Hp laserjet printer for my cybercafe

Julia

Nyahururu, Kenya

100% repaid

Entrepreneur

Name

Julia

Member since

December 2014

On-time repayments

123 installments  •  59%

About Me

My name is Julia Wanjiru age23 years, born in a family of 3 siblings and a 1st born in the family in a village known as Engoshura Nakuru where I grew up and raised there. I finished my o-level in the year 2009 at Kiamaina High school on your way to Nyahururu from Nakuru. In the year 2010 April to August same year I joined a computer school and managed to get a certificate in computer Packages. The year 2011-2012 I joined Mount Kenya University and pursue a course-Diploma in Banking and Finance. I completed and graduated on the same course in the year 2012.
I worked at Excel Exam press as a secretary doing Typesetting and graphic design. The bureau got closed down and was forced to come up with idea of starting my own business which I still run to date. The competition is stiff but I have managed to get clients who are daily customers and the business is doing okay.
My mother and siblings did help me in coming up with the business and they have my back till now. My plans are that when the business do well I will be able to help my mother with paying our last born’s tuition fee as he is still in High school. I deal with selling Empty DVD’s , CD’s and Photo Papers and also do designing jobs like Business Cards, wedding cards, posters and printing T-Shirts. The job is great and I have passion for it besides the up and downs and the norm of running business.
The business is located at outskirts of Nyahururu Town at place Karonga it’s near where I stay so it makes it easier for me to reach and open earlier. The best thing is that the business is located near Laikipia Campus, Egerton University so I have many clients who are students.

My Business

So after I cleared with my Diploma at Mount Kenya University, I did some job at a Press Bureau I decided to come with a business idea of doing work related in the field of computers since I had a certificate in the same. I started My business the year 2013 to Date. It’s located in the outskirts of Nyahururu at a place called Karonga near Laikipia Campus Egerton University. I deal mainly in Selling Blank DVD’s ,CD’s , All types of Photo Papers and I provide service like Typesetting and Graphic Design.
I got inspired to operate this business first because of my own idea to open it, second because I found of a great supplier who offered to supply me with the materials at an affordable price. Despite the business being out of town I have my potential clients and it’s the only bureau which offers the said service hence no competition. I have good relation with clients and they refer others to me as I provide excellent service and no complain comes from the one’s I have worked for before.
I have done my marketing well both via social sites and by printing out advertisement coupons and spread them out with the service offered. The biggest challenge is that I have a printer but it doesn’t meet all jobs I do because its not that effective and cant handle large quantity of work, sometimes it causes jam. I would like Zidisha to help me in purchasing a new Epson Printer that is very fast and very reliable as it performs great and its threshold is high. If granted the loan I will purchase it and it will allow me to even save much since sometimes I have to go to town and complete other printings and I pay for them. My intention is to add value to the business by expanding it and by so doing my clients will have a wider access of what they need.

Loan Proposal

The reason for taking this loan is to buy:
1. Hp printer @ $35
2. Install internet @ $10
3. Computer accessories @ $30
4. Stationary @ $10

It will increase my daily earnings and communal acces to internet and other services especially in this rural setting.

If per day i get 10 coustomers for internet services at 1.50ksh Pm surfing for 20 minutes thats ksh300 plus other services i will get ksh500 per day on the minimum.

Feedback

1

None

None

  • David    Nov 11, 2020

    Loan was disbursed in May 2018 with repayment expected to take ten months. Payments stopped in December 2018 with about half the money owing. Finally in November 2020, a single payment completed the loan. Thank you for honouring your commitment to your lenders.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$87.00

Date disbursed

May 25, 2018

Repayment status

On Time

Projected term

16 months

Other loans

Lenders

M

Mårten

Inden, Switzerland

Stefano Bertolo

Luxembourg, Luxembourg

David

Canada

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  • Julia    Jan 31, 2021

    Am grateful for the last loan that i got.... It has helped me alot in expansion of my cyber cafe

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  • Julia    Apr 5, 2019

    I am currently experiencing some cash in flow problem

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  • Julia    Dec 25, 2018

    I have been experiencing financial problems.

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  • Julia    Oct 6, 2018

    I am experiencing shortage of cash flow in my business

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  • Julia    Sep 5, 2018

    I am experiencing difficuties with my ciber cafe hence i cannot pay on time

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  • Julia    Jun 3, 2018

    Hey? I hope you are doing good. I received 6242kes.
    I have been able to buy stationery and already installed internet.
    I have been able to purchase a Hp printer which will be delivered at my work place on 4th
    I take this opportunity to thank you for your generous support.

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  • Julia    May 24, 2018

    Hi, i will use the cash to purchase cyber cafe items including
    Printer(1pc)
    Desktops(2pcs)
    Internet connections
    This will help me to increase my daily earnings as i strengthen myself for other possibilities.
    I take this opportunity to thank you for your loan n look forward on future engaments.

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  • Julia    Mar 25, 2015

    People broke into my shop and stole all my machines and everything a month ago thats why i have not been able to be paying on time as earlier agreed. Thats why am requesting to be paying atleast KES 100 before i stand again well.

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  • guenter    Mar 14, 2015

    Julia?

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  • guenter    Feb 21, 2015

    Hi Julia,
    you are late with repayments. What is the reason, please?

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  • Family Mueller    Jan 16, 2015

    Hello Julia,
    I hope you are fine.
    You are late with the repayments. What´s the reason? Please keep us informed.
    Best regards

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    • Julia    Jan 20, 2015

      my safaricom line got lost, i had trouble getting it replaced since one cannot send from another number but i have managed to get it replaced. ill remit the amount due tomorrow.
      sorry for inconvenience caused.
      Regards
      Familly Mueller.

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  • jan73    Dec 25, 2014

    Good wishes for health, joy, and prosperity to you and your family in 2015!

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  • Julia    Dec 22, 2014

    Thanks to all lenders for helping out in funding my first loan. i appreciate your efforts and looking forward for more interactions.
    Thanks Zidisha

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  • Felix    Dec 22, 2014

    I wish you all the best!!!

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