Name
Beatrice Jerotich
Member since
August 2013
On-time repayments
66 installments • 5%
i am single 2nd born in a family of three.my family reside at kaptumo near kabartonjo and inside my business is in kabarnet,i stay here mostly.
i hold a diploma in sales and marketing from bartek institute which i acquired in kabarnet.
when i finished my diploma in September 2012,i could not find anew job and it prompted my parents t rise a capital of ksh,150000 and i started up a business selling clothe s and shoes of all kinds especially the very modern ones after much discussions with my parents.
my business has never been the same since then as it kept improving up to higher levels as at now.
I sell all kinds of shoes and we have shoes which ranges from ksh.500 to ksh.1800.also same to the clothes as i have jeans and material wear.
I normally take my stock at Nairobi and that is the most challenge i am facing.
I started operating my own business last year but after improving i have two other employees assisting me as the shop has grown larger.
my customers are many and they have preferred my shop for a very long time as i stock the good quality goods.
as earlier noted apart from transport problems .i normally experience thieves coming in form of buying a later going with shoes or cloths especially during hours customers are many,others are normal e.g excess refunds to customers.
Normally my daily sales ranges from ksh,3500-5000 and more during weekends.i get over ksh.100,000 each month as we do banking every morning for the previous day sales and i do monthly purchases of around ksh.60,000 depending on the sales too on the particular stocks.
I am so grateful for Zidisha micro finance has changed the status of my business things has really been good on my side.Having been given another opportunity,its sounds to me as so precious that i will now use 80% to purchase clothes the festive season that my people are already preparing in for,20% for shoes.
The loan will really have came at the most crucial time .
Thank you Zidisha Micro Finance God bless you!
Positive
2
Neutral
None
Negative
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Project Type
Classic Loan
Disbursed amount
$307.00
Date disbursed
Dec 9, 2013
Repayment status
Late
Projected term
63 months
Other loans
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