanks so much for funding my loan so quickly.This loan will help me buy floor tiles to renovate my saloon to attract more customers.God bless you.

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  • Ruth    May 31, 2018

    Good evening zidisha staff,l contacted my mentee Benjamin Boakye and ask him why he has arrears and told he has gotten problem with his MTN number and cannot use another number to pay either.He is sorting it out and once he done he will all the amount in full.He is so sorry for any inconvenience.

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  • Ruth    May 28, 2018

    I can afford to pay more than l planned due to my increase in profit.Thank you.

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  • Elly    May 27, 2018

    Hello Ruth,
    Thank you for the update.
    You are an inspiration! I see you are a mentor too - fantastic.
    Wishing you all the best for the continued success of your business. :-)
    Kind regards,
    Elly

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    • Ruth    May 27, 2018

      Hi Elly, it's all your doing. Thanks so much for your words of encouragement. God bless you.

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  • Ruth    May 26, 2018

    Hi zidisha family,hope you are doing well.My business is really progressing with your help.Long live Zidisha.

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  • Ruth    Apr 25, 2018

    An amount of 515 dollars have been disbursed into my account.I will use it to buy a barrel and chairs for my saloon to make my work more easier.Much thanks to zidisha.

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  • Ruth    Apr 17, 2018

    Having the monrey l will buy chairs and a barrel which would help me make my clients feel comfortable and to attract more customers to earn more income.Thanks so much my loyal lenders and the whole zidisha staff for your support.

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  • Ruth    Apr 14, 2018

    My last loan was used to my a hairdryer which has aid me with much profit since l can many customers on time I thank my lenders so much for making great impact in my life.

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  • Ruth    Mar 30, 2018

    I can pay more than what I planned due to the much increase in profit.Thank you.

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