I intend to use my loan of ksh. 12000 to top up some savings i have in order to buy my start-up kindergarten a portable...

Entrepreneur

About Me

My name is Joyce Njoki Njeru. I am 38 years old, married and a mother of two beautiful girls.

I was born in Embu district and schooled there from pre-primary to form four. I then joined Kabete Technical Training Institute in Nairobi and undertook a diploma in Transport Management and later joined Elite Institute for a diploma in IT and Secretarial Studies.

I later joined Pan African Christian University for an undergraduate Degree in Counselling which is on-going.

I am currently working with I-media Company in Nairobi Westlands area- Corner Plaza 3rd Floor as an Administrative Assistant and previously I have worked with Telkom-Orange and Amicus School.

My Business

I have recently set up a Kindergarten(1 month ago) between 87 and Corporation stage under the name of Joy Nairobi School. I am currently working as an Administrative Assistant at I-media Company in Nairobi Westlands-Corner plaza building 3rd Floor.

My main aim of starting the Kindergarten is to lay a good foundation for the small children in the neighbourhood demonstrating the fact that it is possible to have a friendly environment where kids can feel at home away from home.


Currently we have seven kids who've enrolled and more are booking for next term(May intake). I have employed two very good and experienced ECD teachers and one Administrator, one chef and one cleaner. I'll be paying the employees initially from the support of my husband and also from proceeds I get from sale of food crops that I grow back in the village.

I hope to provide play facilities for the kids and so far I've managed to put up swings, bought a ball for them and I look forward to being able to buy a portable garden pool which the kids can use for swimming thus the need for Zindisha loan.

I look forward to a kind person who can grant me a loan to facilitate the buying of the portable garden pool.


I'll repay the loan from my salary as I await for the Kindergarten to grow and be able to employ me as a full time employee.

Loan Proposal

I'll buy a portable garden pool(for swimming) for the kindergarten children. This will greatly benefit the children in the kindergarten and those around the Kinoo community since they will start the swimming lessons at an early stage of their lives thus those who persist might end up being professional swimmers.

This is a facility that is really lacking in the surrounding schools hence thought of it as a benefit not only to the kids of JOY NAIROBI SCHOOL (The start up kindergarten that I started a month ago) but also the entire community children. This is because we intend to be opening up the facility to the member and non-member kids of the School at a minimal affordable fee of Ksh. 50 per family on Saturdays.

I appeal to the lenders to kindly lend me the loan to facilitate this. I thank each of you in advance and look forward to a favorable response.

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