I will buy more bulky goods to satisfy my customers needs

Paul

Nanyuki, Kenya

100% repaid

Entrepreneur

Name

Paul

Member since

January 2014

On-time repayments

67 installments  •  43%

About Me

I’m Paul Ndungu Waweru. I am 31 years old. I am a husband to Susan Wanjiru and we are blessed with three children.

I joined Sipili Primary School in 1991 in class one and did my final Primary Examinations (K.C.P.E) in the year 1998. I scored a mean score of 321 marks. In the year of 1999, I was selected to join Njambini Boys High School in form one until I performed my K.C.S.E in the year 2002, having a mean grade of C+.

Later I joined Muthithi Mass Media College in Eldoret, for the short course in Computer Studies. Two and a half years later, I graduated with a diploma in Secretarial and Computer Course. After the college life, I moved to Nanyuki to look for employment.

My Business

After being in employment for nearly six years in Nanyuki town, I had saved some small capital to start my own business. It is then I chose to change my profession and open a small mini supermarket here in Nanyuki, in a village called Gwa-Kungu. The business is licensed under the Nanyuki County regulations.

This was after I identified the needs of the locals and the neighboring community, who were walking a far distance almost 15 kilometers away to do their daily shopping. I emerged to relieve them after opening the mini-market and, on the first day, they came for their normal shopping in a large crowd, and while shopping they were telling me that God has spoken to me to open one within their community. I had managed to stock the mini supermarket with all their daily shopping tastes.

I have still been operating the business, although with some challenges. For the last few months, I have come across various financial challenges which drives me back each new day due to the high demand of the goods. Through the Zidisha platform, I am certain that challenges will be far behind my business.

Through the loan, I am planning to boost my business by buying goods in large quantities from the nearby distributor, who will sell to me in wholesale price. I am sure that I will be able to sell at a relatively lower price to my customers and gain more revenue in sales. It is my sincere prayer that the Zidisha team will consider my pledge and fund my business. Thanks a lot.

Loan Proposal

Thank you so much for the loan activation. Through the zidisha platform, I am certain that challenges i am undergoing today in this business world,will be far behind my business once you fund my Mini supermarket business. Through the loan, I am planning to buy bulky goods and boost my business by buying goods in large quantities in the nearby distributor who will sell to me in wholesale price. I am sure that I will be able to sell at relatively fair price to my customers and gain more revenues in sales. It is my prayer that the zidisha lenders will fund my business for better future growth.Thanks alot and welcome for the bidding.

Show original English  

About Me

I’m Paul Ndungu Waweru.I am 31 years old. I am a husband to Susan Wanjiru and we are blessed with three children. I joined Sipili Primary School in 1991 in class one and did my final Primary Examinations(K.C.P.E)in the year 1998.I scored a mean score of 321 marks. In the coming year of 1999 I was selected to join Njambini Boys High School in form one until I performed my K.C.S.E in the year 2002,having a mean grade C+. Later I joined Muthithi mass media college in Eldoret , for the short course in Computer studies ,for two and half years and later I graduated with a Diploma in Secretarial and computer Course . After the college life,I moved to Nanyuki to look for an employment .

My Business

After being in employment for nearly six years in Nanyuki town,I had saved some small capital to start my own business .It is then I chose to change my profession and opened a small mini supermarket here in Nanyuki in a village called Gwa-Kungu .The business is licensed under the Nanyuki County regulations. This was after I identified the needs of the locals and the neighboring community who were walking for a far distance almost 15 kilometers away to do their daily shopping. I emerged to have relieved them after opening the mini-market and on the first day, they came for their normal shopping in a large crowd and while shopping they were telling me that God has spoken to me to open one within their community. I had managed to stock the mini supermarket with all their daily shopping taste. I had been still operating the business although with some challenges. For the last few months, I had came across various financial challenges which drives me back each new day due to the high demand of the goods. Through Zidisha platform, I am certain that challenges will be far behind my business. Through the loan, I am planning to boost my business by buying goods in large quantities in the nearby distributor who will sell to me in wholesale price. I am sure that I will be able to sell at relatively lower price to my customers and gain more revenues in sales. It is my sincere prayer that the Zidisha team will consider my pledge and fund my business. Thanks a lot .

Loan Proposal

Thank you so much for the loan activation. Through the zidisha platform, I am certain that challenges i am undergoing today in this business world,will be far behind my business once you fund my Mini supermarket business. Through the loan, I am planning to buy bulky goods and boost my business by buying goods in large quantities in the nearby distributor who will sell to me in wholesale price. I am sure that I will be able to sell at relatively fair price to my customers and gain more revenues in sales. It is my prayer that the zidisha lenders will fund my business for better future growth.Thanks alot and welcome for the bidding.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jan 23, 2014

Repayment status

On Time

Projected term

12 months

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  • Roy    Apr 24, 2016

    Hello Paul. How are you?

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  • Roy    Feb 16, 2016

    How are you Paul?

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  • Paul    Dec 28, 2015

    Dear all kind @ willing lenders.I humbly invite you to support my second loan so that I can be able to restock my store with more fast moving goods for my customers.My customers have been asking the goods always,thus challenging me to bring for them quickly before the festive season ends.Kindly support me by your kind contributions.Looking forward to satisfy my customers needs soon.Thanks in advance.

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  • Paul    Dec 14, 2015

    Hi all the lenders.My warm and humble appreciation goes to Lender Roy,Lender blahblah,Lender Bing-shu pan and Lender Cora for entrusting me with their loan.I promise that I will utilize the loan fully by expanding my mini-shop by purchasing more fast moving goods to satisfy my customers needs.The goods will also attracts good profit to enable me service my loan comfortably and on time.Thank you all lenders in advance.There is still 86 % remaining so that the loan can be disbursed to me.Kindly,to other Lenders please contribute the remaining percentage so that |I can expand my store.Long live Zidisha Long live Lenders.Love you all.

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  • Paul    Nov 23, 2015

    Thank you all my kind and worthy lenders for the support you have been giving my mini-shop and expansion I have been doing through your funds.Now I am inviting you again to support my loan and contribute to it.Kindly support me and you will be blessed.God bless you in advance.Welcome

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  • Paul    Nov 17, 2015

    To the zidisha kind lenders,I take this moment to thank you all for the dedication you have shown to my small shop.Also I want to sincerely thank you for enabling me to have a good working environment for my customers to rely on in their daily purchases.Thank you so much and God bless you abundantly.

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  • Paul    Aug 9, 2015

    Today is on a god Sunday here in Nanyuki as we are back at home from today's Sunday service in my local church.Now I am almost heading to my shop to open for today.i believe that my customers are happy as I am back to operational after sometimes.I challenge the thugs who robbed me that despite of their ill motives I will stand again and improve my shop just as it was.Thank you my lenders for standing with me in those trial moments.

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  • Paul    Jan 29, 2015

    Hello zidisha team.I am now able to pay my loan as i used to pay before i was attacked by the thugs.This gives me another window to be in touch with you me lenders once again.Kindly accept my loan changes for now and have a wonderful day.thank you all.

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  • Paul    Jan 25, 2015

    Thank you lenders and zidisha team for accepting my plea to reschedule my loan.At this time i have returned my normality after the robbery that took place in my shop couple of months back and the thugs left me without any cash.This time i have reopened and i am expecting to pick up as per how i used to send my loan.I am kindly pleading the zidisha microfinance to limit my loan payments to 100 where as i will change as time goes on.Thank you for your patience and God bless Zidisha.Thanks

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  • Paul    Jan 25, 2015

    Thank you for accepting my plea to reschedule my loan.At this time i have returned my normality after the robbery that took place in my shop couple of months back and the thugs left me without any cash.This time i have reopened and i am expecting to pick up as per how i used to send my loan.I am kindly pleading the zidisha microfinance to limit my loan payments to 100 where as i will change as time goes on.Thank you for your patience and God bless Zidisha.Thanks

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  • Paul    Jun 6, 2014

    I am very sorry to the entire zidisha team and the lenders in particular.i am now in my mini market with my normal day to day activities.I am requesting the team to reschedule my loan for the unavoidable circumstances that occurred within my family life for the last three and half months ago.We had conflict that led to have my business closed down for a while until late last week.We have now resolved all the mess occurred and we are back to normal life together with my family.I will keep the promise but i am still pursuing to make the loan paid in full.Thank you.

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  • Paul    Mar 27, 2014

    Hi lenders,by today i have not paid my loan.I have been backdated with Ksh.1,000.This is been observed due to the customers are busy at their farms doing their cultivation as for now they are planting their food.This has caused my business to be abit slow in this week.I am waiting for a brighter week come next week.

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  • Greg1    Mar 18, 2014

    More assholes undercutting bids, hope you don't get paid back - ha!

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    • Paul    Mar 18, 2014

      Hi Greg,
      hope you are fine and sound.Back to me I'm fine and busy as usual in my mini store.
      "More assholes undercutting bids, hope you don't get paid back - ha!."I didn't get exactly what you meant.If it's possible rewrite it using simple terms.Thanks and have a good one.Paul

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  • Paul    Mar 14, 2014

    Thanks alot zidisha team for giving me this chance.for the few weeks back,my customers have repaid me the items i had supplied to them.through this i want to start paying a larger sum for my loan which i got as profit.i am humbled by your patience,kind and generous contributions towards my mini shop.thanks for the truly partnering with my business and thank you all.

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  • Paul    Feb 12, 2014

    Thank you zidisha Micro-finance and the lenders,I have not yet paid my weekly loan for now.Through the loan i got,i bought all kind of the goods which were in high demand to the customers and especially the students who were jioning form one into various High schools.This caused me to overspend by buying the goods in bulky,plus the saving i had saved.This has caused me to reschedule the timetable to allow me to sell throughout this week so as to get enough profit.I am kindly requesting the zidisha team to reschedule so that i will start repaying from next week.Please bear with my situation.Enjoy your day and thank you all.

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  • Paul    Jan 26, 2014

    Hallo Zidisha and the lending team.Today being on Sunday,I have received the funds from your Organization worthy USD 150.Truly and for sure you have demonstrated from your deepest hearts that you are my business partners in deeds.Thank you and have a fabulous Sunday.Thank you all.

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