Grace

Kiptangwanyi, Kenya

Funds disbursed

$0 to go

100% funded of $500 goal

0

days left

Entrepreneur

Name

Grace

Member since

January 2013

On-time repayments

11 installments  •  0%

About Me

I live in kiptangwanyi shopping center plot number 201. I have been in this area for long and thus I am quite conversant with the challenges, opportunities and hardships of this area. I am married with 2 children whom are all in school. One of my kids is in secondary school and the other one is in primary school. They both attend a local school at the shopping center. I am a business woman at the shopping center. I operate a grocery shop at the shopping center and it is a good one. I started this business in the year 2005. The capital was from some small family savings and this little amount was what I used to start this business. I now have my good and regular customers at the shopping center. It was really a hard task to start having one’s own customers but after a period of enduring, things started changing slowly and I acquired quite a number of customers whom I still do serve up to date. I have also been getting some financial assistance through our lending group which has been of great importance in boosting my business.

My Business

I am a well known business woman in Kiptangwanyi shopping center. I treat my customers with very high respect. This is because without them my business cannot do at all cost. This is what has been making me to maintain my customers for all that long. I get fresh supplies of vegetables from farms within and when there is a shortage, I usually get the supplies from Nakuru town. The supplies from the farms nearby are usually good and thus I they reduce the costs of transportation and in most instances the profit is usually good. When I have to collect the supplies from Nakuru town then this reduces the revenues. I have been able to educate my children through this business and also I do cater for the rest of the family needs from the revenues that I get from the business. The main challenges that this business encounter are lack of good roads especially during the rainy season, drought that usually affects the productivity in the farms. The months of January to March are usually not very good because of the shortage in supplies. This affects the business negatively.

Loan Proposal

Hi Lenders,
I would like to use this loan that I will be granted by Zidisha organization to do the following. First I would like to construct a new stall with more permanent materials. This structure will be very essential and good for my business. The one I am using requires frequent repairs, a method that is quite expensive. This reduces my revenues that I am intended to get from the business.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Jan 22, 2013

Repayment status

Late

Projected term

12 months

Lenders

DeanDropshot

Oslo, Norway

L

Lemon

Switzerland, Switzerland

Sundstroms

Falun, Sweden

Creole1

Mobile, Alabama, United States

pentatonicscale

Niiza-shi, Japan

Namaste250

Pittsford, United States

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  • pentatonicscale    Jul 25, 2013

    Hello Grace, how are you and your family? I hope you were able to construct a strong and useful stall that has helped your business. Best wishes to you.

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  • Foreclosedjapan    Jul 4, 2013

    Hello Grace,

    Are you OK?

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  • Namaste250    Apr 1, 2013

    Hello Grace,
    I hope you had a joyous Easter. I remember you said that January through March were bad for business. I am happy for you that April is finally here. At my house it may be April, but we still have some snow on the ground.
    Blessings, Ann

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  • Namaste250    Jan 23, 2013

    Hi Grace, some of the meanings of the name Grace are goodwill and a blessing. So, with goodwill I give you a blessing for great success. Ann

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  • Namaste250    Jan 23, 2013

    Hi Grace, some of the meanings of Grace are goodwill and a blessing. So, with goodwill I give you a blessing with for great success. Ann

    Log in to reply • Share


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