Hi zidisha thanks for giving me a chance for loan, i want to do more marketing

Josphat

Thika, Kenya

20% repaid

Entrepreneur

Name

Josphat

Member since

February 2014

On-time repayments

18 installments  •  0%

About Me

Am Josphat Kiai Kihara ,live In thika but i come from nyeri county,mukurweini division gakindu sublocation near gakindu total station..i cleared my form four and attaind a c plain and later joined mt.kenya university for a diploma in Human resource but have not got a job to date.later on i enrolled for a degree program and am now fourth year student in Mt.Kenya University where am per suing Bachelor of Commerce.I live in thika with my younger brother.I come from a family of 4 and am the first born my both parents doing farming in our small shamba. I started ruaiproperties business of dealing as a middle man between land buyers and sellers in Ruia where I earn small commissions that enable me pay for my fees.

My Business

I do my marketing on my facebook page kiai josphat or adverts in daily nation classifieds.if zindisha offer me loan i would be grateful because i would have a chance to have a website and cash to market weekly and also get to meet with sellers in their parcels of land since my business is all about marketing and networking. need to be more visible and attractive to customers.the risk i face is once i get a seller,if i take too long before marketing another broker may sell it and i wont have anything for my client.its profitable because i only use little money in advertising and get high returns inform of commission.People have now embraced the culture of investing In real estate since it never depreciates.my monthly income as commission is between 15000sh to 25000sh and my costs are approximately 10000sh in a month.making my profits not less than 15000sh .am going to use my profit from the business to repay my zidisha loan, if you offer me zidisha loan am going to remain loyal,trustworthy as i have been and grateful because you will have helped me move forward to financial stability.

Loan Proposal

hi zidisha.First is to thank the zidisha for giving us unsecured loans. a team and our kind lenders, am so happy for giving Africa entrepreneurs and loans at very affordable interest rates.the loan will help do more marketing in the papers which has a higher audience and help me in completing my marketing website.People have now embraced the culture of investing I real estate since it never depreciates yThe first amount given i will utilize very well in for my business thus enabling to repay my loan 100% on time.Having put all measures in place for a conducive environment of my business.Its my hope that lenders would fund me as soon as possible.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Feb 6, 2014

Repayment status

Late

Projected term

4 months

Lenders

Aahz

Manchester, United States

P

payette

Ottawa, Canada

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  • Lewis    Dec 12, 2014

    hi lenders, i tried to get in touch with mr. kiai but his phone was out of reach

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  • Lewis    Sep 25, 2014

    hi lenders josphat kiai is still in financial constraint, i will keep reminding him to make repayments
    best regards
    lewis njau (V,M)

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  • Lewis    Aug 20, 2014

    hi lenders after i spoke to josphat kiai about his due he promised to repay the loan by 10th August, and since he has not paid am expecting him to reschedule as he explained to me that he is in financial constraint

    BEST REGARDS
    lewis njau (V.M)

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  • Josphat    Jul 15, 2014

    Will have cleared by 10th of august

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  • Lewis    Jul 1, 2014

    Hi lenders i spoke to Mr. Josphant kiai about his dues and he promised to reppay his all dues in prepayment

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  • Lewis    May 27, 2014

    josphat kiai promised that he will repay the amount of loan he is on due. he was very polite when i talked to him through the phone. hope he will comply.

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  • Tobias    May 13, 2014

    I talked to Josephat and we did agree that he is suppose to clear his arrears. I will be following the issues closely on weekly basis till the arrears are cleared.

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  • Josphat    Mar 31, 2014

    the land i have been selling didn't have all the necessary documents and this has taken time for them to be processed but once its paid i will repay my loan at once.i used all the zidisha money in advertising through the print media and got a positive response only for the land owner to delay us in delivering the title-deed

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