Virginia
Makuyu, Kenya
$0 to go
100% funded of $479 goal
0
days left
Entrepreneur
Name
Virginia
Member since
May 2013
On-time repayments
29 installments • 3%
About Me
I am a mother of one, a son who is currently in the Uiversity pursuing electrical engineering.I live in Gatia Village which is a few metres away from Don Bosco Catholic Church. My home is located behind the animal slaughter house.
I am a Groceries seller outside Don Bosco Catholic Church in Makuyu, Murang'a South District, Murang'a County, Central Province.
I reached form four (up to high school). This was because when I was being brought up, girl child education wasn't that important as many of us were supposed to be at home being taught by our parents how to bring up a family in the right way. Only the boy child had the right to formal education unlike now that times have changed.
I started my business in 2009. The main reason that led me to do so was my son's education as the farm produce couldn't cater much on his education. University education in Kenya is rather expensive especially the technical courses. Luckily, my son was admitted through the Joint Admissions Board which isn't as expensive in comparison to the parallel programmes. I had to have extra income to ensure that my son sails through his education and make a living for himself.
I purchase fruits like oranges, mangoes, avocados to sell to students from Makuyu Primary School and Don Bosco Schools (Secondary and Technical College). I also sell them sugar cane and some packed ready to drink juice together with some biscuits.
My Business
My business is based outside Makuyu Don Bosco Catholic Church. My customers are mostly students from Makuyu Primary School and Don Bosco Schools (Secondary and Technical College).
I normally sell to them oranges, mangoes, avocados and sugar cane. Also inclusive are ready to drink juice and biscuits.
Students being my main customers normally come to my stand during break time to purchase the fruits. They mostly prefer my stand since I normally encourage them to work hard for them to join the university like my son. Also, I sell to them fresh fruits at a very reasonable price.
My business is profitable since with at least every purchase of a fruit, I gain 50% profit. I normally get them from the neighboring market in Makuyu town where its relatively cheaper. Also, from my small piece of land hence lowering the production cost.
The major set back the business faces is when the students are on holiday since they form a bigger percentage of my customer base.Also during the rainy season, my stand gets ruptured by rain at times.
In a month, I make a profit of Ksh. 6000 and I believe with the help of Zidisha, I will be able to increase my profit margins and see my son through his university education with ease..
Loan Proposal
I will use the loan to add stock to my business.
I will use Ksh. 25,000 to purchase oranges, pineapples, water mellons, sweet mellons, bananas. These fruits form my stock base as students come to my stand during break time and lunch time.
I will use Ksh. 10,000 to erect a stand where my customers will be relaxing as they partake the fruits. The cash will be used to purchase timber, nails, iron sheets.
The remain Ksh. 5000, I will use to purchase pioneer maize seeds to plant end September and early October. Pioneer Maize seeds are drought resistant and yield very high.
Feedback
Positive
None
Neutral
None
Negative
3
Loan Info
Project Type
Classic Loan
Disbursed amount
$479.00
Date disbursed
Sep 25, 2013
Repayment status
Late
Projected term
26 months
Other loans
Lenders
Southampton, United Kingdom
Osaka, Japan
Ask Virginia a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Loading...