Entrepreneur
Name
Joel
Member since
November 2014
On-time repayments
282 installments • 10%
About Me
I am Joel Okoth Ouma born in Mihuru in Homabay county.I am was not lucky enough to have education beyond primary level because my father who was a fisherman in Lake victoria abandon us with our and since my mother was also jobless she only afforded to provide food for us and primary education and i thank her.
After primary education a good samaritan with engineering workshop took me to Molo with him and started training me welding,milling,turning and fitting for three years.After that i got a cacual job riftvalley engineering works from which i save little by little till i bought arc welding machine.Then at the field i started my workshop to do my own job.
My Business
I have a small engineering workshop today where i make steel doors and windows,matal boxes,school tables and chairs and chimney instalation.
These products especially windows and doors are on high demand because Kenya is a growing country and people build new houses daily.
I choose this business because due to my skills and experience it will be managable and also wanted to get me employ and earn more.
This business when there is a lot of work could cost me around $500 per month and from that i can get a profit of $200 a month.
My profit i support myself and my mother and remaininf i reinvest back in the business.
Loan Proposal
I first take this golden opportunity to thank all lenders who supported my last loan.The loan really help repair my welding machine.Now i ask for second loan to make doors and windows for my customers.
-150 i am going to buy steels for making doors and windows for primary school.This will allow me make those doors which am expecting profit of $80 after finishing the job.
-$20 i will buy welding rods for fabrication and paints for finishing.This loan will help provide better production to my customers.
-30 i will use to pay for labour because the job will be required agently i have to hire someone to help me do it faster.Thank you in advance.
Feedback
Positive
None
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$197.00
Date disbursed
Jan 12, 2015
Repayment status
Late
Projected term
64 months
Other loans
Lenders
United States
United Kingdom
Summary
Amount repaid
$31.12
Amount remaining
$297.96
Expected completion
Apr 26, 2020
Status
Repaying late
Installment amount
$1.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 25, 2015 | $8.43 | Jan 13, 2015 | $8.43 |
| Feb 1, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Feb 8, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Feb 15, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Feb 22, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Mar 1, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Mar 8, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Mar 15, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Mar 22, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Mar 29, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Apr 5, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Apr 12, 2015 | $1.12 | Jan 25, 2015 | $1.12 |
| Apr 19, 2015 | $1.12 | Apr 5, 2015 | $1.12 |
| Apr 26, 2015 | $1.12 | Apr 25, 2015 | $1.12 |
| May 3, 2015 | $1.12 | Apr 25, 2015 | $1.12 |
| May 10, 2015 | $1.12 | May 16, 2015 | $1.12 |
| May 17, 2015 | $1.12 | May 16, 2015 | $1.12 |
| May 24, 2015 | $1.12 | May 16, 2015 | $1.12 |
| May 31, 2015 | $1.12 | May 16, 2015 | $1.12 |
| Jun 7, 2015 | $1.12 | May 16, 2015 | $0.22 |
| Jun 8, 2015 | $0.90 | ||
| Jun 14, 2015 | $1.12 | Jun 8, 2015 | $1.12 |
| Jun 21, 2015 | $1.12 | Jun 8, 2015 | $0.22 |
| Jun 28, 2015 | $1.12 | ||
| Jul 5, 2015 | $1.12 | ||
| Jul 12, 2015 | $1.12 | ||
| Jul 19, 2015 | $1.12 | ||
| Jul 26, 2015 | $1.12 | ||
| Aug 2, 2015 | $1.12 | ||
| Aug 9, 2015 | $1.12 | ||
| Aug 16, 2015 | $1.12 | ||
| Aug 23, 2015 | $1.12 | ||
| Aug 30, 2015 | $1.12 | ||
| Sep 6, 2015 | $1.12 | ||
| Sep 13, 2015 | $1.12 | ||
| Sep 20, 2015 | $1.12 | ||
| Sep 27, 2015 | $1.12 | ||
| Oct 4, 2015 | $1.12 | ||
| Oct 11, 2015 | $1.12 | ||
| Oct 18, 2015 | $1.12 | ||
| Oct 25, 2015 | $1.12 | ||
| Nov 1, 2015 | $1.12 | ||
| Nov 8, 2015 | $1.12 | ||
| Nov 15, 2015 | $1.12 | ||
| Nov 22, 2015 | $1.12 | ||
| Nov 29, 2015 | $1.12 | ||
| Dec 6, 2015 | $1.12 | ||
| Dec 13, 2015 | $1.12 | ||
| Dec 20, 2015 | $1.12 | ||
| Dec 27, 2015 | $1.12 | ||
| Jan 3, 2016 | $1.12 | ||
| Jan 10, 2016 | $1.12 | ||
| Jan 17, 2016 | $1.12 | ||
| Jan 24, 2016 | $1.12 | ||
| Jan 31, 2016 | $1.12 | ||
| Feb 7, 2016 | $1.12 | ||
| Feb 14, 2016 | $1.12 | ||
| Feb 21, 2016 | $1.12 | ||
| Feb 28, 2016 | $1.12 | ||
| Mar 6, 2016 | $1.12 | ||
| Mar 13, 2016 | $1.12 | ||
| Mar 20, 2016 | $1.12 | ||
| Mar 27, 2016 | $1.12 | ||
| Apr 3, 2016 | $1.12 | ||
| Apr 10, 2016 | $1.12 | ||
| Apr 17, 2016 | $1.12 | ||
| Apr 24, 2016 | $1.12 | ||
| May 1, 2016 | $1.12 | ||
| May 8, 2016 | $1.12 | ||
| May 15, 2016 | $1.12 | ||
| May 22, 2016 | $1.12 | ||
| May 29, 2016 | $1.12 | ||
| Jun 5, 2016 | $1.12 | ||
| Jun 12, 2016 | $1.12 | ||
| Jun 19, 2016 | $1.12 | ||
| Jun 26, 2016 | $1.12 | ||
| Jul 3, 2016 | $1.12 | ||
| Jul 10, 2016 | $1.12 | ||
| Jul 17, 2016 | $1.12 | ||
| Jul 24, 2016 | $1.12 | ||
| Jul 31, 2016 | $1.12 | ||
| Aug 7, 2016 | $1.12 | ||
| Aug 14, 2016 | $1.12 | ||
| Aug 21, 2016 | $1.12 | ||
| Aug 28, 2016 | $1.12 | ||
| Sep 4, 2016 | $1.12 | ||
| Sep 11, 2016 | $1.12 | ||
| Sep 18, 2016 | $1.12 | ||
| Sep 25, 2016 | $1.12 | ||
| Oct 2, 2016 | $1.12 | ||
| Oct 9, 2016 | $1.12 | ||
| Oct 16, 2016 | $1.12 | ||
| Oct 23, 2016 | $1.12 | ||
| Oct 30, 2016 | $1.12 | ||
| Nov 6, 2016 | $1.12 | ||
| Nov 13, 2016 | $1.12 | ||
| Nov 20, 2016 | $1.12 | ||
| Nov 27, 2016 | $1.12 | ||
| Dec 4, 2016 | $1.12 | ||
| Dec 11, 2016 | $1.12 | ||
| Dec 18, 2016 | $1.12 | ||
| Dec 25, 2016 | $1.12 | ||
| Jan 1, 2017 | $1.12 | ||
| Jan 8, 2017 | $1.12 | ||
| Jan 15, 2017 | $1.12 | ||
| Jan 22, 2017 | $1.12 | ||
| Jan 29, 2017 | $1.12 | ||
| Feb 5, 2017 | $1.12 | ||
| Feb 12, 2017 | $1.12 | ||
| Feb 19, 2017 | $1.12 | ||
| Feb 26, 2017 | $1.12 | ||
| Mar 5, 2017 | $1.12 | ||
| Mar 12, 2017 | $1.12 | ||
| Mar 19, 2017 | $1.12 | ||
| Mar 26, 2017 | $1.12 | ||
| Apr 2, 2017 | $1.12 | ||
| Apr 9, 2017 | $1.12 | ||
| Apr 16, 2017 | $1.12 | ||
| Apr 23, 2017 | $1.12 | ||
| Apr 30, 2017 | $1.12 | ||
| May 7, 2017 | $1.12 | ||
| May 14, 2017 | $1.12 | ||
| May 21, 2017 | $1.12 | ||
| May 28, 2017 | $1.12 | ||
| Jun 4, 2017 | $1.12 | ||
| Jun 11, 2017 | $1.12 | ||
| Jun 18, 2017 | $1.12 | ||
| Jun 25, 2017 | $1.12 | ||
| Jul 2, 2017 | $1.12 | ||
| Jul 9, 2017 | $1.12 | ||
| Jul 16, 2017 | $1.12 | ||
| Jul 23, 2017 | $1.12 | ||
| Jul 30, 2017 | $1.12 | ||
| Aug 6, 2017 | $1.12 | ||
| Aug 13, 2017 | $1.12 | ||
| Aug 20, 2017 | $1.12 | ||
| Aug 27, 2017 | $1.12 | ||
| Sep 3, 2017 | $1.12 | ||
| Sep 10, 2017 | $1.12 | ||
| Sep 17, 2017 | $1.12 | ||
| Sep 24, 2017 | $1.12 | ||
| Oct 1, 2017 | $1.12 | ||
| Oct 8, 2017 | $1.12 | ||
| Oct 15, 2017 | $1.12 | ||
| Oct 22, 2017 | $1.12 | ||
| Oct 29, 2017 | $1.12 | ||
| Nov 5, 2017 | $1.12 | ||
| Nov 12, 2017 | $1.12 | ||
| Nov 19, 2017 | $1.12 | ||
| Nov 26, 2017 | $1.12 | ||
| Dec 3, 2017 | $1.12 | ||
| Dec 10, 2017 | $1.12 | ||
| Dec 17, 2017 | $1.12 | ||
| Dec 24, 2017 | $1.12 | ||
| Dec 31, 2017 | $1.12 | ||
| Jan 7, 2018 | $1.12 | ||
| Jan 14, 2018 | $1.12 | ||
| Jan 21, 2018 | $1.12 | ||
| Jan 28, 2018 | $1.12 | ||
| Feb 4, 2018 | $1.12 | ||
| Feb 11, 2018 | $1.12 | ||
| Feb 18, 2018 | $1.12 | ||
| Feb 25, 2018 | $1.12 | ||
| Mar 4, 2018 | $1.12 | ||
| Mar 11, 2018 | $1.12 | ||
| Mar 18, 2018 | $1.12 | ||
| Mar 25, 2018 | $1.12 | ||
| Apr 1, 2018 | $1.12 | ||
| Apr 8, 2018 | $1.12 | ||
| Apr 15, 2018 | $1.12 | ||
| Apr 22, 2018 | $1.12 | ||
| Apr 29, 2018 | $1.12 | ||
| May 6, 2018 | $1.12 | ||
| May 13, 2018 | $1.12 | ||
| May 20, 2018 | $1.12 | ||
| May 27, 2018 | $1.12 | ||
| Jun 3, 2018 | $1.12 | ||
| Jun 10, 2018 | $1.12 | ||
| Jun 17, 2018 | $1.12 | ||
| Jun 24, 2018 | $1.12 | ||
| Jul 1, 2018 | $1.12 | ||
| Jul 8, 2018 | $1.12 | ||
| Jul 15, 2018 | $1.12 | ||
| Jul 22, 2018 | $1.12 | ||
| Jul 29, 2018 | $1.12 | ||
| Aug 5, 2018 | $1.12 | ||
| Aug 12, 2018 | $1.12 | ||
| Aug 19, 2018 | $1.12 | ||
| Aug 26, 2018 | $1.12 | ||
| Sep 2, 2018 | $1.12 | ||
| Sep 9, 2018 | $1.12 | ||
| Sep 16, 2018 | $1.12 | ||
| Sep 23, 2018 | $1.12 | ||
| Sep 30, 2018 | $1.12 | ||
| Oct 7, 2018 | $1.12 | ||
| Oct 14, 2018 | $1.12 | ||
| Oct 21, 2018 | $1.12 | ||
| Oct 28, 2018 | $1.12 | ||
| Nov 4, 2018 | $1.12 | ||
| Nov 11, 2018 | $1.12 | ||
| Nov 18, 2018 | $1.12 | ||
| Nov 25, 2018 | $1.12 | ||
| Dec 2, 2018 | $1.12 | ||
| Dec 9, 2018 | $1.12 | ||
| Dec 16, 2018 | $1.12 | ||
| Dec 23, 2018 | $1.12 | ||
| Dec 30, 2018 | $1.12 | ||
| Jan 6, 2019 | $1.12 | ||
| Jan 13, 2019 | $1.12 | ||
| Jan 20, 2019 | $1.12 | ||
| Jan 27, 2019 | $1.12 | ||
| Feb 3, 2019 | $1.12 | ||
| Feb 10, 2019 | $1.12 | ||
| Feb 17, 2019 | $1.12 | ||
| Feb 24, 2019 | $1.12 | ||
| Mar 3, 2019 | $1.12 | ||
| Mar 10, 2019 | $1.12 | ||
| Mar 17, 2019 | $1.12 | ||
| Mar 24, 2019 | $1.12 | ||
| Mar 31, 2019 | $1.12 | ||
| Apr 7, 2019 | $1.12 | ||
| Apr 14, 2019 | $1.12 | ||
| Apr 21, 2019 | $1.12 | ||
| Apr 28, 2019 | $1.12 | ||
| May 5, 2019 | $1.12 | ||
| May 12, 2019 | $1.12 | ||
| May 19, 2019 | $1.12 | ||
| May 26, 2019 | $1.12 | ||
| Jun 2, 2019 | $1.12 | ||
| Jun 9, 2019 | $1.12 | ||
| Jun 16, 2019 | $1.12 | ||
| Jun 23, 2019 | $1.12 | ||
| Jun 30, 2019 | $1.12 | ||
| Jul 7, 2019 | $1.12 | ||
| Jul 14, 2019 | $1.12 | ||
| Jul 21, 2019 | $1.12 | ||
| Jul 28, 2019 | $1.12 | ||
| Aug 4, 2019 | $1.12 | ||
| Aug 11, 2019 | $1.12 | ||
| Aug 18, 2019 | $1.12 | ||
| Aug 25, 2019 | $1.12 | ||
| Sep 1, 2019 | $1.12 | ||
| Sep 8, 2019 | $1.12 | ||
| Sep 15, 2019 | $1.12 | ||
| Sep 22, 2019 | $1.12 | ||
| Sep 29, 2019 | $1.12 | ||
| Oct 6, 2019 | $1.12 | ||
| Oct 13, 2019 | $1.12 | ||
| Oct 20, 2019 | $1.12 | ||
| Oct 27, 2019 | $1.12 | ||
| Nov 3, 2019 | $1.12 | ||
| Nov 10, 2019 | $1.12 | ||
| Nov 17, 2019 | $1.12 | ||
| Nov 24, 2019 | $1.12 | ||
| Dec 1, 2019 | $1.12 | ||
| Dec 8, 2019 | $1.12 | ||
| Dec 15, 2019 | $1.12 | ||
| Dec 22, 2019 | $1.12 | ||
| Dec 29, 2019 | $1.12 | ||
| Jan 5, 2020 | $1.12 | ||
| Jan 12, 2020 | $1.12 | ||
| Jan 19, 2020 | $1.12 | ||
| Jan 26, 2020 | $1.12 | ||
| Feb 2, 2020 | $1.12 | ||
| Feb 9, 2020 | $1.12 | ||
| Feb 16, 2020 | $1.12 | ||
| Feb 23, 2020 | $1.12 | ||
| Mar 1, 2020 | $1.12 | ||
| Mar 8, 2020 | $1.12 | ||
| Mar 15, 2020 | $1.12 | ||
| Mar 22, 2020 | $1.12 | ||
| Mar 29, 2020 | $1.12 | ||
| Apr 5, 2020 | $1.12 | ||
| Apr 12, 2020 | $1.12 | ||
| Apr 19, 2020 | $1.12 | ||
| Apr 26, 2020 | $13.91 | ||
Ask Joel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.