Phylis

Kahawa West ., Kenya

10% repaid

Entrepreneur

Name

Phylis

Member since

January 2014

On-time repayments

38 installments  •  3%

About Me

my name is phylis mwangi,i do a mobile business of vikoi and vitenge which i get from arusha,when i say a mobile business means i dont have a shop i take the goods to the clients myself,i started the business after i got tired of searching for a job,it doing well coz it feeds me and my five children and am able to pay their fees though in instalment.i live at kahawa west and not many people around there sell the batik vikois and the culture printed vitenge that i sell so there is ready market for them.

My Business

i buy a kikoi for 350shs from arusha then sell for 700shs at bargain i sell atleast 600shs.thats the last price.i buy atleast 20 vikois after every two weeks.for the vitenges i buy a peace for 1300shs at arusha then sell for 2000shs least1800shs.i have only buy 5 vitenges after every two weeks.the business is good but since i started with small capital am not like able to meet the demand of the clients especially for the vikois.i get my goods from Tanzania thus promoting a good relationship with our neighbouring country.the vitenges are animal printed and others are printed with different cultural tools like the stools,sword and shield hence promoting our African culture and thats the reason the are loved.

Loan Proposal

i will use the loan to add stock to my business which is already existing so that i may be able to meet the customers demand and from hence i will be able to pay back the loan that i have borrowed as early as possible to give room to other borrowers and also so that Zidisha can increase my loan limit.

Feedback

None

None

2



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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jan 31, 2014

Repayment status

Late

Projected term

9 months

Lenders

Zidisha

Sterling, United States

Christopher

Copenhagen, Denmark

Sarasota

Sarasota, Fl, United States

Richard Griebe

La Jolla, United States

G

GanSatya

United States

Ask Phylis a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Timan    Aug 31, 2014

    Hello Lenders, I have attempted to get in touch with Phylis but has not been successful yet. I am still making efforts to reach her. Thanks

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  • Phylis    May 13, 2014

    Lenders please note that i will be sending my payment on mondays.sorry for the delay of repayment once more.

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  • Phylis    May 13, 2014

    first i would like to appologise to the lenders for the trouble i have put you through with the delay of my loan repayment.i have been going through a difficult time since my business for vikois went down and i had to finally close it down.am currently working for a catering company on weekends and thats why i want to reschedule my loan from 700shs to 500shs to be paying every MONDAY starting from next week that is from 19th may,please bare with me lenders.once more i am sorry for inconvinient that i have caused you lenders and for destroying your trust on me.

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  • Phylis    Mar 2, 2014

    Am sorry lenders,i have delayed my payment,i have had few family problems here n there but i have sent 700kshs which i will be paying weekly untill my loan is fully paid,i also have problems with my account coz i cant acces my loan page so please help.

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  • Phylis    Mar 11, 2014

    I wish to change my payment from 1435 kshs to 700kshs since my business has gone down and am going through hard times putting the cash together,the demand for the vikois has realy gone down and i been forced to opt to start selling second hand clothes which i can say are abit cheap to buy and are doing good in selling since their price is not as high as vikois,am sorry lenders for failing you but please bear with me and i promise to fully pay the whole loan as it is the policy for Zidisha.phylis mwangi.

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    • Haroun    Mar 30, 2014

      Hello were u able to change schedule your payment or i help, you seem to be behind in paying your loan

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  • Haroun    Feb 18, 2014

    Hello Phylis hope you are doing good. How is business? The records show that you have not been able to pay your weekly loan installments, what may be the problem dear? Your VM

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    • Phylis    Mar 2, 2014

      hi Haroun Mayienda,am sorry i took long replying to your mail,i had few family problems but am now settled n have started paying back my loan today i sent 700shs to zidisha account n i will be doing so every week untill it is fully payed.sorry for the delay.

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    • Phylis    Mar 2, 2014

      hi Haroun Mayienda,am sorry i took long replying to your mail,i had few family problems but am now settled n have started paying back my loan today i sent 700shs to zidisha account n i will be doing so every week untill it is fully payed.sorry for the delay.

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  • Phylis    Jan 30, 2014

    I take this opportunity to thank you lenders for fully funding me,i promise to keep my word on repayment,be blessed all.

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  • Phylis    Jan 30, 2014

    Am glad that am 50% funded,3 more days to my due date please lenders assist me as soon as possible to be able to reach my demand.

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  • Phylis    Jan 27, 2014

    Goodmorning Zidisha lenders thank you for the support,4 days only to my due date please lenders do something better for me.

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  • Phylis    Jan 27, 2014

    This day i appreciate the good contribution from lenders,you are realy touching my heart and also giving me a challenge that after sometimes of borrowing and paying back,i will also start becoming a lender.with my good business that give me a 44% profit i know i will make it with time.

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  • Phylis    Jan 24, 2014

    My regards goes to the lenders for the good work you are doing,my loan is 17% funded still need more funds and i got like a week to my due date,please am requesting for lenders to support me so that i can be able to meet that demand i got from a school for wrappers(vikoi) to be used for the music festivals,the school has given me up to 7th february to supply them failiur to which the tender will be given to someone else.please lenders come to my aid.thanks in advance.

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  • Phylis    Jan 22, 2014

    This yet another day at zidisha,i have risen up early to go for my goods and there is a saying that goes like the early bird catches the biggest worm that what i want to do,lenders my deadline is almost due and my loan has been raised only 1% please do something better for me since i have a demand from a school that need 50 pieces of the wrappers(vikois)to use them for the drama festivals.i will highly appreciate your quick and generous contribution.

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  • Phylis    Jan 20, 2014

    This yet another day,thank you for the contribution you zidisha people are offering,i will highly appreciate more of your contribution so that we can continue growing to become future lenders.

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  • Phylis    Jan 19, 2014

    hallo good people of zidisha,i have just joined the group and am really overjoyed by the good work you people are doing,please help me get the loan so that i too may be able to become a lender too very soon.

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