Kilifi, Kenya

100% repaid




Member since

July 2013

On-time repayments

326 installments  •  2%

About Me

my name is mwanajuma kassim born in chumani village in kilifi county .i live in matsajeni area in chumani, being born in a family of 5 and am the third born i ventured in bussines immediately after form 4 the year 2011. i schooled at chumani primary school and later joined roka secondary school until 2011.i took over the bussiness from my mum to ensure that our family get their daily meal.. mainly deal with grocery which is mostly vegitables and dry fish.i use the earnings in purchasing food for our family, improve on the stock and save a fraction to enable me join collage later.

My Business

in my bussiness i deal with grocery items live vegitables cerials anddry fish.i serve in a highly competitive market but the products are in high demand due to the high population in the town. i have my customers who might even decide to give me money in advance so that i can buy the products for them in a later date.the business is profitable coz most of the goods are fast moving and of high profit.the only risk is when the goods go bad before sale. monthly sales 17000/= expenses 8000/= profit 9000/=

Loan Proposal

i will use the amount if granted as i had promise to improve my business so as to develop myself, kes4000 have been budgeted for the purchase of half a sack of omena which is the favourite relish for the most residents of my locality. the remaining amount i.e kes 3400 will be used to improve the stock quanitity of vegitables, onions,tomatoes and other small things which are on demand and their stock is limited in my shop.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 29, 2013

Repayment status

On Time

Projected term

27 months

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  • Mwanajuma    Apr 6, 2015

    I was having a problem that led me not to submit my payment on time. for that reason I must apologise for ot communicating to you about the same. for now am okay although I changed business am commited to repay my loan in fully very soon. thanks a lot.

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  • Mwanajuma    Feb 6, 2015

    i have really been having problems with my health and i really appollogise for taking much time without any communication.for now i request to be allowed to pay as i have requested above to avoid inconveniencing zidisha staff i i hope i will be able to keep my request.pleases forgive me and give me another opportunity

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  • Mwanajuma    Nov 11, 2014

    i would like to assure zidisha fraternity that am committed in repaying my loan despite of the hullabaloos am encountering . please i beg u all to accept my apology and allow me to pay as i have requested above. i will ensure that i struggle and meet my above payment as i have done my request. therfore i request you in a polite manner to accept my request

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  • Mwanajuma    Oct 5, 2014

    sorry to all for not paying and not communicating to you. i was really having a great problem at home that made me not to be able to open my business for the required hours to enable me be able to gather much money to be able to repay and even i did not have that time to post to you what was the problem. i had a problem with another person who claimed i was supposed to vacate my premiss as it was his, this made me to rush to the chief to solve the problem and for now am resuming hope to keep cooperating with you.thanks all

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  • Mwanajuma    Sep 30, 2014

    hi lenders am commited to pay my loan and am srugling to ensure all is well. pleases lenders bear wiyh me.

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  • ortsom    Sep 30, 2014

    I suggest to Zidisha team to put into a black list all borrower who have not repayed their lending.

    No more lending for that have not updated their lending.

    One opportunity more for who updated but it permit a lend less than 50USD.

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  • Bavarian    Sep 6, 2014

    Dear Mrs Kassim, I hope you and your family are doing well. We haven't heard any news from you for a while and you are behind your repayment schedule. Please keep us informed how things are going. Regards, Bavarian

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  • Mwanajuma    Aug 9, 2014

    it have been a difficult moment for me as my business have been very low in terms of sales making it very hard for me to submit my repayments on time, but for now i have rescheduled to give me time to recollect and make efforts of submitting my pay on time not to cause any delays and contradictions to zidisha team. please i beg to be allowed to pay as i have requested. thanks in advance and may GOD bless you all

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  • Mwanajuma    Jul 5, 2014

    i intended to pay all the amount as i requested but for sure i did not succeed as planned thus why i could not and for now am in arrears , this is very bad but as am committed on excellent service i now opt to reschedule my loan and pay the much i can so as other activities can work well as planned in zidisha

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  • discoball    Jun 25, 2014

    Hello, Mwanajuma! (I am kutumia tovuti "Google kutafsiri" na mimi ni matumaini ufanisi.) Jinsi ni mambo kwenda na biashara yako? Nikaona kwamba mambo yalikuwa magumu mwezi Machi. Ni kila kitu sawa sasa?

    Matakwa ya joto kutoka California,


    Hello, Mwanajuma! (I am using the website "Google translate" and I hope it is effective.) How are things going with your business? I saw that things were difficult in March. Is everything okay now?

    Warm wishes from California,

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  • Mwanajuma    May 31, 2014

    asante karisa. Naamin ipo siku ntaibuka na ushindi

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  • karissa    May 30, 2014

    sasa, dada? wewe unafanya bidii ama? kidogo kidogo hujaza kibaba. endelea tu--utashinda!

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  • Mwanajuma    May 24, 2014

    for sure i must real apologize for the delay in payment, i expected to pay without any problem but something arose inbetween that i could not submit the required payments. for now i have requested for payment on the much i can afford to pay weekly without an further delay so as to improve my credit limits. please i beg for your understanding

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  • Mwanajuma    Apr 26, 2014

    3000/= is the much i can afford to pay as from the next repayment date. initially i had a problem i paying because my payments had not been released from the place i had delivered my stock which made me to be caught off guard in terms of payment but now i have been promised that my cheque will be out anytime and this will allow me to pay without any problems. asanteni sana

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  • Mwanajuma    Mar 20, 2014

    hi lenders i have been so silent because i was following up my projet returns now am settled and hope to make my payments soon. thanks alot

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  • ortsom    Feb 26, 2014

    Hi Mwanajuma
    your silence do not help us to undestand what it happens. You was so present when you need lend and now where are you? I have believed in you and your project . I hope so you will reply soon and explaining us your situation.

    See you soon

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  • Mwanajuma    Feb 17, 2014

    thanks for the loan am gratefully for the help zidisha showed to me,am now on the initial stages of implementing my ideas as i indicated during the application of the loan.the tender i supplied for two weeks but the payments have not yet been made to me, this makes it difficult for me to pay as i expected . therefore i intend to reduce my payments so as-to guard mu reputation so please bear with me

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  • discoball    Feb 3, 2014

    Hello Mwanajuma Kassim, I was thinking of you and wondering how you are doing with your grocery business? I hope it is going well! Please know that your lenders are all hoping that you are finding success and satisfaction in your business. Warm wishes to you from California, USA!

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  • Mwanajuma    Jan 23, 2014

    i thank all lenders for funding my loan in fully.

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  • Mwanajuma    Jan 23, 2014

    mine is just thanking zidisha for posting my loan and the lenders who have contributed towards the same. As only a single day is remaining before biding of my loan closes i urge lenders to help me and fully fund my loan. May God bless us all.

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