Hairdressing and beauty

Lucy

Gilgil-nakuru, Kenya

100% repaid

Entrepreneur

Name

Lucy

Member since

August 2015

On-time repayments

262 installments  •  48%

About Me

i am a lady aged 26 yrs and a diploma holder i information studies and also diploma holder in hairdressing and beauty, i grew up from a humble background with a lot of competition for the limited resources, which this competition it was survival for the fittest, with this encounters i develop courage to face the wall and thought of taking the risk in business to which i came out successfully. with the desire to be independent and also support my family i decided to venture into business of salon and cosmetics. my business is located at Gilgil town- Gilgil sub county in Nakuru county where i am able to attend to client from various offices in town, i do offer quality services and handle my customers well and they market my business on my behave. my hobby and interest is plaiting of hair.

My Business

my business falls under service industry as it majorly deals with service relating to beauty and hairdressing, this services are in great demand as beauty is key to every individual and each an every time there must be a client. with the knowledge in hairdressing and beauty i saw it fit to venture into the business putting in the high pressure in demand for better services which i felt that i can fully offer to the community.
the business is able to make between 30- 40 US dollar per day to which am able to cater for any other cost like payment of daily bills and wages to my staff, after all the deductions the net profit range between 10- 15 US dollar per day to which it is reinvested to the business for further expansion.

Loan Proposal

Hello lenders the loan am applying will be used to purchase dryer and this is expected to increase my profit margin by 35%, and I will be able to satisfy the needs of my customers. Am really looking forward to your financial support. Thanks

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$323.00

Date disbursed

Oct 31, 2016

Repayment status

On Time

Projected term

11 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

A

Anonymous

United States

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

Ask Lucy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Lucy    Dec 30, 2020

    i would wish to adjust my installment since i cant be able to pay the full amount now. i will appreciate if my request will be considered

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  • Lucy    Oct 7, 2020

    Good evening, I wish to adjust my instalment since I can't pay the full amount as at now. Thanks

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  • Lucy    Aug 29, 2020

    Hello, I would wish to reduce my installments due to financial constraints.

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  • Lucy    Jun 14, 2020

    I wish to reduce the instalments payable to enable me meet my payments.
    I will appreciate if my request will be considered

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  • Lucy    Apr 3, 2020

    i would wish to reduce my installments due to financial constraints, which cannot allow me to meet the weekly amount.

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  • Lucy    Apr 16, 2019

    Hello lenders it has been long since I made my payments, but plans are underway for the same though it can take some time but I will ensure that that I settle my outstanding amount at the course if the year. I had some financial crisis but it shall be well soon. Kindly bear with me

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  • Lucy    Dec 27, 2018

    Hello zidisha team, I would like to reduce my instalment due to financial constraints. This has really affected my rating and I wish to remain up to date. I will appreciate if given consideration. Thanks

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  • Lucy    Jul 12, 2018

    I would like to reduce my installment since for the past few months i have been having a problem with my business and it has really affected my repayment. i will really appreciate if i will be given consideration to continue remaining up to date. thanks

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  • Lucy    Mar 21, 2018

    kindly update my payments under the following transaction no. MAG89BZUBW Confirmed. Ksh2,000.00 sent to Zidisha Inc. for account 0727570369 on 16/1/18

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    • Fitri    Mar 26, 2018

      Hi Lucy, please make a ticket to inform Zidisha staff about your uncredited payment. Go to help page - choose uncredited payment ticket there - no, then inform to the staff about your uncredited payment and attach the proof of payment, or please follow the instruction to report uncredited payment there.
      Please be patient, support ticket usually answered within 3-5 business days US Time, I hope they will assist you soon.

      Translated by Google     Show original

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  • Lucy    Mar 6, 2018

    Hello lenders thanks for rectifying my account, please also update for this payment .
    MAG89BZUBW Confirmed. Ksh2,000.00 sent to Zidisha Inc. for account 0727570369 on 16/1/18 at 7:55 PM New M-PESA balance is Ksh1,230.00. Transaction cost, Ksh22.00.

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  • Lucy    Feb 23, 2018

    good morning lenders am so grateful for support and patience with me. am seeking assistance as my account seems to be having a problem since two instance of active loans are present and previous one seems to be dominant thus affecting my current loan records. kindly assist me rectify it. thanks.

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  • Lucy    Nov 16, 2017

    hello zidisha team, due to some pressing issues in the business , i would wish to reduce my installment so as to able me still remain on time with my payment. hope my request shall be granted.

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  • Lucy    Oct 13, 2017

    thanks very much for funding my dream project may god bless you very much, the fund will be used to expand my business and this will uplift my passion of giving it back to the society by creating job opportunities since my profit margin will greatly increase. thank you very much as you continue supporting young entrepreneurs .

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  • Lucy    Oct 6, 2017

    hello lenders a so great full for the loan you gave me last time. the loan have greatly increased my profit margin and that is why i was even able to increase my installment amount. my business is now doing well and am planing to increase the working space and have more work stations with the loan am currently applying. since i joint this forum my live have really changed and i have graduated to a higher social class. thanks a lot and am still looking forward for your continued support.

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  • Lucy    Jun 25, 2017

    i do increase my repayment installment since the business is doing well and also to enable me clear my loan early.

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  • Lucy    Jun 23, 2017

    hello lenders am so grateful that my business is now doing well, my clients are certified with the services we offer both in beauty and hairdressing. am working hard to clear the current loan so that i can borrow a higher amount to increase my stock. thanks

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  • Lucy    Dec 3, 2016

    I do kindly wish to review my weekly instalments due to current market fluctuations and enable maintain a good record by not defaulting my payment , I will be greatful if my request be granted. Thanks zidisha team.

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  • Lucy    Oct 31, 2016

    Thanks very much lenders for funding my project, I will be able to purchase the dryer and this greatly improve my profit margin and customers satisfaction. Thanks and God bless

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  • Lucy    Oct 28, 2016

    Thanks a lot lenders for financing my project, this will really do me good with my customers thus increasing my profit margin. Thanks again

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  • Lucy    Oct 25, 2016

    Hello lenders am so great full for the unconditional support you have given me for the first loan, the loan has really boosted my business and now my clients are very happy. Currently am planning to purchase two dryer costing @ ksh. 15200 total cost ksh. 30400 and this will greatly improve my output. Thanks again

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