Going places

Kepha

Nairobi, Kenya

99% repaid

Entrepreneur

Name

Kepha

Member since

January 2017

On-time repayments

21 installments  •  62%

About Me

I am an optimistic businessman who believes in making use of opportunities for the creation of wealth both for myself and others around me. I grew up in a humble background that has characterized my values as a go-getter and a person of good standing morals. I often seek to solve daily problems that affect my society in this technical era and growing the ever dynamic digital world.

My Business

I deal with majorly electronics and electrical items that deal deal with both installation and repair on large and small scale. i also major in inventory of electronic items and its sale both at my shop and door to door freelance services. My other incomes comes from servicing computers and repair othe same hence growing my capital base

Loan Proposal

am gonna add some clerical items that i need e.g buying of stationeries for proper book keeping and recording the daily movement of my goods. The estimated cost is valued at $9 but proceeds of my business will help me take carea of the remaining balance . This will help me streamline the movement of goods in and out of my shop.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$8.00

Date disbursed

Apr 3, 2017

Repayment status

On Time

Projected term

4 weeks

Lenders

Melissa K

Portland, Oregon, United States

Ask Kepha a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • J    Aug 6, 2018

    Dear Kepha,

    During your next loan request, please post a photo of yourself at the top of your profile. (This is a Zidisha requirement).The photo needs to clearly show your entire face, preferably smiling, and preferably taken at the location of the project for which you are requesting a loan.

    The photo currently in that top spot, you can move to a lower spot on your Discussion page, along with a comment about it for your lenders.

    Kind regards,
    Joost
    Team Zidisha

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  • Kepha    Aug 6, 2018

    Hi zidisha am kepha , i took a loan with u but i was misled by a friend who advised me to pay more to get more which i could not manage .can i just pay the loan only for the money i was given ?

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    • J    Aug 6, 2018

      Dear David,

      You opted to enlarge your credit limit by putting a big part of this loan into the Member Loan Fund. You WON’T receive this on your bank account.
      More info about this can be found in the FAQ (www.zidisha.org/faq#faq-65).

      You can find an overview with the calculations on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.

      If you accept this loan then you should go to your dashboard and confirm acceptance by following the instructions on your dashboard (www.zidisha.org/borrower/da...)

      If you don’t accept this loan then please wait 3 days and it will expire automatically.

      If you already accepted the loan and this was a mistake then please cancel the loan by following the instructions on your dashboard (www.zidisha.org/borrower/da...) or if this isn’t possible anymore then contact support to ask for an MLF refund.

      Ps. This is a place to communicate with lenders. If you need help from Zidisha staff about your account then you should always create a support ticket using the help menu (www.zidisha.org/borrower/help).

      Kind regards,
      Joost
      Team Zidisha

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  • David    Jul 11, 2017

    The applicant failed to pick my call. I will however keep on trying to call him.

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  • Kepha    Jun 5, 2017

    For the last three months I've been with zidisha have been happy with the progress I've made.I 've been using the loan to buy more tools tools to my electronics and electrical shop which has enable me to prosper.thank you zidisha.

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  • Kepha    May 30, 2017

    Need to finish up the current loan fast and be able to apply for a hi

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  • Kepha    May 26, 2017

    Hi, zidisha I would like to change the installment from ksh 200 to ksh 400 and the reason is to finish the loan fast and be able to apply for a new one higher than the current one to enable me to buy more tools to make me move smoothly.

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  • Kepha    May 14, 2017

    I received ksh1, 182 from zidisha and I used the money to add more tools to my workshop. Thank you zidisha

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  • Kepha    May 11, 2017

    I'm very grateful to my lenders and look forward to see more developments in future. Thanks zidisha.

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  • Kepha    May 9, 2017

    Thanks lenders

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  • Kepha    Apr 27, 2017

    business is good.

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  • Kepha    Mar 31, 2017

    thank u lenders for ur confidence in my vision am going to do so much with this assistance. My loan will go t

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  • Kepha    Jan 20, 2017

    Thank u my lenders al put the above funds into good use.

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