Entrepreneur
Name
Nicholas
Member since
January 2011
On-time repayments
163 installments • 77%
About Me
I am a man aged 50years with a wife and now 5 beautiful children.I am a businessman, runing a shop at mitimingi trading centre. I deal with consumables and non consumables. Zidisha team and the lenders have assisted me so much and improved my standard of living and that of my family. With profits from loans granted, i have taken my children to good schools and three of them are in universities now a proud to say my firstborn born daughter graduation is this December. Thanks
to zidisha lenders and entire for regular and timely loans over the years. I need another loan to boost my business and repair my vehicle which i use to transport goods at my shop.
My Business
my business deals with selling both consumable and non consumable goods. this includes food stuffs, farm inputs(fertilizers, seeds), farm tools(hoes, spades, axe), animal feeds. this business also include a boutique. the business is worth kshs 200000, and approximately makes a profit of kshs 15000 every month after paying all the bills and paying a salary of kshs 10000 to my employees. challenges in running the business are, counterfeit goods in the market but cost like the genuine good but of low quality, change of fashion, unpredictable change of foods stuff prices, high competation, poor infrastructure eg poor roads during rainy season leading to high cost of trasportion.
Loan Proposal
Hi. May start by thanking my good lenders and the entire zidisha team. Happy new year to you all.
. I put the previous loan into good use and made substantial profits that I used to pay school fees for my children. I now request for a new loan for this year. Its the best time to stock as prices are low and roads passable.
. I kindly request that you grant me the loan and promise to do my best to pay in time. Thanks once more and God bless you all.
Feedback
Positive
22
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,882.00
Date disbursed
Jan 26, 2014
Repayment status
On Time
Projected term
10 months
Lenders
Southampton, United Kingdom
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Summary
Amount repaid
$2,012.09
Amount remaining
$0.00
Date repaid
Nov 23, 2014
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 2, 2014 | $45.73 | Feb 1, 2014 | $45.73 |
| Feb 9, 2014 | $45.73 | Feb 1, 2014 | $1.33 |
| Feb 8, 2014 | $44.40 | ||
| Feb 16, 2014 | $45.73 | Feb 8, 2014 | $2.66 |
| Feb 16, 2014 | $43.07 | ||
| Feb 23, 2014 | $45.73 | Feb 16, 2014 | $3.99 |
| Feb 23, 2014 | $41.74 | ||
| Mar 2, 2014 | $45.73 | Feb 23, 2014 | $5.32 |
| Mar 2, 2014 | $40.41 | ||
| Mar 10, 2014 | $45.73 | Mar 2, 2014 | $6.65 |
| Mar 10, 2014 | $39.08 | ||
| Mar 17, 2014 | $45.73 | Mar 10, 2014 | $7.98 |
| Mar 17, 2014 | $37.75 | ||
| Mar 24, 2014 | $45.73 | Mar 17, 2014 | $9.31 |
| Mar 24, 2014 | $36.42 | ||
| Mar 31, 2014 | $45.73 | Mar 24, 2014 | $10.64 |
| Apr 1, 2014 | $35.09 | ||
| Apr 7, 2014 | $45.73 | Apr 1, 2014 | $11.96 |
| Apr 8, 2014 | $33.76 | ||
| Apr 14, 2014 | $45.73 | Apr 8, 2014 | $13.29 |
| Apr 18, 2014 | $32.44 | ||
| Apr 21, 2014 | $45.73 | Apr 18, 2014 | $14.62 |
| Apr 22, 2014 | $31.11 | ||
| Apr 28, 2014 | $45.73 | Apr 22, 2014 | $4.19 |
| Apr 28, 2014 | $41.54 | ||
| May 5, 2014 | $45.73 | Apr 28, 2014 | $5.52 |
| May 5, 2014 | $40.21 | ||
| May 12, 2014 | $45.73 | May 5, 2014 | $6.85 |
| May 12, 2014 | $38.88 | ||
| May 19, 2014 | $45.73 | May 12, 2014 | $8.18 |
| May 19, 2014 | $37.55 | ||
| May 26, 2014 | $45.73 | May 19, 2014 | $9.51 |
| May 26, 2014 | $36.22 | ||
| Jun 2, 2014 | $45.73 | May 26, 2014 | $10.84 |
| Jun 2, 2014 | $34.89 | ||
| Jun 9, 2014 | $45.73 | Jun 2, 2014 | $12.16 |
| Jun 13, 2014 | $33.56 | ||
| Jun 16, 2014 | $45.73 | Jun 13, 2014 | $13.49 |
| Jun 16, 2014 | $32.24 | ||
| Jun 23, 2014 | $45.73 | Jun 16, 2014 | $14.82 |
| Jun 25, 2014 | $30.91 | ||
| Jun 30, 2014 | $45.73 | Jun 25, 2014 | $16.15 |
| Jul 1, 2014 | $29.58 | ||
| Jul 7, 2014 | $45.73 | Jul 1, 2014 | $17.48 |
| Jul 11, 2014 | $28.25 | ||
| Jul 14, 2014 | $45.73 | Jul 11, 2014 | $18.81 |
| Jul 21, 2014 | $26.92 | ||
| Jul 21, 2014 | $45.73 | Jul 21, 2014 | $20.14 |
| Jul 29, 2014 | $25.59 | ||
| Jul 28, 2014 | $45.73 | Jul 29, 2014 | $21.47 |
| Aug 3, 2014 | $24.26 | ||
| Aug 4, 2014 | $45.73 | Aug 3, 2014 | $22.80 |
| Aug 10, 2014 | $22.93 | ||
| Aug 11, 2014 | $45.73 | Aug 10, 2014 | $24.13 |
| Aug 21, 2014 | $21.60 | ||
| Aug 18, 2014 | $45.73 | Aug 21, 2014 | $37.22 |
| Aug 27, 2014 | $8.51 | ||
| Aug 25, 2014 | $45.73 | Aug 27, 2014 | $45.73 |
| Sep 1, 2014 | $45.73 | Aug 27, 2014 | $4.59 |
| Sep 4, 2014 | $41.14 | ||
| Sep 8, 2014 | $45.73 | Sep 4, 2014 | $5.92 |
| Sep 12, 2014 | $39.81 | ||
| Sep 15, 2014 | $45.73 | Sep 12, 2014 | $45.73 |
| Sep 22, 2014 | $45.73 | Sep 12, 2014 | $8.58 |
| Sep 22, 2014 | $37.15 | ||
| Sep 29, 2014 | $45.73 | Sep 22, 2014 | $9.91 |
| Oct 5, 2014 | $35.82 | ||
| Oct 6, 2014 | $45.73 | Oct 5, 2014 | $45.73 |
| Oct 13, 2014 | $45.73 | Oct 5, 2014 | $0.80 |
| Oct 15, 2014 | $44.93 | ||
| Oct 20, 2014 | $45.73 | Oct 15, 2014 | $25.66 |
| Oct 27, 2014 | $20.07 | ||
| Oct 27, 2014 | $45.73 | Oct 27, 2014 | $38.93 |
| Nov 4, 2014 | $6.80 | ||
| Nov 2, 2014 | $45.73 | Nov 4, 2014 | $45.73 |
| Nov 9, 2014 | $45.73 | Nov 4, 2014 | $6.29 |
| Nov 19, 2014 | $39.44 | ||
| Nov 16, 2014 | $45.73 | Nov 19, 2014 | $45.73 |
| Nov 23, 2014 | $45.73 | Nov 19, 2014 | $32.48 |
| Nov 23, 2014 | $13.25 | ||
| Nov 30, 2014 | $45.73 | Nov 23, 2014 | $45.58 |
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