Nail polish, hair shampoo & chemicals for my beauty shop

Emmaculate

Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Emmaculate

Member since

March 2016

On-time repayments

42 installments  •  74%

About Me

Thank you for this opportunity.
I am a honest and hard working lady residing in Nairobi city. Having been born and brought up in rural set up i am a first born of three. My parents are farmers and practices mixed farming in up country. I was taken to school just like any other child and pursued my primary and secondary educatuion.My parents didn’t have financial support to educate me to higher institutions of learning. So I opted to get training in beauty and hair dressing.
When I graduated, I stated working in private owmed businesses in the estate and gained a lot of experience. I could do some saving and my parents boosted me to start a shop of selling beauty products and related.
This is how I came to own a business. It is through persistence in study and working hard I overcame my background hardship.
What is unique in my area is that people do help one another in times of needs like fundraising for hospital bills and many other needs. My children would like to be well brought up, get educated and become entrepreneurs.
My unique hobby is helping the needy through our church initiative. I also love swimming.
Thank you.

My Business

Meanwhile, my business is selling beauty products. These includes,Hair,cosmetics,skin care products,Lipstick,Hair food, Eye shadow ,chemicals, Eye Pencil ,shampoos,Bracelets,ear rings, perfumes and so many other products.
These products are always on demand because they are commonly used for aesthetic and for beauty purpose. Besides caring for skin and maintain a healthy skin for both gender and children. I choose this business because it is my profession and I am experienced in it and I love it besides giving me a huge profit.
My typical cost is generally the cost of buying all these beauty products, rent, security and transport. My profit usually goes towards meeting the cost of the bills and reinvesting in my business.Others i pay for my personal expenses and help my parents.
Thank you.

Loan Proposal

When I get the loan will buy the fastest moving products in my shop.
I will buy assorted Hair at a cost of $40.00.
I will also buy Shampoo at $ 28.00 and Assorted Nail Polish at $20.00.
Very much important also will be Nail Polish remover at $15.00 and Shower cap at $4.00.
These are the most common items customers ask and with the loan, my business will be a one stop point for my customers and are sure of getting what they need every day. I project my profit to increase from the current USD20.00 to USD30.00 per day.
This will be wonderful for me and my business achievement towards making it a whole sale shop in future. I will be grateful to you lenders and Zidisha.
Thank you.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Apr 12, 2016

Repayment status

On Time

Projected term

7 months

Other loans

Lenders

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Ask Emmaculate a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmaculate    Jan 15, 2017

    I want to start by saying sorry for the delay in paying my loan.I have been attending sick family member at upcountry by the end of January i will again resume my usual payment mode.
    I request for time and will pay the all the due s.

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    • As    Jan 15, 2017

      Wishing everything is well please take care of yourself and your family

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  • Emmaculate    Dec 18, 2016

    Dear my Zidisha lenders, days had gone and now I've made a positive progress in my business.
    I promise good effort and strive to achieve my dreams.
    Thank you!

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  • Emmaculate    Dec 1, 2016

    Hello my dear lenders, my business has been doing well because you funded my project and i thank you mostly for this generosity.
    Thank you.

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  • Emmaculate    Nov 20, 2016

    I want to say thank you to lenders for funding and disbursing my loan.I am glad to have received the amount i was waiting for.It was the real amount i applied.
    Tomorrow i will go to buy the products i budgeted.
    Thank you very much.

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  • Emmaculate    Nov 19, 2016

    I want to thank you my esteemed lenders for fully funding my loan.I will put it into a good use in my business in order to get profit and repay your loan on time.
    Different types of human hair at a cost of $45.00.
    Facial cleaning wipes at $30.00 and Eye balms at $25.00. Face scrub different types at USD 30.00
    Hair cleaning Shampoo at USD28.00 & different Nail Polish at USD 20.00.
    Nail Polish at USD 35.00 & Shower gel/caps at $22.00. Different synthetic hairs colors, length and styles at $28.00.
    Face creams, Eye/face make up and lipsticks at $45.00.Make up tools/brushes at USD 20.00.Perfumes and cologne at $23.00.My profit is now expected to hit the highest USD50.00 per day and this will be a great milestone in my business.
    Thank you.

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  • Emmaculate    Nov 14, 2016

    Thank you lenders for giving yet another chance to prosper in my business.
    In my previous loan, i bought the fast moving products in my shop.
    I bought different types of Hair at a cost of $40.00.
    I also bought Shampoo at $ 28.00 and Assorted Nail Polish at $20.00.
    More important also was Nail Polish remover at $15.00 and Shower cap at $4.00.
    These products added value in my shop especially being the most common ones my customers always ask for. My business has been a one stop shopping point for my customers where they are sure of getting what they need every day. I focused my profit to increase from the current $30.00 per day and true to my surprise I even surpassed my target with hard work and determination. My son has been attending school very well while paying school fees and bringing him up in a healthy way. I frequently visited my parents to help them in various ways and this was possible because you helped me with your funds to grow my business.
    This has been a wonderful moment for me and my business goals towards making it a whole sale shop in future. I am very grateful to you lenders and Zidisha.
    I thank you lenders.

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  • Emmaculate    Nov 12, 2016

    Dear Lenders, i have been working hard to move up in my business achievement goals and grow in my business.
    I thank you for your help with loan to boost my business.
    Thank you for your kind help.

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  • Emmaculate    Nov 5, 2016

    Hi lenders, i have been away and my business has been taking me well with the current orders and contracts i am getting.This far you have been so helpful to me and i thank you most sincerely for you financial support.
    Thank you.

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  • Emmaculate    Oct 23, 2016

    Dear lenders, it is my hope that you have been good and carrying out your program well.Mine is to thank you for this forum and wish this help could last for decades to change the lives of many.
    Thanks.

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  • Emmaculate    Oct 14, 2016

    Hi Zidisha lenders, i have been away for some days and now planning my business to realize my goals.
    Thank

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  • Emmaculate    Oct 9, 2016

    Hello to you all lenders, i am grateful to you for your help of funds to boost my business.
    I am able to pay my bills and help my parents through your funding.
    I am an example of a beneficially of this forum.
    Thank you.

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  • Emmaculate    May 29, 2016

    Hi lenders in the past days i have been going through a difficult time while in the business but i will keep up the spirit.
    Those who don't give up and endure to the end succeed.
    These have been my motto and aspirations while doing my job.
    Thank you.
    Emmaculate.

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  • Emmaculate    Apr 30, 2016

    Hello lenders, i have been away in the upcountry and will be back later next week.I have been unable to travel following bad weather in our country.
    When i get,i will make more chances.Thank you for your continued support to my business.
    Thank you.
    Regards,
    Emmaculate.

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  • Emmaculate    Apr 15, 2016

    Thank you lenders,i received the exact loan amount i was waiting for.It was $108.00.
    Later i will update you with the prices and the exact items i will buy with the loan.
    I will continue to work towards success of my business with your help.
    Thank you.
    Emmaculate Kamau

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  • Emmaculate    Apr 9, 2016

    Thank you lenders for fully funding my loan.It was a journey with a positive mind and hope.This is in deed a show of your selfless and dedication to give hope to the most needy people in the society.
    I thank you so much and i promise to work with you and remain honest.Thank you to Zidisha fraternity.
    Most Regards,
    Emmaculate Kamau

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  • Emmaculate    Apr 1, 2016

    Hello lenders,i am doing good and working extra hard to reach my goals in life.
    Thank you.
    Regards,
    Emmaculate Kamau

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  • Emmaculate    Mar 26, 2016

    Thank you, Zidisha.
    To lenders, your help shall be highly appreciated.
    Regards,
    Emmaculate Kamau

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