Isabel

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Isabel

Member since

April 2013

On-time repayments

146 installments  •  15%

About Me

I am 27 years old and married with two sons. I work as an IT instructor with a local college in rongai where i live, i went to school in Strathmore university i did a bachelors degree of business information technology. i started a business to raise part of my school fees and to help the poor since i like working with the less fortunate in the society. The money i get is used to expand the business and helping those in need, i also contribute to groups involved in community work. Since i also have a family it also serves as a source of income to my family

My Business

The company is called FICS technologies started in 2010, we sell hardware and software, IT consultancy services, networking and custom made software, we offers the services to primary schools at discounted rate and according to the customers needs, there’s high demand for the products. We do this to help children who are not privileged or financially poor to get access to information and equip them with sufficient materials to to be technologically fit. Since the business is still growing the profits realized aren't so much so sometimes we are forced to use our own savings to make sure our customers get the best, this becomes a challenge. The transportation of the goods also is a challenge because sometimes we transport using public means and in the process they get spoiled which becomes a loss. The monthly costs are usually 50,000 to 70,000 as compared to profits of 10,000 to 20,000 a month. The website is www.fics.co.ke, we have a dream to make every Kenyan child in primary school to be successful and knowledgeable enough to realize his/her own talent which will help in developing careers in future, to also teach them to be entrepreneurs who can depend on themselves to earn a living, this will make our country move from being a developing country to a more successful country in future.

Loan Proposal

I have a project that i am currently involved, it entails repairing the network for my client at Kenya flourspar and i need to buy new network cables and other materials needed in the repair of the network. I want some money to top up on what i have and the loan will be very helpful.i have some other work that is still pending and i am hoping that when i do the networking part and be paid then i can continue with the rest of the work without any hindrances.i am looking forward for your help.Thank you.

Feedback

5

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Loan Info

Project Type

Classic Loan

Disbursed amount

$250.00

Date disbursed

Aug 28, 2013

Repayment status

On Time

Projected term

5 months

Lenders

rebecca

Chapin SC, United States

Ishaque

New Jersey, United States

Dipsius

London, United Kingdom

Hope2012

United Kingdom

J

Jessica

Patagonia, Argentina

J

jjonas

berlin, Germany

russell

leicester, United Kingdom

nmatpt

Lisboa, Portugal

isabelv

Barcelona, Spain, Sweden

C

cocokathy

Brisbane, Australia

Ask Isabel a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mårten    Nov 6, 2022

    Hi Isabel,
    how's it going?

    All the best,

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  • Isabel    Sep 24, 2014

    hi lenders, here i am again. i would like to reschedule my payments, i am not doing so well in my business and i do not want to inconvenience the kind hearted people who lend me the money by not paying on time, please bear with me as i try my best to pay off all the remaining balance. i am trying my best to keep the business working and successful, i guess its just a one time down moment for me and i hope it will be over soon. thank you

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  • Isabel    Aug 29, 2014

    Good afternoon lenders,
    i apologize for not paying the amount due in time, i have been having challenges that made me delay to pay back, i installed a software for a client who has been promising to pay but has not done so up to today, i now request that i be given 3 weeks from now to settle the amount due. i will be grateful if my request will be considered. once again sorry for the delay. Thank you

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  • James    Jun 28, 2014

    I am impressed by your project. Keep it up..

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    • Isabel    Jun 29, 2014

      hi james morara onchangu, thank you so much,it keeps me going strong when someone likes what i do, feel free to ask any queries you may have or order anything. i will be glad to assist you.
      thank you.

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  • Isabel    Mar 9, 2014

    Hello lenders i take this time to sincerely thank you for towards my loan application.

    Thank you.

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  • Sirko    Feb 15, 2014

    Hi Isabel,

    what languages do you use for programming?

    Regards
    Sirko

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  • Isabel    Jan 6, 2014

    good day dear people,
    i hope you have started a new year well, i wish you all the best and success as you do your work, i wish to thank all who have supported me since i joined zidisha, i lost contact some time back, i was sick and hospitalized,attending to my bills made me delay to pay my november loan amount, so i made a late payment, i am hoping that it wont happen again as i want to be committed in paying all my loan amount and have a stable and good relationship with the people who trusted me and helped me out. i hope you understand that this wasnt intentional, God bless all of us.

    regards,
    isabel.

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  • Isabel    Nov 8, 2013

    hello to all lenders and zidisha
    i hope you are doinfg well, i am ok i thank God.it usually feels good to get in touch with you, one can not forget the big favour that you do, i must say it is a blessing to the less privilege, be blessed until the end of time, my business is doing well, and since i joined zidisha i have seen an exemplary performance, thanks alot

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  • jjonas    Aug 20, 2013

    Good luck!
    Besides your mechanical jobs, what kind of coding do you do?=)

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  • jjonas    Aug 20, 2013

    Good luck!
    Besides your mechanical jobs, what kind of coding do you do?=)

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    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

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    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
    • Isabel    Aug 25, 2013

      Hello jjonas,
      Many thanks for making a contribution towards supporting my business.

      I code systems for different clients to help them manage their business easily.Some of the systems we have done before are; School management system, POS, ERP we also do customization for clients who already have systems but want to make changes.

      Log in to reply • Share
  • Isabel    Jul 17, 2013

    Good morning,
    I have navigated through the zidisha website and i saw some additional information on the credit limit page that was not there, i highly appreciate the zidisha team that you continue to make your website more interactive and this makes borrowers understand more on how to borrow,pay or reschedule loans, lastly my business is doing fine though not as expected but that's something normal to a business, i am working hard to see that the business grows to something bigger in future.
    Thank you.

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  • Naroa    Jul 5, 2013

    Hi,

    I’m Naroa Zurutuza, Zidisha’s Client Relationship Manager in Kenya currently visiting clients all over the county.

    The other I visited Ongata Rongai, a fast developing residential urban aggregation in the outskirts of Nairobi with a current population of more than 100,000. The city is situated 17 km south of Nairobi.

    There, I had the pleasure to meet Isabel Lusabe. She is a 27 year old entrepreneur woman that when is not taking care of her children, studying for her degree in IT in Strathmore university or working as a IT trainer to maintain her family, she owns an IT company called FICS technologies (www.fics.co.ke).
    She started the business in 2010 when a friend asked her how she could develop a software for her business and Isabel answered her friend that she could do it. Since that day, she has been selling hardware and software, IT consultancy services, networking and custom made software.

    However, apart from providing IT services, they also do some social work. In particular, they help less privileged children by supplying IT materials and by assisting them in several community activities.

    In fact, since part of FICS’s profits go for social purposes, they still don’t have a physical office (they work form home online). With the first Zidisha loan, she bought some keyboards and mouses for computers. In the future, she would like to get another loan so that she can find an office in a strategic place to work from and be able to reach her clients more easily.

    Naroa Zurutuza

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  • Isabel    Jul 5, 2013

    Good morning,
    I trust everyone is doing well, i met with the zidisha representative in kenya, NAROA, and the meeting was very successful and helpful to me, she managed to explain some things i didn't understand about zidisha, its very nice of you to send representatives to visit members, it is encouraging and makes one feel he/she really belongs to a family that cares, thanks so much.

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  • Isabel    Jul 4, 2013

    I can be able to repay the loan within the next two months that is: July and august, the reason being that i would like to get an office space to work from, currently i do my work online which really help but it will also be good if i put a strategic place for people who do not know the company online.

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  • Isabel    Jun 19, 2013

    hello zidisha lenders,
    I trust you are fine, i am progressing on well, thanks to the prayers that many have made so far, i have received 1 LPO and am yet to deliver the computers to the clients, i hope this will uplift my business and open ways to get more businesses, all this wouldn't have come true if it wasn't for your kind help and support, i really thank you and appreciate that you are here, I pray to God to give you blessings and keep you safe all the time. Once again thanks so much, this is the least i can do since i can't meet you to say thank you. Bye.

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  • Isabel    Jun 10, 2013

    Hello Lenders
    Greetings to you, i am doing fine but a few challenges in the business, though i trust God is there and he will help, the business is moving slowly, am sending quotations to clients but not getting any feedback from them, when i follow up i only get promises, but i haven't lost my faith yet, i hope things will get better, please put me in your prayers, i will really appreciate. Nice week to all.

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  • Isabel    Jun 3, 2013

    Hello,
    i hope you are doing well,i am fine and doing my best to make sure that the business survives and grows to help other people as well, currently i am receiving inquiries from all over the country which means the company is becoming popular and thus increasing awareness about its existence and what we offer, i still send quotations to clients who send requesst, and pray to God that i get the contracts though they take long to reply but i will wait because i am very positive that i will succeed. Good day.

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  • Isabel    May 20, 2013

    The business is now very promising having successfully finished some projects we are receiving many inquiries schools wanting to implement the same system. Though this referrals we have been asked to quote and we have sent three quotations we are now waiting a approvals for us to start work. Zidisha i think this dream will finally come true.

    Thank you.

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  • Isabel    May 8, 2013

    Good morning,
    i trust everyone is doing well, i am fine and business is moving well, i did deliver the items to my client and the school was so happy to have received the items within the time limit, am glad that the customer satisfaction was met,i thank everyone who was involved in this process and i hope we will continue praying for each other and ask God to give all of us strength to go on. Good day all.

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  • Isabel    May 6, 2013

    Good morning zidisha and the lenders,
    Am pleased to inform you that i got the money on 4th may, today i have just bought the keyboards and mouse that i was supposed to deliver to a school, the school is a private school called marell academy in the western part of kenya Bungoma county, i will make arrangements for the delivery later on today, i am happy that i will be able to deliver the items to the client,with your great help i will keep my customer satisfied with good service, once again, thank you so much.

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