Josephine Nyang'au

Nairobi- Ongata Rongai, Kenya

100% repaid

Entrepreneur

Name

Josephine Nyang'au

Location

On-time repayments

19 monthly installments  •  74%

About Me

Am a university graduate, married with three children, i live in Rongai, do Rabbit farming as business, i want to be unique in rearing the rabbits i found this project to be more viable when white meat became scarce and was very expensive to buy thus causing me to start rabbit project for export market,and also local, hence using my earnings to increase my business( buy more rabbits). in my community rabbit was kept by young boys as pets

My Business

I started this business because,its white meat,has the highest percentage of protein,its lean fat content is low,highly digestible, low cholesterol,good source of vitamin B12,few people are in rabbit farming business,hence low competition,and demand is very high,when diseases strike.Medicine,food (Hay) and pellets costs ksh 25,000
sales one rabbit ksh 500
profit for 100 rabbits is 5000

Loan Proposal

I will buy more rabbits,buy pellets,hay, medicine and containers for drinking water,i will also buy some materials for the construction of the rabbit house, that will be lockable so that the rabbits are never disturbed by the parking dogs,i will make a trench that one has to dip her/ his legs before entering the rabbit house, this prevents any attack of the diseases.

Feedback

5

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$361.00

Date disbursed

Aug 12, 2012

Repayment status

On Time

Projected term

13 months

Cost to entrepreneur

Lender interest: $361.00 at 3.57% annual rate over 13 months = $14.07

Service fee: $19.71

Upon joining Zidisha, Josephine paid a lifetime membership fee of $8.86.

Lenders

EricDWalters

Rochester, Mn, Usa, United States

K

KakkoiiCali

Anaheim, United States

D

densey

Yakima, United States

B

butterflyspirit

coventry, United Kingdom

H

hugh1

Co Kerry, Ireland

M

Markus

Tirschenreuth, Germany

M

Marianne

London, United Kingdom

E

elkbrett

Bradenton, United States

K

kingmark1

Calgary, Canada

Ask Josephine a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Josephine Nyang'au    Dec 7, 2014

    Hi friends
    Greetings, as we celebrate Christmas, i want to remind you once again that you impacted my life and transformed me.Though i had A few Rabbits, the funds helped me to do a house of mabati which enclosed my Rabbits.before i used to put them out cages were made but not proper.
    i have used the earning to keep studying and learning what should be done,how to improve in certain areas.
    my family has come to like what i do,am encouraging my children to like what i like though children are different with different likings.and that i cannot force them.
    next to me is the Bomas of Kenya where cultural events take place.carnivore where different types of meat is eaten.
    when i visit i will take photos and post them to you.
    MERRY XMAS AND HAPPY NEW YEAR 2015
    Regards
    Josephine

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  • Henry Cheruiyot    Oct 15, 2014

    CONGRATULATION JOSPHINE NYANGAU IN YOUR BUSINESS

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  • Sputnik    Oct 6, 2014

    Hi Josephine. Could you please check on Ike Dikembe? She has not made a single payment and does not respond. Thank you.

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  • Josephine Nyang'au    Sep 28, 2014

    HI Markus
    Thanking you
    My cellphone No is +254720440680
    email is [email protected]
    Be blessed
    Josephine

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  • Markus    Sep 27, 2014

    Dear Josephine,

    Thanks for your swift reply. Sorry to hear about the incident. I am glad however that no personal harm is done. Bad people are everywhere, however luckily good people are still the majority. Anyhow God is watching over us. I am also sure of that.

    Would you mind giving me your personal Email-address? have a thought, which I would like to take up with you. No need that a broader audience is following our communication.

    Best Wishes, All the Best for you and your family, God Bless,

    Markus

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  • Josephine Nyang'au    Sep 23, 2014

    Hi Markus,
    Greetings once again, am happy to read from you.
    check when policy change we need to be informed.then we make the right decisions, when people default there are mechanisms,and this is one sure way.
    when you come to Kenya come see my project still doing very good,
    Did you get the video from Dan he said he was going to show to the lenders I hope he did.
    Ask me questions
    My mam was attacked up country on 22 /09/ 14 but they dint harm her she told them to take everything and leave her, they took all the household and left her alive,
    she was with the president of Hope Africa Ministries (Roberta M. Peterson) www.HopeAfricaMinistries.org but they did not harm them we thank God though they lost valuables but God will always provide when we trust he is faithful.
    when things happen we learn to trust God more because there is something that we learn everyday.
    I will keep communicating to you.
    Be blessed
    Josephine

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  • Markus    Sep 23, 2014

    Dear Josephine,

    Just found out that my last message I posted did not get through.....

    I am glad to read that both you and your family are well. :)! One worry less!
    Sorry however to read that there is obviously a change in the repayment terms. I am not aware of that. I can guess why Zidisha is implementing this policy because there are generally more and more defaults and late payments.
    However this is unfair, when it comes to you. You have proven that you are a solid borrower. Let me take it up in the Zidisha-Community.

    All the Best, God Bless & Stay in touch,
    Markus

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  • Josephine Nyang'au    Sep 22, 2014

    Hi Markus,
    Greetings
    Thank you for remembering me,am fine my family doing good.
    I just thought of you the other day though i didn't write, you are close to my heart you have assisted me greatly,
    I have not written for a while, because i though the trend change to weekly payments which, i may not be able to do but was trying may be to have another business on the line to be paying weekly.I don't know why Zidisha changed the policy to some it could be a good idea but to others a disadvantage.
    All i would like to tell you is that am doing very fine will be traveling upcountry on 4/10/2014 to see my parents.
    My mam is fine she went upcountry, she sings in the choir for the old people,she is happy and growing old each day we thank God.
    Stay blessed

    Regards
    Josephine

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  • Markus    Sep 22, 2014

    Hi Josephine,
    How are you? Hope both you and your family are well.

    I have not heard of you since a while - hence I sent out this little message.

    All the Best, God Bless,
    Markus

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  • KirstenShute    Jul 17, 2014

    Josephine repaid her loan on time, plus she is a pleasure to talk to. She seems very dedicated to her work and her volunteer mentor work with Zidisha.

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  • Josephine Nyang'au    Jul 15, 2014

    HELLO AM INVITING YOU WHO WANT TO COME TO KENYA THAT YOU ARE HIGHLY WELCOME TO MY PLACE.I INTEND TO HAVE SOME MORE RABBIT UPCOUNTRY,IN KISII COUNTY. SO THAT WHEN IGO HOME I HAVE WHAT I LOVE TO DO.
    GOD BLESS YOU
    KARIBU KWETU.NYUMBANI
    REGARDS
    JOSEPHINE

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  • Josephine Nyang'au    Jul 15, 2014

    Hi friends,
    Greetings i want to thank you so much for assisting me reach this far, i would have not reached on my own but through the organization my spirits have been lifted up and an happy with what happened.
    I am forever greatful for all your concerns about me, the loan you gave me boasted me agreat deal, when you are in Nairobi come and see me am always available unless i go upcountry but i will always communicate to let you know my movements.
    Now that i have cleared my loan today i want to say May God bless you.
    Iam directing many people to the website they read first and am guiding them where possible.
    regards
    Josephine

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  • Josephine Nyang'au    Jul 11, 2014

    Hi my good friends,
    Greetings, its amazing how many people call me in a day, i have resolved that i will assist where i can there is no harm since i started, you helped me come up and reach where am. i feel strongly that if it were not for Zidsha then may be i would not be where am.
    thus far zidisha has brought me am proud to be associated with you and may God richly bless you.
    i wanted say hello to you good people when you have time just pass by and see what am doing,
    all what am doing came from your encouragement.and support
    regards
    Josephine

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    • Elinor    Jul 14, 2014

      Thank you for checking in, Josephine! It is great to see you are almost finished with your repayments.

      Elinor

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  • Pauline Kanyoro    Jul 7, 2014

    good morning?please help me to know what is the problem with my account

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  • Pauline Kanyoro    Jul 2, 2014

    Hy Josephine,am Pauline kanyoro help me my account has a problem.

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  • James Morara Onchangu    Jun 28, 2014

    I am impressed by your project Josephine. I hear rabbit urine is a lucrative export venture..I into handicrafts.

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  • Pauline Kanyoro    Jun 24, 2014

    good morning you are doing good work keep up ,lets together help more people in our community ,
    May God almighty bless you.

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  • Justus Mutinda    Jun 13, 2014

    keep up,even teach your children and make your business their hobby
    be blessed

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  • Josephine Nyang'au    Jun 7, 2014

    Hi Kirsten
    Greetings,
    Just remembered here in Kenya in you parents house, you are always welcome,but you must work hard to eat the food but some homes, Just come and stay eat no problem.
    But during my years at home we had to do something, fetch firewood, water,sweep mams house,take the cows to drink water or graze them in the fields, so that you can eat otherwise no food for you they were that strict my friend.
    nice weekend
    regards
    Josephine

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    • KirstenShute    Jul 17, 2014

      Yes, there's always chores to do! You're right, too, that it can be different if you're a guest. I'm taking a vacation in two weeks at my aunt's house. Still, it's only fair that I help out with her art store and with cooking, since I'm staying there for a week.

      And it's also true that the kind of chores to do depends on where you live. Most of my life I've lived in cities: Montreal (a bigger city) and St. Catharines (a smaller one). My father grew up in a farm in United States, but he moved to Montreal when he was young. So I don't have the experience of gathering firewood (except when I worked at a summer camp) or leading cows to pasture - those sound like tough chores to do every day! When I was a kid I just had to wash dishes, hang clothes out, help clean up, and things like that.

      Anyway, thank you for the reply and I hope you're doing well. I see you repaid the last loan - congratulations! I'll be happy to support you if you apply for another one. Stay blessed,

      Kirsten

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  • Josephine Nyang'au    Jun 6, 2014

    Hello friends
    Greetings, How are you? am fine, doing good and trying to assist those that call me,
    I would like once more like to appreciate the good work you are doing to our people in this country many may not realize but those of us who know what it entails appreciate every coin of your contribution to us more especially to the projects that we have.
    I will say on behave of all of us Thank you so so much,Thank you for the good work.
    regards
    Josephine

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    • KirstenShute    Jun 6, 2014

      Hello Josephine,

      Thank you for your comments. I'm sorry I haven't said hello recently. I hope you and your family are doing well, and that the rabbits born this spring healthy and growing well. Also, thank you for the work you do as a volunteer member - many people, borrowers and lenders alike, appreciate this effort.

      Over here, it's the beginning of summer and, like last year, I'm helping my parents with their vegetable garden. (That way I can share in the food!) Some plants - lettuce, chives, parsley, carrots, and strawberries - are growing again from last year, and others have to be replanted.

      All the best,
      Kirsten

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