Beatrice Jerotich

Kabarnet, Kenya

2% repaid

Entrepreneur

Name

Beatrice Jerotich

Member since

August 2013

On-time repayments

66 installments  •  5%

About Me

i am single 2nd born in a family of three.my family reside at kaptumo near kabartonjo and inside my business is in kabarnet,i stay here mostly.
i hold a diploma in sales and marketing from bartek institute which i acquired in kabarnet.
when i finished my diploma in September 2012,i could not find anew job and it prompted my parents t rise a capital of ksh,150000 and i started up a business selling clothe s and shoes of all kinds especially the very modern ones after much discussions with my parents.
my business has never been the same since then as it kept improving up to higher levels as at now.

My Business

I sell all kinds of shoes and we have shoes which ranges from ksh.500 to ksh.1800.also same to the clothes as i have jeans and material wear.
I normally take my stock at Nairobi and that is the most challenge i am facing.
I started operating my own business last year but after improving i have two other employees assisting me as the shop has grown larger.
my customers are many and they have preferred my shop for a very long time as i stock the good quality goods.
as earlier noted apart from transport problems .i normally experience thieves coming in form of buying a later going with shoes or cloths especially during hours customers are many,others are normal e.g excess refunds to customers.
Normally my daily sales ranges from ksh,3500-5000 and more during weekends.i get over ksh.100,000 each month as we do banking every morning for the previous day sales and i do monthly purchases of around ksh.60,000 depending on the sales too on the particular stocks.

Loan Proposal

I am so grateful for Zidisha micro finance has changed the status of my business things has really been good on my side.Having been given another opportunity,its sounds to me as so precious that i will now use 80% to purchase clothes the festive season that my people are already preparing in for,20% for shoes.
The loan will really have came at the most crucial time .
Thank you Zidisha Micro Finance God bless you!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$307.00

Date disbursed

Dec 9, 2013

Repayment status

Late

Projected term

63 months

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  • Richard Griebe    Aug 19, 2014

    Beatrice,
    I wish you would communicate with your lenders when you can't make your loan payments. Now we must assume you just decided to betray our trust. However the money you failed to repay is no longer available for others to borrow. You have also injured your fellow entrepreneurs who won't get their loan funded. I am sad and disappointed.

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  • Kjartan    Jun 10, 2014

    I see that you are behind on your repayments. Any update on your situation and/or small repayment would be appreciated.

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  • Beatrice Jerotich    Mar 19, 2014

    hi zidisha lenders?i ope that these message finds you well,i am rescheduling my loan to enable me pay for newly ordered stock as i prepare my self for the high demand as secondary schools form one students are yet to start there school are from next month.
    these will only be short
    Thank you and God bless bless

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  • Beatrice Jerotich    Jan 19, 2014

    hi zidisha lenders?i ope that these message finds you well,i am rescheduling my loan to enable me pay for newly ordered stock as i prepare my self for the high demand as secondary schools form one students are yet to start there school are from next month.
    There after as i previously do i will pay my loan on time.Thank you.

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  • Beatrice Jerotich    Dec 5, 2013

    just as promised to my lenders,i am completing my loan as my business and the last stock acqured has paid me well.

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  • Beatrice Jerotich    Oct 19, 2013

    hi all zidisha family.i would like to request a little time as today i am back from Nairobi towards my business in kabarnet.These is due to the fact i have spent more than a week in Nairobi waiting for for our luggage hence has brought some inconvenience on my repayments as already am behind on a few days.
    I will recover my time that i have rescheduled on November or December.

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