Josephine

Nakuru, Kenya

Funds disbursed

$0 to go

100% funded of $100 goal

0

days left

Entrepreneur

Name

Josephine

Member since

May 2013

On-time repayments

27 installments  •  0%

About Me

my name is Josephine Wanjiku Karinga and am a resident of Kiti estate of Nakuru town that is off Nakuru- Nyahururu highway.am not married and do operate a small shop in the estate that l sell food stuff.l started the business after graduating from college.this is because jobs in the formal sector are hard to come by and l had to do something constructive so as to earn a living.starting a business was a challenge at first but with time l have seen it grow and do make good sales every day. l use my income to support my siblings who are still in college and develop myself economically.during my free time l like travelling.

My Business

the business is good here in Nakuru and especially the food business.This is because of the many people in the area.l normally sell cereals such as maize, rice, green grams, all types of flour, beans and fresh produce such as tomatoes,cabbages and fruits.This enables me to make a net profit of ks,15,000 per month. though there is lot of competition in the area l always make sure that my prices are affordable and my food stuff is of high quality.This enables me to sell all the food stuff as l try to ensure that they are fresh.if advanced with the loan l will be able to add more stock to my business hence increasing the sales.

Loan Proposal

i will use the loan to increase my stock that will meet the customers demand therefore increasing my profit.i will also do a little of renovation in my shop.i also have a school going child and the schools are opening this month,so i will also have some money to pay for his school fees.the loan will also be of grate help because it will help me to add on what i have to pay for my house rent and also the rent to my shop

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Sep 10, 2013

Repayment status

Late

Projected term

27 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

Hope2012

United Kingdom

B

Bpryse

Long beach, United States

P

ploeger

Perkasie, United States

Silver

Steiermark, Austria

B

bramberger

Vienna, Austria

SeeMeeFi

Ontario, Canada

scgtb

Sarasota, United States

fk

United States

W

WinWinNL

The Hague, Netherlands

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  • Josephine    May 7, 2018

    I am not a fraud its just that i have been having some problems and i was not able to pay my loan.right now am a bit stable and therefore i will clear my loan slowly.

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  • SeeMeeFi    Jul 18, 2014

    Hi Josephine!
    I am hoping that you are having a better time in your business. Please remember that it is never to late to finish what you started! Paying off your loan, even a little bit at a time, will get you closer to your dream! God Bless, Josephine. I hope you are able to pay back this loan so that all the people who believed in you will be able to help someone else next!

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  • Josephine    Oct 24, 2013

    my shop was located at a road reserve and therefore i was moved by the city council because the road to where my shop is located is being constructed.i have had so many overheads trying to start all over again.but with Gods grace i will pull through,so i will be able to pay my loan.i know i will be able to pay my monthly installment even before the rescheduled date because my customers are adjusting slowly to where i am located now.after paying this loan,i will surely ask for another loan because zidisha group has brought me this far.

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  • Josephine    Oct 14, 2013

    Jambo lenders and the entire zidisha team.l am grateful to all of you for the support and also for the loan.Since you came,zidisha has been of help to many a people.You have enabled people like me to expand my businesses and l am very grateful.Also you have enabled people to expand their business ideas because at the end of the day,the zidisha team will see to it that one persons goal of starting a business or expanding it comes into reality.God bless you all and keep up with the good work.

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  • Josephine    Oct 14, 2013

    i have seen God in my business.before i joined the zidisha group i went through many hardships looking for a loan that would boost my business.but through a good Samaritan i discovered the zidisha group.it is so amazing how one can change their lives in a twinkle of an eye.my business is having a good stock that when my customers come in, i am not ashamed.thank you so much

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  • Josephine    Oct 14, 2013

    i have really seen God in my life because my business has been doing well because with the profit i get from my shop i was able to open a small boutique in the same area where my greengrocer is located and is also doing well.i know that i will be able to pay the loan as soon as possible

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  • Josephine    Oct 14, 2013

    ear lenders , i am happy to say that my business is really flourishing.today i had the best day at my shop because i just got a new supply of wonderful baby shoes which are more like doll shoes .they have these little teddy pictures with roses all around, i really can imagine little kids walking around with those little shoes. i just love children with one heart and i just want to make sure that my shop has everything.i really would like to have a wonderful expounded shop where i will be able to also create employment. i just want to say that you people are just amazing and may God bless you

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  • Josephine    Sep 17, 2013

    The loan has slowly expanded my business in general and enabled me to renovate my premises to attract the potential customers it has enabled me offer good services to my potential customers in the area once my business is expanded i will be able to create employment to the youths.I thank the zidisha team,this is my steppingstone to my destination.

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  • Josephine    Sep 17, 2013

    thank you very much to my sponsors because of lending me with the loan,i stocked my greengrocer shop with the money that i received and i have already started noticing some difference in my shop.customers have started increasing because i am able to buy fresh vegetables from the farmers.

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  • Josephine    Sep 10, 2013

    thank you so much lenders for the contribution you have made to me. i promise that the loan will be well paid because the loan is my stepping stone.

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  • Josephine    Aug 31, 2013

    i am so thankful for the zidisha group to accept my application.i know with the zidisha family that i am on the right track.i have seen with so many friends who are operating with the zidisha family and it is working out very well for them.i know when i start receiving the loan my life will never be the same.thank you in advance

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