Greenlife kales

Bernard

Meru, Kenya

100% repaid

Entrepreneur

Name

Bernard

Member since

February 2015

On-time repayments

51 installments  •  47%

About Me

My name is Bernard Murithi Kiriinya. I was born on 12th February 1987. at the age of 5years i started my primary education at St. Theresa's Primary School where i completed my primary education in 2002.later on i joined Chuka High School in 2003 for my high school education and completed my Kenya Secondary Certificate Education 2006.
The main hardship i encountered after completing high school was raising the capital to start my agribusiness venture which was about $550.00 (apr. 47,000 KES), that includes the cost of putting up the farm structures and acquiring a heifer.
The idea of rearing cattle, came to me when i needed money for my upkeep, and the farm needed organic fertilizer which would be readily available if i had kept a dairy cow. with this in mind,I started milking the cow after its first calving. I sold the milk daily to get income, thereafter it has developed into a small scale agribusiness which i intend to expand after acquiring the capital.
My home place has a cool and wet climate which is best for dairy farming. Animal fodder is readily grown in our farm.
after my first loan with zidisha i can say the dairy farming is well and can be able to learn that's why i have decided to venture in veg growing and supplies.
I want my children to get quality education and have all the resources to see them succeed in life.
my hobby is reading articles on entrepreneurship and also motivational books, traveling is also an important aspect of my pastime activity.

My Business

I have one employee who takes care of my dairy cows and also helps in my small scale horticulture farm, whom i pay about $80.00 per month. I sell kale's, cabbages and tomatoes to supplement my revenue..
These services are useful because they offer a permanent employment to my employee. These goods are on high demand such as vegetables, which is on high demand on the planting season.kales specifically are on high demand in my area,therefore the goods and services are useful.
I chose this business because i had a passion and a lot of curiosity for agribusiness,the climate favors the business too.
Monthly i spend about $120.00 farm inputs , extension services costs and land maintenance . The costs increase as the number plots incvreases.
I reinvest part of my profits in my growing business. I also use the other part in home improvements .

Loan Proposal

With successful seeds,i have set on a new goal. Dynamic, ambitious, and with the full support of the project partners, i have formed a group with his neighbors, to set up commercial kale's production business. with the profits i got from my dairy farming project about 100$ I got training, from preparing and maintaining a disease-free plot with maximum leaps from . The Kenya agricultural research institute (KARI), responsible for agricultural services and research the standards to be met, as well as practical ways of achieving these. include mulching and use of drip irrigation on the micro plots which in total requires around 120$ this is to foot the cost of pipes {60$} and (22$) for the skills needed in the fitting of the drip pipes and the reserve water tank. Trials conducted to establish the optimum kale production method found that harvesting leaves are twice larger and healthier hence thru this i expect to double profits within 45days from the day of implementation which will reflect to 63$ a week
Kale leaves will be tied ready to be packed and trucked to markets across Kenya

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$111.00

Date disbursed

Apr 20, 2015

Repayment status

On Time

Projected term

6 months

Lenders

DN

Don Nichols

United States

E

Elliott

United States

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