I will buy hair addition (hair piece) hair oil for my salon

Annliz

Thika, Kenya

100% repaid

Entrepreneur

Name

Annliz

Member since

November 2016

On-time repayments

114 installments  •  68%

About Me

I grew in rural area in Meru. Got employed in a building site. I saved from the salary I used to earn from there.After two years I then resigned and started my own small business. Salon and beauty products. Atmosphere which is moderate. My children first born want to a teacher. I do have have fun when I get time. I play gamesand listen to gospel music.

My Business

I have a Salon. I do services such as plaiting, weaving, wash and blow-dry and many others. I sell beauty products including hair products. Hair piece, weave,hair food,and so many.Every woman want to be smart,so it's a must for every woman to go to salon. They buy products from my Salon instead of buying outside my Salon. The profits I do take care of my family needs.

Loan Proposal

I will buy hair products worth $21. It create a satisfactory quality services to my customers. I expect profit to shoot due to customers flow.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$22.00

Date disbursed

Nov 18, 2016

Repayment status

On Time

Projected term

6 weeks

Lenders

Paul Buchheit

Mountain View, United States

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  • Annliz    May 15, 2019

    Am unable to pay for the installment

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  • Brian Thomson    Apr 2, 2019

    Hi Annliz - you appear to be badly in arrears. Have you been in touch with Zidisha or your lender to reschedule maybe to a more manageable level?

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  • Annliz    Mar 30, 2019

    This is not fair at after being in zidisha for all that long!!!!


    CRB Listing Final Notice
    Z
    Zidisha
    to me
    2 days agoDetails
    Zidisha

    Dear Annliz Karendi,

    This is a final notice that we did not receive your loan repayment of 43,900 KES, which has been past due since Feb 1, 2019. Your loan is scheduled to be transferred to a collection agency, including listing your name with the Credit Reference Bureau (CRB), on Apr 28, 2019.

    Please make the past due payment immediately following the instructions below. If you are unable to make the past due payment immediately, you may use the 'Adjust Installment Amount' page of your member account at the Zidisha website to reduce the past due repayment to an amount you can easily pay.

    If you do not adjust the installment or we do not receive the past due amount by Apr 28, 2019, action will be taken including listing your name with the CRB, preventing further access to loans from lending institutions in the future.

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    • Marcus    Mar 30, 2019

      Dear Annliz,
      although this sounds quite serious I beg you: please don't give up! There are many lenders who are very proud of you and what you achieved! Unfortunately I don't know where the problem is "in the system", but may I advise that you write an email to [email protected] and explain the problem. Also try to reduce your installments as low as possible to take the pressure out of this escalation. I will write to Julia, founder and director of Zidisha, who I contacted in the past already and who is always willing to help.
      Good luck and stay safe,
      Marcus

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    • Julia    Apr 1, 2019

      Hi Annliz,

      I'm so sorry about this. We are investigating why our records show that the second tranche of your loan was paid out but you did not receive it. We'll correct the record as soon as possible.

      Going forward, if you need to get in touch with our team please use the Help page and choose "Disbursement not received" if applicable.

      Thanks,

      Julia

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    • Julia    Apr 3, 2019

      Hi Annliz,

      It seems that there was an error on the part of the payment service we had been temporarily using for disbursements while our Mpesa account was out of service. They reported that a larger amount was disbursed, but in fact only KSH 70,000 was sent. We have corrected your loan account now to reflect the amount that was actually disbursed. The amount owed is the 70,000, plus the fees that were deducted from the loan principal. I'm so sorry again for the error.

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      • Annliz    Jul 26, 2019

        Dear Julia. Is my problem unsolvable? This July four months down the line? Adjust the amount that was disbursed I clear my loan. Thank you

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  • Annliz    Mar 30, 2019

    Below is the last message I received and there no where to reply. Tickets pop up forum what do I do?,Now Zidisha wrote me message that they are taking me to CRB. Adjust installment to 70,000 that I took I start paying. Am disappointed!!!

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  • Annliz    Mar 28, 2019

    I wrote a to Julia and here are her responses which were not acted upon.

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  • Svenip    Mar 24, 2019

    Dear Annliz,
    Your loan still shows as "Pending disbursement" and no repayments have been received. Did you manage to find out what the problem is?
    Best wishes!

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    • (Comment deleted by author)

      • Annliz    Mar 26, 2019

        I received only 70,000 and the Window closed. Am now being asked to pay Kshs 43,000 surely after waiting for all that long this is what zidisha has done?

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  • Annliz    Jan 29, 2019

    I have started paying and my loan was disbursed half of the full amount. Am paying what I was not given.

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  • Annliz    Jan 12, 2019

    It will help me Increase more customers through services and sales. I salute all who enable me get this Chance of being lent.

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  • Annliz    Nov 19, 2018

    Dear lenders. Am very much greatful for the great work you are doing. As for am this far because of your support through lending me unconditionally. My business has taken a mile through zidisha loans. I can regret this golden opportunity that has really helped me.

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  • Nancy Kageni    Oct 7, 2018

    Dear lenders. Called Karendi she paid some amount and she will clear next week.

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  • Annliz    Mar 6, 2018

    I will buy Salon products for sale in my salon. Since I started taking loan from zidisha it has made a great impact in my business. I expect this to do great than previous. I thank you zidisha for this great support.

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  • Annliz    Feb 8, 2018

    Dear lenders. Kindly fund me for me to able to boost my business. Your financial support has improved my business a lot. I need your help please. Thank you.

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  • Annliz    Jan 29, 2018

    I purchased salon products which made a huge impact in my business. It helped improve clientele and raised my business standard to a customers reliable shop

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  • Annliz    Oct 5, 2017

    I received Kshs 82,184. I renovated my Saloon and equipment for better services. I thank all Zidisha team for the great lending work.

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  • Annliz    Sep 21, 2017

    I will buy Salon beauty products and do a bit of advertisement. It help me increase customers flow through that advertisement. I a miss the words to say to zidisha because the they taken I can't believe. Thank you zidisha team.

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  • Annliz    Sep 19, 2017

    Am eagerly waiting upon Zidisha team to kindly consider my loan application. Zidisha has taken my business this far. Thank you.

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  • Annliz    Sep 15, 2017

    My profile photo disappears,I have tried fixing it so many times but in vain. Kindly help!!!!

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  • Annliz    Sep 11, 2017

    I thank you all Zidisha team for financing my business. Have now re paid my loan fully. Looking forward to be considered next. It has really helped me alot.

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  • Annliz    Jul 12, 2017

    I buy Salon products as had proposed. It has helped me a lot and I know this time it will be big boost to my business. I salute all Zidisha members that have assisted me this far.

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  • Annliz    Jul 4, 2017

    I purchased beauty products for sale. It has made a great difference in my business because customers are attracted by somewhere where they get everything in one stop. This means when they come for services they also buy the products they will use the same place. This way my revenues have increased a bit far. The earnings I get I continue buying necessary things which are needed to keep business expanding. I will share this good news to friends and family so that they can also benefit from it. My holidays I take my kids somewhere we spend a weekend.

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