Entrepreneur
Name
John
Member since
February 2015
On-time repayments
75 installments • 8%
About Me
I am pastor john mwachiro Lewa ,i was born in the village called chonyi and i grew up in a rural environment,i used to go to church just religiously ie as a formality in the catholic mission sometimes i could be forced to go but since l didn't have even clothes to wear, the ones l had was only the school uniform together with one shirt and a short trouser l used to change after school and it had holes at the back ,also i did not have shoes. l joined my primary school in GANDINI whereby l completed my primary education in 1994 and l qualified to join secondary education in mariakani secondary school and it is on this time that my parents bought me covered pair of shoes for the first time and fun enough since i was not used to shoes i developed some blisters all the same by the grace of God i completed my secondary education and attained a c minus thoguh sometimes i had to stay out of school because of fees, thereafter i joined mzuri sweet company ltd in Mtwapa town in Mombasa whereby l was trained as a food processor in sweet production before relocating to the capital city of kenya which is Nairobi where l was employed in a small quarry and worked as a manager, thereafter as a sales man in a a service station called zennex , at this particular time things were very tough in my life ,actually l remember very well that twice in Nairobi my rental house was closed due to late payment of rent ,it is in Nairobi where l gave my life to the Lord Jesus and l began serving in the church as a full time minister ,however the church itself was very young it could not be able to cater for my needs together with the pastor ,so i used to go to work in construction buildings but all the same l thank God as l was growing in the work of God ,God spoke to me that he was calling me to be a pastor and l responded and by His grace lm a pastor today ,all the hardship l faced l overcame them through the principle of giving whereby the small amount l used to receive l used to be faithful to tithe to the church and also do some savings which accumulated to kshs 90,000/= actually l was saving money in the aim of starting a small business, l did not know that God was going to relocate me back to mariakani where l schooled to plant a church ,but this is what happened and l had no option but use the amount in bank to prepare for a gospel crusade and l hosted 100 missionaries from jkuat university whereby after the mission l was remaining with only kshs 3,000/ of which l did not have even a place to sleep actually things were very tough for me but as time went bye l managed to settle down ,being a full time minister its not easy and its because of this reason that l thought to begin a beauty shop consisting of cosmetics ,alongside clothes and other thing so that l can be able to have a source of income for my personal needs and also to give to the work of God alongside helping the less fortunate in society not to pass through the struggles i encountered ,This came into being a reality by saving a small amount on whatever amount l received after paying tithe to the Lord .alongside being a pastor by calling my profession is sale and marketing .the land of mariakani is a very unique one because this town is a cosmopolitan town consisting of all tribes of Kenya and is the gateway town to Mombasa city ,its first growing town ,it connects east and central Africa.currently am single but am preparing to get married this year ,my unique hobby is listening to music and in the past i used ti listen to secular reggae music but now that am born again i listen to gospel music
My Business
My business deals with cosmetics of all kinds hairs but im trusting God to iclude clothes alongside other beauty products which are mostly used by women and men ,beauty generally has a variety of products and it is from the sale of these products which will help me to repay the Loan .As far as am concerned it will not be hectic in repaying the loan by the experience of the business l have had for the duration l have been operating it also this kind of business is very unique in this land and beauty products have a very high demand in the sense that the town is a cosmopolitan town with different cultures ,tastes and preferences as well as professional whom their work demands cleanliness and beauty .This loan therefore will help expand my business ,increase my income as well as offering better services to the community around because all what they will require will be at their disposal whereby it will cut their cost of travelling to a far distance searching for the commodities the goods l currently provide are ,cosmetics of various types ,some body lotions ,some for hair treatment ,cutex ,chains ,rings , ,hair bands ,hair , weaves etc. these goods are very useful and in demand bearing in mind that most of the people leaving in this town want to be clean , beauty handsome and also the nature of work they are doing which demand beauty and cleanliness however i chose this kind of business because of the taste fashion and preferences of the people ,similarly the cost and the revenue for running this business is not easy but its my obligation as a loyal citizen to comp lair with the rules and regulations of my beloved country.in addition I chose this kind of business because its convenient to operate due to my calling to spread the gospel of the Lord Jesus.lastly i normally use my profits to support God work and to save for my livelihood and am looking forward when this business expands i also support widows and orphans which is pure and undefiled religion according to the book of James
Loan Proposal
In receiving the funds i will be able to expand my business by buying the following items in small bits
Nivea lotions big size
Caro lite small size
Venus lotion big
Vaseline small size
Hair bands
In getting the above items it will help my business to really come up in terms of profit making ie it will increase by 5 percent which for me will be reasonable and i will be able to attract and retain customers of which they normally come and request for the above items which currently are not in my shop
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 10, 2015
Repayment status
Late
Projected term
17 months
Lenders
Germany
United States
Ask John a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.