Entrepreneur

About Me

I was born in 1980 born and raised in kisumu county, i went to Lwala Kadawa primary school, then proceeded to lwala Kadawa secondary school where i did my O level. in the year 2000, i came to Nairobi to search for a job in industrial companies, after searching for 4 years with no avail, i entered into small scale business dealing with second hand clothing, I am married to Violet Atieno, and I am blessed with one son 2 years old, Noel Elshama. I reside in eastland Nairobi, dandora estate. I live in a rented house single room which i pay Ksh.3000 per month, inclusive of other bills. I am a christian born again in 1998. I am the first born of ten siblings. I envisage to a good and responsible father and a husband to the glory of God.

My Business

I started doing business in the year 2004, dealing with second hand clothes after being introduced by friends, i sell by going to house to house and street to street to reach my clients. I mainly deal with children's wear and occasionally i sell women's wear, i operate my business in Dandora and Kariobangi. this business has enabled me to cater for my bills and upkeep. after saving for few years, i was capable to do my wedding and eventually family, my wife has also gone to college to take certificate in Early Child Development. I do get a profit of 30% to 200% depending on the type and the condition of the goods i sell. My future plans and desire is to establish a boutique exhibition in Nairobi and other cities. The challenges i have experienced are, lack of resources to expand bad debts from clients who do not pay in cash. since it is a hawking business, it requires personal attention thus limiting me from being diverse and versatile, it is tiresome and weary because i have to walk long distances to reach my clients. I believe through zidisha micro finance, i will get much needed assistance from kindhearted partners so that i can give my family a descent living and a promising future.

Loan Proposal

I do trade in secondhand jackets which are imported from abroad but are readily available in the local market, one lobe or piece of jacket i do purchase at an average of kes 200. On each piece i normally do make an approximate profit 30%-200% . Upon receiving this loan i will restock my business with kes2700 and the remaining kes500 i will use as an emergency that might arise,in case of any eventuality.I will be faithful to exactly that and to repay my loan promptly.THANKS

Feedback

Loan Info

Lenders