Veronicah

Rironi, Kenya

43% repaid

Entrepreneur

Name

Veronicah

Member since

December 2011

On-time repayments

29 installments  •  17%

About Me

I am Veronicah Wanjiru Munga. I live with my husband and my children. We live at Rironi village, Limuru division. Along Nairobi- Nakuru highway, alight at Rironi stage at the foot bridge, near Kenol Petrol station. My home is located about a quarter Km from Rironi shopping center. You may ask someone to direct you to Waciru wa Munga's home. My plot number is T232A.

My Business

I ran a small hotel in my village and get some money to cater for my family. My customers like my hotel because I attract them by giving them good services and talking politely to them. This business is profitable because once the customers are attracted by the services I give to them, they come in large number. The monthly expenses I incur in the business is approximately 30000. Sales revenue is approximately 50,0000.

Loan Proposal

I will use the loan to buy more stock for my boutique. I will also buy more beads to make more handbags.This will boost my business and help me to attract more customers for my products.
Am grateful for the loan you gave me. It was actually a booster to me. I really appreciate your help, since I was able to change from running a hotel to running a boutique. Thank you so much and may God bless you.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$362.00

Date disbursed

Aug 21, 2012

Repayment status

Late

Projected term

23 months

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Ask Veronicah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • roberta.zenere    Nov 25, 2013

    Dear Lenders,

    my name is Roberta Zenere and I am a Kenya Country Liaison Intern at Zidisha. Jospehat Bwire, Ms Munga's Volunteer Mentor sent this update to us today:

    "she was not feeling well and the business stolen but she confirmed to me that last week she sent some cash and she will continue paying the arearrs"

    We are very sorry for what has happened to Ms Munga and her business. We wish her all the best in the future with her business.

    Thanks and best regards,

    Roberta
    Zidisha Team

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  • bconrad    Sep 10, 2013

    Dear Lenders, my name is Bayle and I am a Country Liaison Intern with Zidisha. We have been in contact with Ms. Munga's Volunteer Mentor, Steve Kagwe, who reported to us that Ms. Munga has recently been in a car accident. She is hoping to begin repayments next month, and in the meantime reschedule her loan.

    Ms. Munga, we wish you a quick recovery!

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  • Veronicah    Feb 20, 2013

    Hello Zidisha team,
    I wish to reschedule my loan, so that I can be paying 1,500 shillings per month. I have been sick for the last one month and hence I have not been able to pay the money that is due by now. This made me unable to operate my business normally. Thank you for being patient with me.

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  • Veronicah    Nov 23, 2012

    Hello Zidisha Team,
    I am not capable of paying my monthly installment for this moth (November), but I will try to pay by 10th December, 2012. Thank you for being understanding.

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    • hugh1    Nov 23, 2012

      Don't worry, Veronicah. That's fine as far as I'm concerned, and thank you for letting us know. Keep smiling! Best, Hugh

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    • evinpa    Nov 24, 2012

      Hello Veronicah,

      Thank you for the update. I hope you are doing well,

      Evinpa

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    • Hope2012    Nov 28, 2012

      Ok no problem here take care x

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  • Veronicah    Oct 23, 2012

    Hello Zidisha Team,
    Thanking you for continued support in my business. I am no longer the same person I was before I joined Zidisha micro finance. I have not yet paid this month's (October 2012) installment but I will pay by tomorrow.

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  • Veronicah    Oct 3, 2012

    The loan I got from zidisha has actually helped so much in my business. Am really proud to to be a member of Zidisha micro finance. Thank you very much.

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    • Hope2012    Oct 3, 2012

      That's very good to hear,thanks for letting us know and may you continue to thrive in your business

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  • traciyoshiyama    Aug 17, 2012

    Wonderful to see you again today Veronicah! I am glad you are doing so well and thank you again for recommending Zidisha to people in Rironi! Have a wonderful weekend! Here are some pictures of you, Lucy, and I.

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  • hugh1    Aug 11, 2012

    We were very interested to read about you in Traci's excellent blog. (That's a "Must Read"!). Congratulations on your wonderful beading and the very best of luck with your boutique.

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  • Flobe    Aug 10, 2012

    Your handbags and bracelets are beautiful! I am sure your business will prosper.

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  • COOPITALIST    Aug 8, 2012

    Good luck in your business ventures, Ms. Munga. I look forward to hearing of your progress.

    Sincerely,
    WONGNOW

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  • traciyoshiyama    Aug 5, 2012

    August 2, 2012

    Hello, my name is Traci Yoshiyama, Zidisha’s Kenya Client Relationship Manager. I am currently visiting Zidisha borrowers in and around Nairobi.

    A brother in Nakuru has a friend in Nairobi who has a relative in the Maasai Mara. That is how the word of Zidisha has traveled throughout Kenya. The power of the word of mouth has proved its worth, for Zidisha borrowers can be found in the most unlikely places. Veronicah Munga, a lone borrower in the ghost-like town of Rironi, heard about Zidisha through a brother living in Mugaa and then again from a friend living in a neighboring village. With a little skepticism, Veronicah applied for Zidisha and is now a failthful member.

    Not long ago, Veronicah ran a hotel in the shopping center of Rironi, but due to a recent renovation project run by the Municipal Council of Limuru, Veronicah had to close her business. But as many know, some downfalls can be blessings in disguise, for Veronicah has now opened Velrojack.

    Velrojack, a combination of her and her youngest child’s name, is a small boutique selling clothes and shoes purchased in Nairobi. Through her first loan, Veronicah was able to stock her shop with such items. Boutiques are common in all of Kenya, but what sets her apart from most is Veronicah’s beautifully designed bracelets. Having five years of experience making jewelry, Veronicah creates these beaded bracelets in the evening hours, completing one per night.

    In addition to jewelry making, Veronicah has delved head first into a new venture. She quickly closes her shop and takes me to her home where her project awaits. When we arrive, Veronicah proudly shows me a table spread of bags, intricately beaded and in various sizes. These bags will be the newest item in Velrojack. Veronicah also spreads her talent throughout the community, instructing others on the art of beading. Hoping to take out a second loan soon, Veronicah anticipates buying more beads to make her jewelry and bags.

    Much like her teachings in jewelry making, Veronicah would like to share the benefits of Zidisha with others in Rironi. She comments on how technology has made the Zidisha process easily accessible and hopes to encourage others to join.

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  • Veronicah    Jul 2, 2012

    Hi Zidisha team,
    Just to give my heartfelt thanks for your assistance in my business. The money you lent me has been of great help to me. May the almighty God bless you abundantly.

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    • Veronicah    Aug 8, 2012

      I Veronicah Munga from Rironi Village , am a happy member of Zidisha organization. I want to commend the good work done by the Zidisha team. I was visited by two members from Zidisha team and I have no enough words to express my joy since I was overwhelmed by their kindness. They visited me at my business (boutique) and encouraged me to move on with my business. They also visited my home at Rironi village and they admired my handbags which I make from beads. Again, thank you very very much.

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  • Veronicah    Jun 7, 2012

    Hello,
    Thank you for continued support to me in my business. I want to inform you that I will pay the June installment on 22nd June 2012.
    With regards
    Veronicah Munga

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  • Veronicah    Apr 2, 2012

    Hello, I just want to express my heartfelt gratitudes for lending me the money to boost my business. I know I can't thank you enough but am just praying that God bless you very much.

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  • Veronicah    Mar 14, 2012

    Hello, I just want to say thank you for the loan that you lent to me. The money was of great help to me since I was able to boost my business by buying more stock. My business is running smoothly. I have no enough words to thank you am just praying that almighty God bless you very much.
    I was not able to pay the first installment on time since my daughter was not feeling well. Thank You.

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