Zidisha |

Brian

Githurai, Kenya

Funds disbursed

$0 to go

100% funded of $100 goal

days left

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How it Works

Entrepreneur

Name

Brian

Member since

October 2013

On-time repayments

62 installments • 0%

About Me

i studied engineering at the kenya polytechnic where i graduated with a diploma majoring in electronics,i went on to to do volunteerr work for kenya institute of education where i gained experience,i therafter decided to venture into business where i opened an electronics repair shop,i repair all forms of electonics.I thank my family for being very supportive during my start up.The business has had ups and downs but it has now stabalised thanks to dettermination and hardwork,i am able to lead a good life from the proceeds of the business,i have plans to further my education and prefarably expand my business to start selling electronics in the near future,i would wish to thank zidisha for this opportunity

My Business

i del in electronics repair from television,radio,fridge,mobile phones among other electronics,i started with a capital of 30,000 shillings from the savings i had,my clients mainly come from the neighbourhood,i beat competion by ensuring that i offer timely service which is of high quality,i also try to lower my prices so that customers may be satisfied.honesty in this business is the key,you have to ensure that you are honest so that your customers keep coming back,i normally charge from 250-2500shillings depending on the extend of the damage to the electronics and also the type of the electronics,

Loan Proposal

i plan to use the loan to expand my existing business i will spare 2.500 to buy car batteries which come in handy when there are black outs i will use a further 3,500 to buy a power guard which protects electronics when there is a power surge.when customers bring in their electronics and i am testing them it is very vital to take good care of them hence i need facilities to ensure that they are protected.this ensures that there is customers satisfaction.an additional 2500 shall be set aside for the purchase of cables.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Nov 6, 2013

Repayment status

Late

Projected term

62 months

Lenders

rurumm

Muenchen, Germany

dancesflo

sao carlos, Brazil

ToddK

Indianapolis, IN, USA, United States

MakeSense

-, St. Kitts and Nevis

Infinityrush

Toronto, Canada

mewesten

Waynesboro, United States

United States

Sarasota

Sarasota, Fl, United States

Volpone

Geneva, Switzerland

CZC

Lake Zurich, United States

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C
CZC Mar 27, 2014

Mr. Ndungu,

Your silence is unacceptable. Your lenders have been very patient with you. We understand that you might be facing difficulties, but the least you can do is inform us of what is going on and why you have not made a single repayment yet.

You are now 3 months in arrears. We made you a loan and expect to be paid. We also do not wish to have to act as debt collectors. Please respect us and fulfill your commitment.

Cris

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C
CZC Mar 6, 2014

Mr. Ndungu,

I hope that Zidisha has respected your wishes to not contact friends and family so often about your account. However, it has been some time now since you sent that request and we have not had any updates since then. Could you please let us know when you will start your repayments? We, the lenders, do not wish to disrupt your business, but we should be kept informed, don't you think?

Thank you,
Cris

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Brian Feb 19, 2014

Hi, am almost recovered financial and I will start to repay my monthly installment as from next month but I would also request the management of Zidisha not to contact my friends & family members as I have received more than 10 calls & messages. Am not running away but I will repay please just be patient with me and all will be well.

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Brian Jan 9, 2014

i would wish change my repayment schedule since my business had faced misfortunes in the recent past.however i was able to recover but not quiet i hence wish to be given a chance to reschedule my loan so that i may make it easier to pay the amount in small bits.currently am on the recovery path and would wish to be given room to fully recover from the ordeal i suffered in the past hop[e you will understand my predicaments

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- mewesten Jan 9, 2014
  
  Hi Brian -- I think the rescheduling option is available on your borrower page.
  
  If you need help, have you contacted Zidisha at email address below?
  [email protected]
  
  Sorry you're having problems, but glad you are working to resolve them.
  marvin
  
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- Brian Feb 19, 2014
  
  Hi, am almost recovered financial and I will start to repay my monthly installment as from next month but I would also request the management of Zidisha not to contact my friends & family members as I have received more than 10 calls & messages. Am not running away but I will repay please just be patient with me and all will be well.
  
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  - mewesten Feb 19, 2014
    
    Hi Brian,
    I'm glad to hear your finacnes are improving.
    I will pass your message to the Zidisha Staff. Maybe they did not get your replies in a timely manner.
    
    Did you write to them? The email address is
    
    [email protected]
    
    Thanks,
    marvin
    
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Brian Dec 19, 2013

Hi, am grateful for the support but now am not in position to repay because the whole amount is in stock and am crossing fingures for the high purchase during christmas festival then as from January 2014 I will start to repay. Sorry for the short notice but I will use most of my profits to repay the loan.

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- mewesten Dec 19, 2013
  
  Hi Brian.
  If you must miss a payment please reschedule your loan on your profile page. That is better than being late.
  
  I understand that it can take a little time to monetize your inventory.
  Let us know how it is going for you.
  Marvin
  
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Brian Nov 16, 2013

Hi,

Thanks all who have contributed towards my loan and I will use it effectively to ensure my business expands. Thanks all and look up for more updates.

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