Spinach seeds for my farm

Jane

Mwea, Kenya

100% repaid

Entrepreneur

Name

Jane

Member since

September 2016

On-time repayments

24 installments  •  29%

About Me

I am Jane Wanjiku from Kenya. I was born and raised in Kimunye. I attended Mugomo Primary School and, later, Mugomo Secondary School. I wasn't lucky enough to join a tertiary institution.
I was married to Patrick Gatitu and, when I moved to his place, I started farming on the small piece of land he was given by his parents. I started with kale which I used to supply to my neighbours and also to the neighboring villages. This made my profit grow and I bought a heifer from the proceeds of farming kale. With dairy farming and horticulture, we were able to buy a piece of land in Kiumbu village where we later moved to and expanded our farming.
Kiumbu is a semiarid area but is surrounded by three rivers: Nyamindi, Thiba and Murubara. These rivers help us to irrigate throughout the year. Our land is unique because it has good soil for planting rice and with an abundant supply of water. Our land is ever green throughout the year thanks to irrigation. We plant a variety of crops like rice, French beans, tomatoes, watermelons, thorn melons, butternuts and others.
I have 3 grown up sons who work in the city of Nairobi. I have 5 school-going grandchildren. When I am not busy on the farm, I love crocheting. I make shawls and, for my grandchildren, sweaters and booties.

My Business

I am a dairy and horticultural farmer. I supply milk to the local hotels and schools. I grow cabbages,kale, French beans for export, tomatoes, green maize, watermelons and capsicum. I don't plant these crops at once. I alternate them depending on which season favors which type and also market is the biggest determining factor.
With no proper education background, I found farming to be the only source of income for me. Ever since I was a kid, I had a passion for farming.
I have eight cows from which, on average, I get between 200 and 250 liters of milk daily. The money I get from the cows I put into horticulture which is so demanding in terms of fuel and labor. The proceeds I get from the farm I use to lease more pieces of land, if needed, and also for home improvement.

Loan Proposal

I will use my loan to buy spinach seeds 500 gm at a total cost of 6 USD. After planting these seeds, I will sell seedlings to my fellow farmers and plant some on my farm.
I sell 100 seedlings at 2 USD. The 500 gm spinach tin has about 2000 seeds. I expect 95% germination. That's approximately 1950 seedlings. Out of this, I will plant 500 seedlings on my farm and sell the rest to interested farmers. By selling the seedlings, I'll earn approximately 29 USD. The income will be used to repay my loan and also to expand my farming.

Show original English  

About Me

Am Jane wanjiku from Kenya.I was born and raised in kimunye. I attended mugomo primary school and later mugomo secondary school.I wasn't lucky enough to join a tertiary institution.
I was married to Patrick gatitu and when I moved to his place I started farming on the small piece of land he was given by his parents.
I started with kales which I used to supply to my neighbours and also to the neighboring villages.this made my profit grow and I bought a heifer from the proceeds of farming kales
With dairy farming n horticulture we were able to buy a piece of land in kiumbu village where we later moved to and expanded our farming
Kiumbu is a semi arid area but is surrounded by three rivers: river nyamindi,thiba and murubara.these rivers help us to irrigate throughout the yeour land is unique because it has good soil for planting rice and with abundant supply of water.our land is ever green thought the year thanks to irrigation. We plant a variety of crops like rice ,French beans tomatoes ,water melons,thorn melons ,butter nuts and others
I have 3 grown up men who work in the city of Nairobi.I have 5 school going grandchildren
When am not busy in the farm I love crotcheting.I make shawls for my grandchildren sweaters and booties

My Business

I am a dairy and horticulture farmer. I supply milk to the local hotels and schools. I grow cabbages ,kales French beans for export, tomatoes ,green maize water melons and capsicum.I don't plant these crops at oncei alternate them depending on which season favours which type and also market is the biggest determining factor.
With no proper education background I found farming to be the only source of income for me and ever since I was a kid I had a passion for farming.
I have eight cows which on average I get between 200 and 250liters of milk daily.the money I get from the cows I put it in horticulture which is so demanding in terms of fuel and labor. The proceeds I get from the farm I use to lease more pieces of land if needed and also for home improvement

Loan Proposal

I will use my loan to buy spinach seeds 500gm at a total cost of 6USD.
after planting these seeds I will sell seedlings to my fellow farmers and plant some on my farm .
I sell 100 seedlings at 2USD
The 500gm spinach tin has about 2000 seeds.
I expect 95% germation.that's approximately 1950 seedlings.
Out of this I will plant 500 seedlings on my farm and sell the rest to interested farmers.
By selling the seedlings I'll earn approximately 29usd.
The income will be used to pay my loan and also to expand my farming

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$257.00

Date disbursed

Mar 31, 2017

Repayment status

On Time

Projected term

3 months

Lenders

JimVandegriff

Trinidad, California, United States

V

Valis

Singapore, Singapore

camilberlin

Berlin, Germany

V

vbud

United States

TyrynyRed

United States

JS

Jon Scherer

United States

Emma

Australia

PG

Paul Graham

United States

kt

Brush Prairie, United States

K

Kenny

United States

EB

Erika Barraza

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

The X2AI Team

San Francisco, United States

JM

Joris Moen

Eindhoven, Netherlands

Paul Buchheit

Mountain View, United States

JW

Jeslyn Wegner

United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

B

bburritt

San Diego, California, United States

D

Daniel

Hong Kong

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  • Emma    Jan 7, 2018

    Hi Jane,

    We still believe in you :-) You can do it... It doesn't matter if you're a little bit late. Just give everyone an update sometime soon so we know you're not a ghost :-) You'll be ok, you can do it...

    All the best, Emma from Australia.

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  • Felix    May 6, 2017

    Jane promised to make her payment next week. Thanks.

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  • Jane    Mar 26, 2017

    Thank you so much for making this happen.
    Thanks for trusting me with your money.
    Thanks so much my lenders and the entire zidisha team.
    I will use my loan to buy green vegetables seeds .whIch i will plant and sell the seedlings to other farmers.
    The income will help to pay my loan

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  • Emma    Mar 25, 2017

    Hi Jane :-) I just wanted to find out if the cows are artificially inseminated or not? How are they impregnated, and what happens to their babies please? Thanks in advance, Emma.

    PS. Spinach is such a miracle food, its great you're helping create a more abundant supply of wonderful spinach :-) All the best Jane, Emma.

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  • Jane    Mar 20, 2017

    Hello lenders and the entire zidisha team.
    Am grateful for the loan that I received .it helped me in buying vegetable seeds which I planted and sold seedlings to my fellow farmers.
    Thanks for trusting me .

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  • Felix    Mar 9, 2017

    Hello lenders! I have just talked to Jane she will make payment tomorrow! Thanks.

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  • Jane    Feb 6, 2017

    I want to increase my installment because I was late in paying my last 2 installments.

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  • Jane    Jan 6, 2017

    Hello lenders and the entire zidisha team.This is the water pump I bought to ensre that I water my seedlings regardless of the climatic conditions

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  • Jane    Jan 6, 2017

    Am here to confirm that my loan was fully funded and that the money was disbursed to me early this morning.
    Thanks zidisha for a job well done.
    My lenders may the Almighty God bless you abundantly.

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  • Jane    Jan 3, 2017

    Wow this Is great.
    I applied my loan few hours ago and it's now fully funded.
    Thanks so much lenders and all zindisha team for making this possible

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  • Jane    Jan 3, 2017

    The first loan I took helped me alot in buying new varieties of vegetable seeds .
    I sold the seedlings to my neighbours and this fetched good profit which enabled me to pay the loan.
    I want to borrow again so as to plant more seedlings to sell bafore the rains start

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  • Jane    Nov 30, 2016

    Hello lenders and the entire zidisha team.
    They say a long journey starts with one step.I took the first step of applying for this loan you trusted me and you lend me your money.am grateful.now am almost done paying it and am sure I'll make it.
    Thank you all

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  • Jane    Nov 23, 2016

    I want to pay my remaining balance of kes 338 in two installments.
    This is because I want to avoid being caught up in December holidays paying loan and paying school fees.thank you

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  • Jane    Nov 7, 2016

    Hello lenders am so grateful I received my loan on 31st October 2016 .
    I will start paying on 10th November ,2016

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  • Jane    Oct 31, 2016

    Am here again to thank zidisha team for the good work they are doing.I recieved my loan very early this morning and I bought this seeds .
    Am headed to the farn to plant them

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  • Jane    Oct 30, 2016

    I want to thank Antioch house church Kansas for funding my loan.m
    May the Almighty God bless you in abundance for this act of kindness

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  • Jane    Oct 28, 2016

    Hello.am so grateful to have my loan fully funded.now my project will start immediately upon receiving the money

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  • Morrison    Oct 28, 2016

    Wish u luck all the best in ur endeavour

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  • Jane    Oct 27, 2016

    Thank you zidisha teamfor giving me this opportunity to fund raise money for my green vegetables project.I also want to thank all the lenders who generously contribute to our projects andhelp in turning dreams into reality

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