Entrepreneur
Name
Lucy
Member since
September 2014
On-time repayments
82 installments • 72%
About Me
My name is Lucy Wambui born and raised in Elburgon, Nakuru County in a family six and I am the second born. I was born in farming community where every family is involved in farming activities. The area is also known for logging activities and there are many timber producers in the region.
When I came of age, my parents took me to primary and later secondary school for my basic education. I later joined a college for a business management course as well as computer applications. I secured a job in the capital city - Nairobi at a supermarket as a field marketer.
I was later posted to Mombasa (in 2005) in the same position and I am still working there. In 2012 I decided to open a hair salon as a way of supplementing my income. I rely on one stylist that I hired to help with the day to day running of the business during the times that I am engaged at my salaried job.
The arrangement works well since I relieve her during my off duty hours and during the weekends.
I am a single mother with two kids aged 10 and 5 years old and both in school.
My Business
I am in the business of hair salon. I do all types of beauty related services such as pedicure, manicure, facial, hair styling, massage etc. My salon is surrounded by many residents who come to my place for beauty services.
I decided to start this business since it was easy to start and I also like it as a hobby. I also realized the beauty services in Mombasa were of very low standard and I decided to make a difference. Most of my revenue goes to covering my overheads such as salary for my worker, rent, and buying the beauty products. I however make a net profit of about $100 per week. I spend this money to support my children and my aging mother back home.
Loan Proposal
Hi Zidisha..Once again God bless you more.
Once given this loan, I would like to open a hair dressing school where by I wish young girls and talented people come and have their classes there..After completion.. I will be offering them certificates to enable them get employed..
Hope to hear from Zidisha team soon...
God bless you
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Loan Info
Project Type
Classic Loan
Disbursed amount
$293.00
Date disbursed
Dec 31, 2015
Repayment status
Late
Projected term
65 months
Other loans
Lenders
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$67.00
Amount remaining
$240.99
Expected completion
Nov 27, 2016
Status
Repaying late
Installment amount
$34.23
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 10, 2016 | $4.00 | Jan 19, 2016 | $4.00 |
| Jan 17, 2016 | $4.00 | Jan 19, 2016 | $4.00 |
| Jan 24, 2016 | $4.00 | Jan 29, 2016 | $4.00 |
| Jan 31, 2016 | $2.00 | Jan 29, 2016 | $2.00 |
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $2.00 | Feb 17, 2016 | $2.00 |
| Feb 28, 2016 | $2.00 | Feb 17, 2016 | $2.00 |
| Mar 6, 2016 | $2.00 | Feb 17, 2016 | $1.00 |
| Apr 22, 2016 | $1.00 | ||
| Mar 13, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Mar 20, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Mar 27, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Apr 3, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Apr 10, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Apr 17, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| Apr 24, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| May 1, 2016 | $2.00 | Apr 22, 2016 | $2.00 |
| May 8, 2016 | $2.00 | May 11, 2016 | $2.00 |
| May 15, 2016 | $2.00 | May 15, 2016 | $2.00 |
| May 22, 2016 | $2.00 | May 15, 2016 | $1.00 |
| May 31, 2016 | $1.00 | ||
| May 29, 2016 | $2.00 | May 31, 2016 | $2.00 |
| Jun 5, 2016 | $2.00 | May 31, 2016 | $2.00 |
| Jun 12, 2016 | $2.00 | May 31, 2016 | $2.00 |
| Jun 19, 2016 | $2.00 | May 31, 2016 | $1.00 |
| Jul 29, 2016 | $1.00 | ||
| Jun 26, 2016 | $2.00 | Jul 29, 2016 | $2.00 |
| Jul 3, 2016 | $2.00 | Jul 29, 2016 | $2.00 |
| Jul 10, 2016 | $2.00 | Jul 29, 2016 | $2.00 |
| Jul 17, 2016 | $2.00 | Jul 29, 2016 | $2.00 |
| Jul 24, 2016 | $2.00 | Jul 29, 2016 | $1.00 |
| Jul 29, 2016 | $1.00 | ||
| Jul 31, 2016 | $2.00 | Jul 29, 2016 | $2.00 |
| Aug 7, 2016 | $2.00 | Aug 14, 2016 | $2.00 |
| Aug 14, 2016 | $1.00 | Aug 14, 2016 | $1.00 |
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $0.00 | ||
| Sep 4, 2016 | $0.00 | ||
| Sep 11, 2016 | $0.00 | ||
| Sep 18, 2016 | $0.00 | ||
| Sep 25, 2016 | $0.00 | ||
| Oct 2, 2016 | $1.00 | Oct 8, 2016 | $1.00 |
| Oct 9, 2016 | $34.23 | Oct 8, 2016 | $1.00 |
| Oct 16, 2016 | $34.23 | ||
| Oct 23, 2016 | $34.23 | ||
| Oct 30, 2016 | $34.23 | ||
| Nov 6, 2016 | $34.23 | ||
| Nov 13, 2016 | $34.23 | ||
| Nov 20, 2016 | $34.23 | ||
| Nov 27, 2016 | $2.38 | ||
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