Grocery shop

Josphine

Mbita Viillage, Kenya

100% repaid

Entrepreneur

Name

Josphine

Member since

September 2016

On-time repayments

35 installments  •  51%

About Me

am josephine agola obuya, from mbita village ,homa bay country in south nyanza, am adoughter mr and mrs obuya as their second born out of 5ladies and 2 men . i grew up in mbita did my primary level in icipe primary school, later joined ogande girls high school , after that started my tesiary aducation in moi instutute of technology in migori country as well where i did certificate in food technology.

My Business

I started food grocery/ a shop with averring of first moving goods , i.e sugar salt , milk, bread, rice , flours, books ,/ stationary etc
These are day today useful food by the residents in the surrounding /location as well.
The reason why i decided to started this kind of business is due to lack of employment in my country i sat and decided to be an entrepreneur and due to demand this was as a result of lack shops in the areas therefore resident had to walk distance to market area.
This is retail shop where goods are not much expensive compared to other shopping malls/ supermarkets .
My profit is normally save for future expansion of my business as well spent in ,after the deduction of expenses like pay rent ,pay my kid schools fees,clothings,/ basic needs in afamily

Loan Proposal

-I will use this next load to renovates my grocery shop which is in bad station after strong rain which took place last year . this will cost Kenyan shilling of 2,500 for buying 2pcs of new iron sheets 4pcs of roofing poles and 3kgs of nails and labor charge for the work.
-The remaining balance it will be used to repaid of my faulty fridges for storing fresh fruits and perishable goods at accost of 1,500 .
-Therefore by doing this my grocery shop will be more attractive to new customer thus will boost by daily sales compared to current status now.
-This steps will also increase my due to good and quality products like fresh vegetables milk e.t.c as a result of good storage after i would have repair my faulty fridge successfully.

Feedback

2

None

None

  • Margaret    Jun 6, 2017

    Josephine paid off her loan in a timely manner. Thank you!

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  • Peter    May 21, 2017

    Hi Josephine. Congratulations on your loan payments. I hope the loan was helpful for your business and added to your success. I hope your store continues to thrive.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$44.00

Date disbursed

Jan 16, 2017

Repayment status

On Time

Projected term

3 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

R

Ryan

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

M

Margaret

United States

P

Peter

United States

Paul Buchheit

Mountain View, United States

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  • Josphine    Apr 18, 2020

    Hello lenders
    Sorry I went silent due to the incident that happened to my shop, it got burnt down as a result power fault in the shop, I have received some capital from my business associates which managed to contribute something small for,

    kindly alow me off set my loan to enable me gate more capital for abetter inventory.

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  • Samwel    Dec 10, 2018

    hello team
    below borrower is yet to settled her outstanding loan reference to our last conversation with her.

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  • Samwel    Nov 9, 2018

    hello team i have managed to talked to borrower and she has promised to settled the outstanding balance soon

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  • Samwel    Oct 4, 2018

    she is yet to settled her depending loan

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  • Josphine    Sep 12, 2018

    hello i would wish to settled my loan, i would wish to contenure with my as member in this organization platform . kindly advice my a count has been declined or its still active i can proceed with installments. or i can pay one installment

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  • Samwel    Sep 3, 2018

    hello team
    ive spoke to the borrower and i feel i should do some recovery threat to her to enable pay back the long over due loan coz she is now doing well

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  • Samwel    Aug 1, 2018

    am still making closes follow up on the borrower

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  • Samwel    Aug 1, 2018

    hello am still making close follow up on the borrower

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  • Samwel    Jul 1, 2018

    am still following up with the borrower

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  • Samwel    May 31, 2018

    hello i have spoke to the borrower and she has promised to send something soon am yet to follow up as well

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  • Samwel    Apr 29, 2018

    hello team
    Josephine promised something by 1st of may

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  • Samwel    Mar 27, 2018

    hello team i have speak to madam Josephine and she is yet to submits something by weekend

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  • Josphine    Mar 4, 2018

    hello team
    i have been having afinacial challanges which lead to closer of my shop during post election period , therefore i would wish to start paying my loan by 10th of march , i have reopen my shop and i would wish to apologizes for the delays/inconvenience coursed by default from my end .

    i would also want to thanks Mr samwel nyangi who invited me in this platform more so for encouragement support ,

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  • Samwel    Feb 15, 2018

    hello team
    i have talked to madam Josephine,
    shes yet to submit payment end monthly

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  • Samwel    Jan 15, 2018

    hello Josephine when are you planning to start your installment as discussed.

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  • Samwel    Dec 13, 2017

    hello team
    allow me organize to visit Josephine for more discussion on her matter before giving feedback concerning her status .

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  • Samwel    Nov 13, 2017

    hello team
    madam Josephine will paying something in the course of the month

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  • Samwel    Oct 9, 2017

    hello team
    madam Josephine is still down financially but i will visit her over the weekend on how to settled down this loan.

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  • Samwel    Sep 5, 2017

    hello team
    am i have contacted madam Josephine and base on her situation in business i feel to support her financially to get back on truck , whats the procedure its possible to pay through my line.

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  • Samwel    Jul 28, 2017

    hello team
    i had visited madam
    Josephine and she will send something soon over the weekend am also willing to support her financially to enable her meet her goals on her business ,

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